Cheryl Weaver v. Speedway, LLC ( 2022 )


Menu:
  •                                In the
    United States Court of Appeals
    For the Seventh Circuit
    ____________________
    No. 21‐1957
    CHERYL WEAVER,
    Plaintiff‐Appellant,
    v.
    SPEEDWAY, LLC,
    Defendant‐Appellee.
    ____________________
    Appeal from the United States District Court for the
    Northern District of Indiana, Hammond Division.
    No. 2:19‐cv‐00041‐JEM — John E. Martin, Magistrate Judge.
    ____________________
    ARGUED JANUARY 25, 2022 — DECIDED MARCH 15, 2022
    ____________________
    Before RIPPLE, WOOD, and JACKSON‐AKIWUMI, Circuit
    Judges.
    RIPPLE, Circuit Judge. Cheryl Weaver initially brought this
    premises‐liability action in state court seeking damages for
    injuries she sustained when she tripped over the curb in
    front of a Speedway gas‐station convenience store. Alleging
    negligence on the part of Speedway, LLC (“Speedway”), she
    initially sued Speedway in Indiana state court. Speedway
    removed the case to the United States District Court for the
    2                                                         No. 21‐1957
    Northern District of Indiana based on diversity of citizen‐
    1
    ship.
    In due course, Speedway moved for summary judgment
    on the issue of liability. Ms. Weaver replied that the curb
    presented an unreasonable tripping hazard because it was
    not painted yellow, as required by a Speedway internal poli‐
    cy. The court entered summary judgment for Speedway; it
    concluded that, as a matter of law, Speedway’s failure to
    paint the curb was not negligent because the alleged hazard
    was open and obvious. For the reasons set forth in this opin‐
    ion, we affirm the judgment of the district court.
    I
    BACKGROUND
    When Ms. Weaver walked up to the convenience store at
    a Speedway gas station in December 2017, she did not notice
    the curb in front of the doorway. She tripped on the curb, fell
    to the ground, and sustained injuries. Ms. Weaver sued
    Speedway in Indiana state court for negligence, alleging that
    the company failed to maintain its premises in a reasonably
    safe condition.
    Speedway removed the case to federal court. The remov‐
    al notice explained the complete diversity of citizenship be‐
    tween the parties and stated that the amount in controversy
    2
    exceeded $75,000. The district court bifurcated the case, or‐
    1 See 
    28 U.S.C. §§ 1332
    (a), 1441(b).
    2 In support of removal, Speedway only provided a conclusory state‐
    ment that the jurisdictional amount was satisfied, although the com‐
    plaint was vague as to the plaintiff’s injuries and included no specific
    (continued … )
    No. 21‐1957                                                                3
    dering the parties to focus on liability in the first phase and
    postpone discovery relating to Ms. Weaver’s injuries and
    damages until the second phase.
    After discovery on liability closed, the parties filed
    cross‐motions for summary judgment on that issue.
    Ms. Weaver presented evidence that she had not noticed the
    3
    curb when she tripped. Her evidence also included two pic‐
    4
    tures of the curb, as it appeared three days after her fall. Ac‐
    cording to Ms. Weaver, these pictures show that the color of
    the sidewalk and of the street below the curb is the same.
    ( … continued)
    prayer for relief, see R.7 ¶ 11. Had the plaintiff objected to removal, pre‐
    sumably the district court would have held Speedway to its burden to
    demonstrate the amount in controversy by the preponderance of the ev‐
    idence. See 
    28 U.S.C. § 1446
    (c)(2)(b). To determine our own jurisdiction,
    we were left with little in the way of support for diversity jurisdiction at
    the time of removal. See Ware v. Best Buy Stores, L.P., 
    6 F.4th 726
    , 731 (7th
    Cir. 2021) (noting our independent obligation to confirm subject matter
    jurisdiction). We should not have had to scour the district court record to
    find support for the $75,000 threshold, but we have. And filings from
    early in the case convince us that the amount was satisfied at the time of
    removal. For example, Ms. Weaver explained in a status report that she
    injured her elbow in the fall and had multiple surgeries; in another status
    report, Speedway mentioned that Ms. Weaver stated in an interrogatory
    response that she had broken her wrist, hand, and elbow. See R.16 at 1;
    R.17 at 1. It would be fair to assume that such extensive medical care
    would cost more than $75,000, especially accounting for her alleged pain
    and suffering. Thus, we conclude that the parties have made a good faith
    allegation of the amount in controversy. See McMillian v. Sheraton Chi.
