Pena v. Wells Fargo Bank, N.A. ( 2020 )

1 Jahan C. Sagafi (Cal. Bar No. 224887) Jamie D. Wells (SBN 290827) Rachel Dempsey (Cal. Bar No. 310424) MCGUIREWOODS LLP 2 OUTTEN & GOLDEN LLP Two Embarcadero Center One California Street, 12th Floor Suite 1300 3 San Francisco, CA 94111 San Francisco, CA 94111-3821 4 Telephone: (415) 638-8800 Telephone: (415) 844-9944 Facsimile: (415) 638-8810 Facsimile: (415) 844-9922 5 jsagafi@outtengolden.com rdempsey@outtengolden.com K. Issac deVyver (pro hac vice) 6 Karla Johnson (pro hac vice) Ossai Miazad (pro hac vice) Tower Two-Sixty 7 Michael N. Litrownik (pro hac vice) 260 Forbes Avenue 8 685 Third Avenue, 25th Floor Suite 1800 New York, NY 10017 Pittsburgh, PA 15222 9 Telephone: (212) 245-1000 Telephone: (412) 667-6000 Facsimile: (646) 509-2060 Facsimile: (412) 667-6050 10 om@outtengolden.com mlitrownik@outtengolden.com 11 12 Attorneys for Plaintiff and the Proposed Classes Attorneys for Wells Fargo Bank, N.A. 13 UNITED STATES DISTRICT COURT 14 NORTHERN DISTRICT OF CALIFORNIA SAN FRANCISCO DIVISION 15 16 EDUARDO PEÑA, individually and on behalf CASE NO: 3:19-cv-04065-MMC 17 of all others similarly situated, ORDER PRELIMINARILY APPROVING 18 Plaintiff, SETTLEMENT AND PROVIDING FOR NOTICE 19 vs. 20 WELLS FARGO BANK, N.A., 21 Defendant. 22 23 24 25 26 27 1 WHEREAS, the above-entitled action is pending before this Court (the “Action”); 2 WHEREAS, the parties having made application, pursuant to Federal Rule of Civil 3 Procedure 23(e), for an order approving the settlement of this Action, in accordance with the 4 Settlement Agreement and Release dated June 16, 2020 (the “Agreement”), which, together with 5 the exhibits attached thereto, sets forth the terms and conditions for a proposed settlement of the 6 Action and for dismissal of the Action with prejudice upon the terms and conditions set forth 7 therein; and the Court having read and considered the Agreement and the exhibits attached thereto; 8 and 9 WHEREAS, all defined terms herein have the same meanings as set forth in the Agreement; 10 WHEREAS, on July 24, 2020, a hearing was held on the motion of Plaintiff to (1) 11 conditionally certify the Settlement Class; (2) preliminarily approve the parties’ proposed class 12 action settlement; (3) appoint Plaintiff Eduardo Peña as the Class Representative, his counsel as 13 Class counsel, and JND Legal Administration as Settlement Administrator; (4) set the deadlines 14 for submitting claims, written exclusions, or objections to the Agreement; (5) approve the forms 15 of notice to the Settlement Class and the claim form; and (6) schedule a hearing on the final 16 approval of the Agreement; 17 WHEREAS, on August 14, 2020, Plaintiff filed a Supplemental Submission in support of 18 his motion; 19 NOW, THEREFORE, IT IS HEREBY ORDERED: 20 1. Nature of Action. Plaintiff alleges that Defendant Wells Fargo Bank, N.A. 21 (“Wells Fargo”) engaged in lending discrimination on the basis of alienage or immigration status 22 in violation of federal and California state law by excluding DACA recipients from access to 23 direct auto loans. 24 Wells Fargo disputes and denies all of Plaintiff’s claims. Wells Fargo contends that it has 25 fully complied with all applicable laws at issue in this matter. 26 2. Settlement. Plaintiff Eduardo Peña, individually and as class representative on 27 behalf of the Class, and Wells Fargo (collectively the “Parties”) have negotiated a potential 1 settlement to the Action to avoid the expense, uncertainties, and burden of protracted litigation, and 2 to resolve the Released Claims (as defined in the Agreement) against Wells Fargo and the 3 Releasees. 4 3. Review. At the preliminary approval stage, the Court’s task is to evaluate whether 5 the settlement is within the “range of reasonableness.” 4 Newberg on Class Actions § 11.26 (4th 6 ed. 2010). In determining whether class action settlements should be approved, “[c]ourts judge the 7 fairness of a proposed compromise by weighing the plaintiff’s likelihood of success on the merits 8 against the amount and form of the relief offered in the settlement. [Citation omitted] . . . They do 9 not decide the merits of the case or resolve unsettled legal questions.” Carson v. American Brands, 10 Inc., 450 U.S. 79, 88 n.14 (1981). To determine if a class action settlement is “fair, reasonable, 11 and adequate,” the district court must consider eight factors: “(1) the strength of the plaintiff's case; 12 (2) the risk, expense, complexity, and likely duration of further litigation; (3) the risk of maintaining 13 class action status throughout the trial; (4) the amount offered in settlement; (5) the extent of 14 discovery completed and the stage of the proceedings; (6) the experience and view of counsel; (7) 15 the presence of a governmental participant; and (8) the reaction of the class members of the 16 proposed settlement.” In re Online DVD-Rental Antitrust Litig., 779 F.3d 934, 944 (9th Cir. 2015). 