In Re Residential Capital, LLC ( 2017 )


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  •     16-3438-bk
    In re Residential Capital, LLC
    UNITED STATES COURT OF APPEALS
    FOR THE SECOND CIRCUIT
    SUMMARY ORDER
    RULINGS BY SUMMARY ORDER DO NOT HAVE PRECEDENTIAL EFFECT. CITATION TO A SUMMARY ORDER FILED
    ON OR AFTER JANUARY 1, 2007, IS PERMITTED AND IS GOVERNED BY FEDERAL RULE OF APPELLATE PROCEDURE
    32.1 AND THIS COURT’S LOCAL RULE 32.1.1. WHEN CITING A SUMMARY ORDER IN A DOCUMENT FILED
    WITH THIS COURT, A PARTY MUST CITE EITHER THE FEDERAL APPENDIX OR AN ELECTRONIC DATABASE (WITH
    THE NOTATION “SUMMARY ORDER”). A PARTY CITING A SUMMARY ORDER MUST SERVE A COPY OF IT ON ANY
    PARTY NOT REPRESENTED BY COUNSEL.
    At a stated term of the United States Court of Appeals
    for the Second Circuit, held at the Thurgood Marshall United
    States Courthouse, 40 Foley Square, in the City of New York,
    on the 20th day of September, two thousand seventeen.
    PRESENT: DENNIS JACOBS,
    JOSÉ A. CABRANES,
    RICHARD C. WESLEY,
    Circuit Judges.
    _____________________________________
    Erlinda Abibas Aniel,
    Plaintiff-Appellant,
    v.                                                   16-3438
    ResCap Liquidating Trust,
    Defendant-Appellee.*
    _____________________________________
    FOR PLAINTIFF-APPELLANT:                 Erlinda Abibas Aniel,             pro    se,
    Hillsborough, CA.
    FOR DEFENDANT-APPELLEE:                  Norman S. Rosenbaum, Jessica J.
    Arett,   Jordan   A.   Wishnew,
    * The Clerk of Court is respectfully directed to amend the
    caption.
    Morrison & Foerster LLP, New York,
    NY.
    Appeal from a judgment of the United States District Court
    for the Southern District of New York (Gardephe, J.).
    UPON DUE CONSIDERATION, IT IS HEREBY ORDERED, ADJUDGED, AND
    DECREED that the judgment of the district court is AFFIRMED.
    Appellant Erlinda Abibas Aniel, pro se, filed two proofs
    of claim in the bankruptcy of Residential Capital, LLC, alleging
    wrongful foreclosure of a California property. The trustee of
    the bankruptcy estate, the ResCap Liquidating Trust, objected
    to Aniel’s claims on the basis that she lacked standing. The
    bankruptcy court sustained the standing objections, and the
    district court affirmed.       Aniel appeals.    We assume the
    parties’ familiarity with the underlying facts, the procedural
    history, and the issues on appeal.
    We conduct plenary review of orders by district courts
    acting as appellate courts in bankruptcy cases, reviewing
    conclusions of law de novo and factual findings for clear error.
    In re First Cent. Fin. Corp., 
    377 F.3d 209
    , 212 (2d Cir. 2004).
    Accordingly, the ruling on standing is reviewed de novo.
    To have standing, a plaintiff must show (1) an injury in
    fact, (2) a causal connection between the injury and the
    defendant’s conduct, and (3) that it is likely the injury will
    be “redressed by a favorable decision.” Lujan v. Defenders of
    Wildlife, 
    504 U.S. 555
    , 560−61 (1992) (internal quotation marks
    omitted).      The injury-in-fact must be concrete and
    particularized. Spokeo, Inc. v. Robins, 
    136 S. Ct. 1540
    , 1548
    (2016).    Aniel alleged that her injury arose from the
    foreclosure of the property, but she has not demonstrated a
    connection to the property sufficient to establish her
    standing. Aniel is not named on the deed of trust or mortgage
    note; as evidence of ownership, she cited a later grant deed
    giving her a one percent interest, an alleged agreement with
    the property’s owner to pay the mortgage, and her own bankruptcy
    filing.    But the grant deed postdated the foreclosure
    proceeding,    Aniel   submitted    no   documentary    evidence
    establishing her alleged agreement with the property owner, and
    she never formally assumed any obligation for the mortgage loan
    with the lender’s consent. Aniel’s submissions in her own
    bankruptcy filing do not establish her standing.
    We have considered all of Aniel’s remaining arguments and
    find them to be without merit. Accordingly, we AFFIRM the
    judgment of the district court.
    FOR THE COURT:
    Catherine O’Hagan Wolfe, Clerk
    3
    

Document Info

Docket Number: 16-3438-bk

Filed Date: 9/20/2017

Precedential Status: Non-Precedential

Modified Date: 9/20/2017