    Hotel & Towers, 
    567 F.3d 839
    , 844 (7th Cir. 2009).
    3 R.47‐4 at 2; R.47‐5 ¶ 1.
    4 R.47‐1; R.47‐2; R.47‐6 ¶ 1.
    4                                                           No. 21‐1957
    The paint on the curb itself is faded to the point that it is
    barely visible. The pictures depict the curb to be a standard
    height, and Speedway confirmed this fact at oral argument.
    The pictures do not reveal any structural defects to the curb
    or to the surrounding area. The store behind the curb has
    glass doors, and there are several signs on the outer walls of
    5
    the store on both sides of the doorway.
    Ms. Weaver also submitted evidence that Speedway’s
    corporate manual required the curb to be painted: “The curb
    in front of any doorway should be painted yellow to indicate
    6
    a change in elevation.” The stated purpose of the policy is to
    “keep customers and Store associates safe on [the] premis‐
    7
    es.” In response to questions about Speedway’s policy, a
    former Speedway general manager also testified that an un‐
    painted curb presented a threat to customer safety that
    8
    would warrant an emergency work order.
    A magistrate judge, sitting as the district court with the
    parties’ consent under 
    28 U.S.C. § 636
    (c) and Federal Rule of
    Civil Procedure 73, granted summary judgment for Speed‐
    way. The court concluded that any danger posed by the curb
    was obvious and that Speedway had no reason to anticipate
    5 To the extent that Speedway’s contemporaneous photographs depict
    things differently, we credit, for present purposes, Ms. Weaver’s attesta‐
    tion that her exhibits represent the appearance of the curb in the days
    around her fall.
    6 R.47‐3 at 2 (Miller Dep. 10).
    7 R.54‐1 at 5.
    8 See R.47‐3 at 3–4 (Miller Dep. 10–14).
    No. 21‐1957                                                      5
    that Ms. Weaver would not protect herself from such a situa‐
    tion. The court relied in part on evidence that, in the last five
    years, only one other person had reported falling over that
    curb, and Ms. Weaver herself had visited the same store
    multiple times without tripping. Although the policy to
    paint the curbs outside store entrances was relevant, the
    court continued, a violation of that policy would not by itself
    establish a breach of Speedway’s duty as premises owner.
    II
    DISCUSSION
    Ms. Weaver now submits the district court erred in grant‐
    ing summary judgment for Speedway. While admitting that
    Speedway’s policy requiring curbs to be painted yellow does
    not define the standard of care, she maintains that the exist‐
    ence of the policy raises a factual question about whether
    Speedway breached its duty by not clearly demarcating the
    curb.
    “We review the district court’s grant of summary judg‐
    ment de novo.” Flexible Steel Lacing Co. v. Conveyor Accesso‐
    ries, Inc., 
    955 F.3d 632
    , 643 (7th Cir. 2020). Summary judg‐
    ment is proper if the moving party “shows that there is no
    genuine dispute as to any material fact and [it] is entitled to
    judgment as a matter of law.” Fed. R. Civ. P. 56(a). “A genu‐
    ine issue of material fact exists ‘when the evidence is such
    that a reasonable jury could return a verdict for the nonmov‐
    ing party.’” Carmody v. Bd. of Trs. of Univ. of Ill., 
    893 F.3d 397
    ,
    401 (7th Cir. 2018) (quoting Est. of Simpson v. Gorbett, 
    863 F.3d 740
    , 745 (7th Cir. 2017)). When considering a motion for
    summary judgment, we, like the district court, view the rec‐
    ord in the light most favorable to the nonmoving party. Poer
    6                                                     No. 21‐1957
    v. Astrue, 
    606 F.3d 433
    , 438–39 (7th Cir. 2010). However, “in‐
    ferences ‘that are supported by only speculation or conjec‐
    ture will not defeat a summary judgment motion.’” Carmody,
    893 F.3d at 401 (quoting Design Basics, LLC v. Lexington
    Homes, Inc., 
    858 F.3d 1093
    , 1099 (7th Cir. 2017)).