17 The Court has carefully reviewed the Agreement, including the plan of allocation and the 18 release of claims, as well as the files, records, and proceedings to date in the Action. The Court 19 has also reviewed the declarations of Ossai Miazad, Craig Briskin, and K. Issac deVyver in support 20 of preliminary approval. The terms and conditions in the Agreement are hereby incorporated as 21 though fully set forth in this Order, and, unless otherwise indicated, capitalized terms in this Order 22 shall have the meanings attributed to them in the Agreement. 23 4. Jurisdiction. This Court has jurisdiction over the subject matter of the Action and 24 over all parties to the Action, including all Members of the Class, and venue in this Court is proper. 25 5. Preliminary Approval. Based on the review the Court has conducted, as set forth 26 in paragraph 3, the Court does hereby preliminarily approve the Agreement and the Settlement set 27 forth therein as fair, reasonable, and adequate, subject to further consideration at the Final Approval 1 Hearing described below. The Court finds on a preliminary basis that the Settlement as set forth 2 in the Agreement falls within the range of reasonableness and was the product of informed, good- 3 faith, arms’-length negotiations between the Parties and their counsel, and therefore meets the 4 requirements for preliminary approval. The Court finds and concludes that the assistance of an 5 experienced mediator in the settlement process supports the finding that the Settlement is non- 6 collusive. 7 6. Settlement Class. The Court conditionally certifies, for settlement purposes only 8 (and for no other purpose and with no other effect upon the Action, including no effect upon the 9 Action should the Agreement not receive Final Approval or should the Effective Date not occur), 10 a class defined as the collective group of all persons making up the National Class and the 11 California Class, defined as follows: 12  “National Class” means those individuals who: 13 o (i) applied for credit from the Wells Fargo direct auto line of business; (ii) 14 between July 16, 2017 through the date of preliminary approval; (iii) who held 15 valid and unexpired DACA status at the time they applied for credit; (iv) who 16 were denied as set forth in the class data to be produced by Wells Fargo; and 17 (v) who were not California residents at the time they applied for credit as set 18 forth in the class data to be produced by Wells Fargo. 19 o Excluded from the National Class are Wells Fargo, all officers, directors, and 20 employees of Wells Fargo, and their legal representatives, heirs, or assigns, 21 and any Judges to whom the Action is assigned, their staffs, and their 22 immediate families. 23  “California Class” means those individuals who: 24 o (i) applied for credit from the Wells Fargo direct auto line of business; (ii) 25 between July 16, 2017 through the date of preliminary approval; (iii) who held 26 valid and unexpired DACA status at the time they applied for credit; (iv) who 27 were denied as set forth in the class data to be produced by Wells Fargo; and (v) 1 who were California residents at the time they applied for credit as set forth in 2 the class data to be produced by Wells Fargo. 3 o Excluded from the California Class are Wells Fargo, all officers, directors, and 4 employees of Wells Fargo, and their legal representatives, heirs, or assigns, 5 and any Judges to whom the Action is assigned, their staffs, and their 6 immediate families. 7 The Court finds, for settlement purposes only, that class certification under Fed. R. Civ. P. 8 23(b)(3) is appropriate in that, in the settlement context: (a) the Members of the Class are so 9 numerous that joinder of all Class Members in the class action is impracticable; (b) there are 10 questions of law and fact common to the Class which predominate over any individual question; 11 (c) the claims of the Class Representative is typical of the claims of the Class; (d) the Class 12 Representative and his counsel will fairly and adequately represent and protect the interests of the 13 Class Members; and (e) a class action is superior to other available methods for the fair and efficient 14 adjudication of the controversy. 15 7. Designation of Class Representatives and Class Counsel. The Court finds and 16 concludes that Plaintiff Eduardo Peña as Class Representative has claims typical of and is an 17 adequate representative of the members classes he proposes to represent. The Court hereby 18 appoints Eduardo Peña to serve as Class Representative. The Court finds and concludes that Outten 19 & Golden LLP and Justice Catalyst Law have extensive experience in prosecuting discrimination, 20 civil rights, and consumer rights class actions. The Court hereby appoints Outten & Golden and 21 Justice Catalyst Law as Class Counsel. 