Bank of America N.A. v. Martin Robert Hall ( 2015 )

Case: 14-11292 Date Filed: 08/14/2015 Page: 1 of 2
[DO NOT PUBLISH]
IN THE UNITED STATES COURT OF APPEALS
FOR THE ELEVENTH CIRCUIT
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No. 14-11292
Non-Argument Calendar
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D.C. Docket Nos. 3:14-cv-00067-BJD; 6:13-bkc-10498-KSJ
In Re: MARTIN ROBERT HALL,
ROBERTA D. HALL,
Debtors.
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BANK OF AMERICA, N.A.,
Plaintiff - Appellant,
versus
MARTIN ROBERT HALL,
ROBERTA D. HALL,
a.k.a. Roberta Schimpf Hall,
Defendants - Appellees.
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Appeal from the United States District Court
for the Northern District of Georgia
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(August 14, 2015)
ON REMAND FROM THE UNITED STATES SUPREME COURT
Case: 14-11292 Date Filed: 08/14/2015 Page: 2 of 2
Before WILSON, ROSENBAUM, and COX, Circuit Judges.
PER CURIAM:
Appellees, Martin and Roberta Hall, are Chapter 7 debtors with three Bank
of America mortgages on their house secured by corresponding liens. The first
mortgage is fully secured; the second, partially secured; the third, completely
unsecured or “underwater.” The Martins obtained from the bankruptcy court an
order “stripping off” Bank of America’s third lien as void under 11 U.S.C. §
506(d). The district court affirmed. Bank of America appealed. Bound by our
prior precedent rule, we affirmed.
The Supreme Court granted Bank of America’s petition for writ of certiorari,
vacated this court’s judgment, and remanded the case for further proceedings in
light of Bank of America, N.A. v. Caulkett, 575 U.S. ___, 135 S. Ct. 1995 (2015).
Under Caulkett, § 506(d) does not permit the bankruptcy court to strip off the
underwater third lien.
Following the issuance of Caulkett, Bank of America filed a motion for
summary reversal in this court. We deny that motion by separate order. We vacate
the judgment of the district court and remand this case to the district court for
further proceedings consistent with this opinion and Caulkett.
VACATED AND REMANDED.
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