    Moreover, Federal Rule of Civil Procedure 56(c) imposes
    a very specific duty on a party resisting a motion for sum‐
    mary judgment:
    [S]ummary judgment requires a non‐moving
    party to respond to the moving party’s proper‐
    ly‐supported motion by identifying specific,
    admissible evidence showing that there is a
    genuine dispute of material fact for trial. Such
    a dispute exists when there is sufficient evi‐
    dence favoring the non‐moving party to permit
    a trier of fact to make a finding in the
    non‐moving party’s favor as to any issue for
    which it bears the burden of proof.
    Grant v. Trs. of Ind. Univ., 
    870 F.3d 562
    , 568 (7th Cir. 2017) (ci‐
    tation omitted).
    Because federal subject matter jurisdiction is based upon
    diversity of citizenship, we apply the substantive law of In‐
    diana. See Maurer v. Speedway, LLC, 
    774 F.3d 1132
    , 1136 (7th
    Cir. 2014). We therefore first identify the basic principles of
    premises liability in Indiana and then apply them to the case
    at hand.
    A.
    In order to establish her negligence claim under Indiana
    law, Ms. Weaver must establish that (1) Speedway owed her
    a duty of care; (2) it breached that duty; and (3) the breach
    No. 21‐1957                                                                7
    proximately caused injury to Ms. Weaver. See Goodwin v.
    Yeakle’s Sports Bar & Grill, Inc., 
    62 N.E.3d 384
    , 386 (Ind. 2016).
    The parties agree that Speedway, a landowner, had a duty to
    Ms. Weaver, a business invitee, to protect her in a reasonable
    manner against danger on its premises. Because discovery
    was bifurcated between liability and damages, and the
    summary judgment motions were limited to the issue of
    breach, whether Ms. Weaver can show causation and injury
    9
    has not yet been litigated. Therefore, only breach of duty is
    at issue here.
    Under Indiana premises‐liability law, a landowner
    breaches its duty to an invitee when the landowner
    (a) knows or by the exercise of reasonable care
    would discover the condition, and should real‐
    ize that it involves an unreasonable risk of
    harm to such invitees, and (b) should expect
    that they will not discover or realize the dan‐
    ger, or will fail to protect themselves against it,
    9 Speedway argues on appeal that the judgment can be sustained be‐
    cause Ms. Weaver cannot establish the element of proximate causation.
    But that is a new argument on appeal, and it is therefore waived. See Soo
    Line R.R. Co. v. Consol. Rail Corp., 
    965 F.3d 596
    , 601 (7th Cir. 2020), cert.
    denied, 
    141 S. Ct. 1068
     (2021). Further, because causation and injury are
    related inquiries, see Daub v. Daub, 
    629 N.E.2d 873
    , 877 (Ind. Ct. App.
    1994) (noting that causation requires a showing of a “reasonable connec‐
    tion between a defendant’s conduct and the damages which a plaintiff
    has suffered”), it would be inappropriate to vault ahead to resolving that
    issue before any discovery, including expert discovery as needed, on
    Ms. Weaver’s injuries.
    8                                                  No. 21‐1957
    and (c) fails to exercise reasonable care in pro‐
    tecting them against the danger.
