Case: 14-12011 Date Filed: 08/13/2015 Page: 1 of 4
[DO NOT PUBLISH]
IN THE UNITED STATES COURT OF APPEALS
FOR THE ELEVENTH CIRCUIT
________________________
No. 14-12011
________________________
D.C. Docket No. 6:12-cv-00687-CEH-KRS
DANIEL J. DIPERNA,
Plaintiff - Appellee,
versus
GEICO GENERAL INSURANCE
COMPANY,
Defendant - Appellant.
________________________
Appeal from the United States District Court
for the Middle District of Florida
________________________
(August 13, 2015)
Before WILSON and MARTIN, Circuit Judges, and VINSON, * District Judge.
*
Honorable C. Roger Vinson, United States District Judge for the Northern District of
Florida, sitting by designation.
Case: 14-12011 Date Filed: 08/13/2015 Page: 2 of 4
PER CURIAM:
Defendant-Appellant GEICO General Insurance Co. (GEICO) appeals the
district court’s denial of its Rule 50(b) motion for judgment as a matter of law after
a jury returned a verdict in favor of Plaintiff-Appellee Daniel Diperna, as assignee
of non-party Joseph Umberger, GEICO’s insured, on a claim for bad faith. See
Fed. R. Civ. P. 50(b). GEICO claims that the evidence at trial did not establish an
essential element of Diperna’s claim for bad faith.
We review the denial of a motion for judgment as a matter of law de novo.
Gowski v. Peake,
682 F.3d 1299, 1310 (11th Cir. 2012) (per curiam). A court
should render judgment as a matter of law when “a reasonable jury would not have
a legally sufficient evidentiary basis to find for the party on that issue.” Fed. R.
Civ. P. 50(a). The court should review the entire record, but “must draw all
reasonable inferences in favor of the nonmoving party, and it may not make
credibility determinations or weigh the evidence.” Reeves v. Sanderson Plumbing
Prods., Inc.,
530 U.S. 133, 150,
120 S. Ct. 2097, 2110 (2000). Thus, the court
“must disregard all evidence favorable to the moving party that the jury is not
required to believe,” while giving credence to evidence favoring the movant that is
“uncontradicted and unimpeached, at least to the extent that that evidence comes
from disinterested witnesses.”
Id. at 151, 120 S. Ct. at 2110 (internal quotation
marks omitted).
2
Case: 14-12011 Date Filed: 08/13/2015 Page: 3 of 4
Taking the evidence in the light most favorable to Diperna, that evidence
was sufficient to support the jury’s verdict finding bad faith on GEICO’s part. For
that reason, we affirm the judgment of the district court.
AFFIRMED.
3
Case: 14-12011 Date Filed: 08/13/2015 Page: 4 of 4
VINSON, District Judge, dissenting:
I can agree that, viewed in the light most favorable to the jury verdict, there
was ample evidence that GEICO may have been negligent in processing Diperna’s
claim. However, negligence is not bad faith under Florida law. See Campbell v.
GEICO,
306 So. 2d 525, 530 (Fla. 1974) (recognizing that Florida has “aligned . . .
with those states whose standards for determining liability in an excess judgment
case is bad faith rather than negligence”); accord DeLaune v. Liberty Mut. Ins. Co.,
314 So. 2d 601, 603 (Fla. 4th DCA 1975) (concluding that “evidence of negligence
may be considered by the jury as it may bear on the question of bad faith, [but] a
cause of action based solely on negligence which does not rise to the level of bad
faith does not lie”). Ultimately, “[t]he essence of an insurance bad faith claim is
that the insurer acted in its own best interests to the detriment of the insured . . . .”
See, e.g., Johnson v. GEICO, 318 F. App’x 847, 849 (11th Cir. 2009) (per curiam)
(citing Macola v. GEICO,
953 So. 2d 451, 458 (Fla. 2006)). Because there is no
evidence in the record that GEICO was acting in its own best interests in handling
Diperna’s claim --- it is undisputed that GEICO tendered full policy limits within
the short time frame set by plaintiff’s counsel --- this case should never have gone
to the jury in the first place.
I respectfully dissent.
4
