Kathryn Nielsen v. ACS, Inc. ( 2015 )

United States Court of Appeals
For the Eighth Circuit
___________________________
No. 14-3584
___________________________
In re: Erik Nielsen; Kathryn R Nielsen
lllllllllllllllllllllDebtors
------------------------------
Kathryn R Nielsen
lllllllllllllllllllllAppellant
v.
ACS, Inc.; Educational Credit Management Corporation
lllllllllllllllllllllAppellees
------------------------------
In Re: Erik Nielsen; Kathryn R Nielsen
lllllllllllllllllllllDebtors
------------------------------
Kathryn R Nielsen
lllllllllllllllllllllAppellant
v.
Iowa Student Loan Liquidity Corporation; Educational Credit Management Corporation
lllllllllllllllllllllAppellees
____________
Appeal from the United States Bankruptcy
Appellate Panel for the Eighth Circuit
____________
Submitted: November 6, 2015
Filed: November 13, 2015
[Unpublished]
____________
Before LOKEN, BOWMAN, and MURPHY, Circuit Judges.
____________
PER CURIAM.
Kathryn Nielsen appeals from the decision of the Bankruptcy Appellate Panel
affirming the judgment of the Bankruptcy Court1 denying her request to discharge her
student loan debt under the “undue hardship” provision of 11 U.S.C. § 523(a)(8). We
have reviewed the record and Nielsen’s arguments on appeal, and we find no basis
for reversal. See Educ. Credit Mgmt. Corp. v. Jesperson, 571 F.3d 775, 778–79 (8th
Cir. 2009) (standards of review). To the extent Nielsen has raised new arguments on
appeal, we decline to consider them. See Juarez v. Minnesota, 217 F.3d 1014, 1017
(8th Cir. 2000) (“We generally decline to address arguments raised for the first time
on appeal . . . .”).
We affirm the judgment of the Bankruptcy Appellate Panel.
1
The Honorable Anita L. Shodeen, United States Bankruptcy Judge for the
Southern District of Iowa.
-2-