    Douglass v. Irvin, 
    549 N.E.2d 368
    , 370 (Ind. 1990) (emphasis
    removed) (quoting Restatement (Second) of Torts § 343
    (1965)). Notably, Indiana courts, in applying this test, articu‐
    late the corollary principle that a landowner is generally not
    liable for “‘known or obvious’ dangers on the land” so long
    as it would not “anticipate the harm despite such knowledge
    or obviousness.” Roumbos v. Samuel G. Vazanellis & Thiros &
    Stracci, PC, 
    95 N.E.3d 63
    , 66 (Ind. 2018) (quoting Restatement
    (Second) of Torts § 343A(1) (1965)).
    The analytical approach articulated by the Indiana courts
    confirms their adherence to Restatement § 343. See Walters v.
    JS Aviation, Inc., 
    81 N.E.3d 1160
    , 1163 (Ind. Ct. App. 2017).
    That section provides:
    A possessor of land is subject to liability for
    physical harm caused to his invitees by a con‐
    dition on the land if, but only if, he
    (a) knows or by the exercise of reasonable
    care would discover the condition, and
    should realize that it involves an unrea‐
    sonable risk of harm to such invitees, and
    (b) should expect that they will not discov‐
    er or realize the danger, or will fail to pro‐
    tect themselves against it, and
    (c) fails to exercise reasonable care to pro‐
    tect them against the danger.
    
    Id.
     (quoting Restatement § 343). Indiana courts also have
    recognized that “Section 343 should be read together with
    No. 21‐1957                                                  9
    Section 343A,” Converse v. Elkhart Gen. Hosp., Inc., 
    120 N.E.3d 621
    , 627 (Ind. Ct. App. 2019) (citing Restatement (Second) of
    Torts § 343 cmt. a (1965)), which provides in relevant part:
    “A possessor of land is not liable to his invitees for physical
    harm caused to them by any activity or condition on the
    land whose danger is known or obvious to them, unless the
    possessor should anticipate the harm despite such
    knowledge or obviousness.” Restatement Second (Torts)
    § 343A(1) (1965); see also Miller v. Rosehill Hotels, LLC, 
    45 N.E.3d 15
    , 20 (Ind. Ct. App. 2015) (quoting same).
    Comment f to § 343A(1) explains the situations that sub‐
    section (1) is meant to address:
    There are, however, cases in which the posses‐
    sor of land can and should anticipate that the
    dangerous condition will cause physical harm
    to the invitee notwithstanding its known or
    obvious danger. In such cases the possessor is
    not relieved of the duty of reasonable care
    which he owes to the invitee for his protection.
    This duty may require him to warn the invitee,
    or to take other reasonable steps to protect
    him, against the known or obvious condition
    or activity, if the possessor has reason to expect
    that the invitee will nevertheless suffer physi‐
    cal harm.
    Such reason to expect harm to the visitor from
    known or obvious dangers may arise, for ex‐
    ample, where the possessor has reason to ex‐
    pect that the invitee’s attention may be distracted,
    so that he will not discover what is obvious, or
    will forget what he has discovered, or fail to
    10                                               No. 21‐1957
    protect himself against it. Such reason may also
    arise where the possessor has reason to expect
    that the invitee will proceed to encounter the
    known or obvious danger because to a reason‐
    able man in his position the advantages of do‐
    ing so would outweigh the apparent risk. In
    such cases the fact that the danger is known, or
    is obvious, is important in determining wheth‐
    er the invitee is to be charged with contributo‐
    ry negligence, or assumption of risk. It is not,
    however, conclusive in determining the duty
    of the possessor, or whether he acted reasona‐
    bly under the circumstances.
    Restatement (Second) of Torts § 343A(1) cmt. f (1965) (em‐
    phasis added) (citation omitted).
    Given the procedural standard imposed by Rule 56 and
    the substantive standards imposed by Indiana law,
    Ms. Weaver must have evidence that Speedway knew of the
    condition of its curb or, as a landowner exercising reasona‐
    ble care, should have discovered its condition. She also must
    establish that Speedway, as a reasonable landowner, should
    have realized that the curb presented an unreasonable risk of
    harm to invitees.
    The parties do not dispute that Speedway had
    knowledge of the curb’s condition. Therefore, our focus
    must be on whether Ms. Weaver has produced sufficient ev‐
    idence from which a jury could find that the curb created an
    unreasonable risk of harm to Ms. Weaver that she could not
    have expected to recognize on her own. Speedway submits
    that, because the standard‐height curb presented an obvious
    elevation change, the condition did not create an unreasona‐
    No. 21‐1957                                                            11
    ble risk of harm. Ms. Weaver counters that the change in el‐
    evation between the street and the sidewalk was not obvious
    because it was not demarcated in a noticeable way, and
    10
    therefore it created an unreasonable risk.
    In evaluating these arguments, the decision of the Indi‐
    ana Court of Appeals in Walters, provides a good starting
    point. There, the court said that “[s]teps and stairs are an
    everyday occurrence, and invitees are generally expected to
    see them and know how to use them.” Walters, 81 N.E.3d at
    1163. Nevertheless, the court also realized that “under the
    specific facts of a particular case, a step’s character, location,
    or surrounding conditions may create an unreasonable risk
    of harm to an invitee.” Id. Therefore, we must decide wheth‐
    er a reasonable jury could determine that, at the time of the
    accident, the step in front of the Speedway store created an
    “unreasonable risk of harm” based on its “character, loca‐
    tion, or surrounding conditions.” See id.
    In a non‐precedential case, an Indiana appellate court has
    recognized that a jury might find an unusually large height
    differential in a step to be neither obvious nor a reasonable
    risk of harm. See Black v. Basham, No. 79A05‐0711‐CV‐656,
    
    2008 WL 2854520
    , at *4 (Ind. Ct. App. July 25, 2008) (un‐
    published) (fifteen‐inch drop from apartment‐complex
    sidewalk to alley). Indiana courts also recognize that, be‐
    cause a hazard should not be assessed in isolation from its
    surroundings, see Roumbos, 95 N.E.3d at 68, an ordinary step
    10 See Appellant’s Br. 14; R.51 at 10 (“[F]ailure to clearly delineate the
    height difference between the parking lot and the curb was a tripping
    hazard….”).
    12                                                No. 21‐1957
    can pose an unreasonable risk of harm if it is located in a po‐
    tentially distracting location, see Walters, 81 N.E.3d at 1163–
    64. In Walters, an Indiana court held that a step leading from
    a pilot’s lounge into an airplane hangar required a warning.
    Id. Even though the defendant in that case had placed multi‐
    ple warning signs about the step, and the plaintiff acknowl‐
    edged that “if she had looked down … she would have seen
    the step,” the question of breach of duty could not be decid‐
    ed as a matter of law. Id. at 1162, 1164. The court reasoned
    that the unlikely location of the step, the lighting, and the
    fact that nonslip mats on either side of the step “led [the
    plaintiff] to perceive the floor as ‘one flat level’ surface,”
    were enough to create triable issues of fact. Id. at 1164; see
    also Roumbos, 95 N.E.3d at 68 (“Whether the wires generally,
    or the phone cord specifically, were obvious because they
    would have been apparent to a reasonable person under the
    circumstances is a disputed issue of material fact on this rec‐
    ord that precludes summary judgment.”).
    In an effort to demonstrate that the curb in front of the
    Speedway store presented a risk that was neither obvious
    nor reasonable, Ms. Weaver has chosen as the centerpiece of
    her case Speedway’s internal policy which requires curbs in
    front of its doorways to be painted. Ms. Weaver maintains
    that “internal corporate policies are admissible and relevant
    to the question of what the standard of care is in a particular
    case, even though those policies do not necessarily set the
    11
    standard of care.” The Supreme Court of Indiana ad‐
    dressed the use of company policies in Wal‐Mart Stores, Inc.
    11 Appellant’s Br. 12.
    No. 21‐1957                                                 13
    v. Wright, 
    774 N.E.2d 891
    , 894–95 (Ind. 2002). In Wright, the
    defendant challenged a jury instruction that tied Wal‐Mart’s
    duty of care to a provision in its operation manual. The in‐
    struction stated:
    There was in effect at the time of the Plain‐
    tiff’s injury a store manual and safety hand‐
    book prepared by the Defendant, Wal‐Mart
    Stores, Inc., and issued to Wal‐Mart Store, Inc.
    employees. You may consider the violation of
    any rules, policies, practices and procedures
    contained in these manuals and safety hand‐
    book along with all of the other evidence and
    the Court’s instructions in deciding whether
    Wal‐Mart was negligent.
    The violation of its rules, policies, practices
    and procedures are a proper item of evidence
    tending to show the degree of care recognized
    by Wal‐Mart as ordinary care under the condi‐
    tions specified in its rules, policies, practices
    and procedures.
    
    Id. at 893
    . The Indiana Supreme Court found these instruc‐
    tions problematic. It explained:
    Initially, we note that implicit in each of
    these positions, and explicit in the second par‐
    agraph of the instruction, is the assumption
    that the Manual in fact “tend[s] to show the
    degree of care recognized by Wal‐Mart as or‐
    dinary care under the conditions specified in
    [the Manual].” Wal‐Mart also objected to this
    assumption, contending “you can set stand‐
    14                                                    No. 21‐1957
    ards for yourself that exceed ordinary care and
    the fact that you’ve done that shouldn’t be
    used, as this second paragraph says, as evi‐
    dence tending to show the degree that you be‐
    lieve is ordinary.” We agree. The second para‐
    graph of the instruction told the jurors that be‐
    cause Wal‐Mart has established certain rules
    and policies, those rules and policies are evi‐
    dence of the degree of care recognized by
    Wal‐Mart as ordinary care. But Wal‐Mart is
    correct that its rules and policies may exceed
    its view of what is required by ordinary care in
    a given situation.
    
    Id. at 894
    . Indeed, the court continued, “[t]he law has long
    recognized that failure to follow a party’s precautionary
    steps or procedures is not necessarily failure to exercise or‐
    dinary care.” 
    Id.
     The court noted that this rule was “salutary
    because it encourages following the best practices without
    necessarily establishing them as a legal norm.” 
    Id. at 895
    .
    The court also found a second problem with the instruc‐
    tion: The negligence standard is objective, not subjective. See
    
    id.
     Just as “[a] defendant’s belief that it is acting reasonably is
    no defense if its conduct falls below reasonable care,” so too
    a defendant’s belief that it should perform at a
    higher standard than objective reasonable care
    is equally irrelevant. As one court succinctly
    put it, “a party’s own rules of conduct are rele‐
    vant and can be received into evidence with an
    express caution that they are merely eviden‐
    tiary and not to serve as a legal standard.”
    No. 21‐1957                                                                 15
    
    Id.
     (quoting Mayo v. Publix Super Mkts., Inc., 
    686 So. 2d 801
    ,
    802 (Fla. Dist. Ct. App. 1997)). Wright therefore stands for the
    proposition that, although a policy manual may be admissi‐
    ble, it cannot, without more, set the standard for a landown‐
    12
    er’s duty of ordinary care.
    The centrality of the Speedway policy to Ms. Weaver’s
    case cannot be over‐emphasized. Her brief makes clear that
    her case rises or falls on the existence of this policy: “[W]hile
    the lower court may believe all curbs are open and obvious
    conditions, Speedway believed there was a significant risk that
    13
    its invitees would not discover the curb.” She then summa‐
    rizes: “Bottom line: Speedway’s knowledge of that risk, the
    existence of Speedway’s painted‐curb policy intended to ad‐
    dress that risk, and the evidence showing that policy was not
    12 Ms. Weaver invites our attention to Kramer v. Catholic Charities of the
    Diocese of Fort Wayne‐South Bend, Inc., 
    32 N.E.3d 227
    , 232 n.2 (Ind. 2015),
    for the proposition that “in some cases an internal company policy could
    be sufficient to raise a genuine issue of material fact as to duty.” See Ap‐
    pellant’s Br. 12. In that case, the plaintiffs alleged that Catholic Charities’
    failure to check a putative‐father registry prior to the placement of a
    child for adoption constituted negligence. The sole evidence in support
    of their claim was “Catholic Charities’ informal practice of conducting
    such pre‐placement checks.” Kramer, 32 N.E.3d at 233. The court rejected
    this argument on the basis of Wal‐Mart Stores, Inc. v. Wright, 
    774 N.E.2d 891
    , 894–95 (Ind. 2002). Kramer merely held open the possibility that
    there could be a case in which an internal company policy “was sufficient
    to raise a genuine issue of material fact as to duty.” Kramer, 
    32 N.E.3d 232
     n.2. Thus, nothing in Kramer alters the decision of the Supreme Court
    of Indiana in Wright that a company policy is not sufficient to raise a
    genuine issue of material fact in a premises‐liability action.
    13 See Appellant’s Br. 14.
    16                                                No. 21‐1957
    followed are sufficient to create a fact question as to whether
    14
    Speedway breached its duty to Plaintiff.”
    Ms. Weaver’s candid reliance on the Speedway policy as
    the fulcrum of her case is an accurate portrayal of the record
    before us. Apart from the manual, Ms. Weaver submits only
    two other pieces of evidence. The first is the testimony of
    Speedway’s general manager. The manager’s testimony,
    however, concerned the meaning and operation of the poli‐
    15
    cy. The second is Ms. Weaver’s own statement that she did
    not see the curb and that she tripped, but negligence cannot
    be inferred from the mere fact of an accident. See Brown v.
    Buchmeier, 
    994 N.E.2d 291
    , 294 (Ind. Ct. App. 2013). In her
    affidavit, she also opines that, “[m]ore probably true than
    not, had the curb been painted bright yellow I would [have]
    notice[d] the height variation and stepped up on the side‐
    16
    walk.” Although Ms. Weaver may testify to matters within
    her personal knowledge and is entitled to reasonable infer‐
    ences from that knowledge, speculation as to what might
    have occurred had the curb been painted is not within her
    personal knowledge and cannot be used to defeat summary
    judgment. Cf. Payne v. Pauley, 
    337 F.3d 767
    , 772 (7th Cir.
    2003) (“[A]lthough personal knowledge may include rea‐
    sonable inferences, those inferences must be ‘grounded in
    observation or other first‐hand personal experience. They
    must not be flights of fancy, speculations, hunches, intui‐
    14 
    Id.
    15 See R.47‐3 at 2 (Miller Dep. 10–12).
    16 R.47‐5 ¶ 3.
    No. 21‐1957                                                           17
    tions, or rumors about matters remote from that experi‐
    ence.’” (quoting Visser v. Packer Eng’g Assocs., 
    924 F.2d 655
    ,
    659 (7th Cir. 1991) (en banc))).
    In this record, there is no evidence that the area sur‐
    rounding the curb renders the curb particularly dangerous.
    There is no evidence that the storeowner should have ex‐
    pected that an invitee would be distracted in her effort to en‐
    ter the doorway by signs on the storefront, or by activities
    and items inside the store that can be seen through the glass.
    Ms. Weaver submits no evidence from which a jury could
    conclude that the curb from the parking area posed any un‐
    usual danger to those (like her) entering the store in the
    normal course of doing business. Her pictures of the scene
    do not reveal any distracting posters, lights, features, etc.
    17
    that may have distracted Ms. Weaver from seeing the step.
    Conclusion
    On this record, the district court correctly determined
    that a rational jury, properly instructed on the law of Indi‐
    ana, could not have determined that Speedway was liable to
    Ms. Weaver on account of her fall. Accordingly, the judg‐
    ment of the district court is affirmed.
    AFFIRMED
    17 This was not the situation in Walters v. JS Aviation, Inc., 
    81 N.E.3d 1160
    , 1163–64 (Ind. Ct. App. 2017). In that case, the court noted several
    aspects of the area surrounding the step that served to mask the step’s
    existence and create a tripping hazard.