22 8. Final Approval Hearing. A hearing (the “Final Approval Hearing”) shall be held 23 before this Court, on January 8, 2021, at 9:00 a.m., at the United States District Court for the 24 Northern District of California, San Francisco Courthouse, 450 Golden Gate Avenue, San 25 Francisco, CA 94102, to determine, among other things: (i) whether the proposed Settlement of the 26 Action on the terms and conditions provided for in the Agreement is fair, reasonable, and adequate 27 to the Class and should be approved by the Court; (ii) whether a Judgment as provided in Paragraph 1 1.24 of the Agreement should be entered; (iii) whether Settlement Class Members should be bound 2 by the Release set forth in the Agreement; (iv) any amount of fees and expenses that should be 3 awarded to Class Counsel and any award to the Class Representative for his representation of and 4 service to the Class; (vi) to consider any Settlement Class Member’s objections to the Settlement 5 and/or any application by Class Counsel for payment or reimbursement of attorneys’ fees, costs, 6 and expenses and any application for an award to the Class Representative; and (vii) to rule upon 7 such other matters as the Court may deem appropriate. The Parties shall include the date of the 8 Final Approval Hearing in the Notice to be mailed to the Settlement Class. 9 9. Class Notice. The Court approves the form, substance and requirements of the 10 Notice of Proposed Settlement of Class Action (the “Notice”) and the Forms and Instructions 11 attached hereto as Exhibits 1-A and 1-B, respectively, as well as the reminder notice, attached 12 hereto as Exhibit 1-C, and the proposed communication to claimants regarding Official 13 Documentation, attached hereto as Exhibit 1-D. The Court further finds that the form, content 14 and mailing of the Notice, substantially in the manner and form set forth in Exhibit 1-A to this 15 Order, meets the requirements of Rule 23 of the Federal Rules of Civil Procedure and due process. 16 The Notice fairly, plainly, accurately, and reasonably informs potential Class Members of 17 appropriate information about (1) the nature of this action, the definition of each Settlement Class, 18 the identity of Class Counsel, and the essential terms of the Settlement, including the plan of 19 allocation and the programmatic relief, and includes the address for a website maintained by the 20 Settlement Administrator that has links to the notice, motions for approval and for attorneys’ fees 21 and any other important documents in the case; (2) Plaintiff’s forthcoming application for the 22 Plaintiff’s Service Award and Class Counsel’s attorneys’ fees and costs award; (3) how Class 23 Members’ individual settlement payments will be calculated, with examples; (4) this Court’s 24 procedures for final approval of the Settlement; (5) how to submit a Claim Form, object to, or opt 25 out of the Settlement; (6) how to obtain additional information regarding this action and the 26 Settlement, including instructions on how to access the case docket via PACER; and (7) the date 27 of the Final Approval Hearing and that the date may change without further notice to the 1 Settlement Class, and that Class Members may check the settlement website or the Court’s 2 PACER site to confirm that the date has not been changed. 3 The Court further finds and concludes that the proposed plan for distributing the Notice 4 likewise is a reasonable method calculated to reach all individuals who would be bound by the 5 Settlement. Under this plan, the Settlement Administrator will distribute the Notice to all 6 individuals on the Notice List by first-class mail and e-mail to their last known mailing and e- 7 mail address, where the email address is readily available. There is no additional method of 8 distribution that is cost-effective and would be reasonably likely to notify potential Class 9 Members who may not receive notice under this proposed distribution plan. In addition, the 10 Settlement Administrator will send reminder notices by email (where the email address is readily 11 available) to those who have not submitted a claim form, opt out form, or objection form as the 12 response deadline approaches. 13 The Court further finds and concludes that the Notice List contains individuals with and 14 without DACA who were denied direct auto loans by Defendant. The Court further finds that 15 because the Notice List also contains individuals without DACA, it is necessary for Class 16 Members to demonstrate that they have DACA and that the proposed Notice plan does so in a 17 reasonable method by requiring the submission of Official Documentation after final approval is 18 granted. The Court further finds that the Settlement contains reasonable protections to maintain 19 the confidentiality of such Official Documentation, including ensuring that Class Members 20 submit it only to the Settlement Administrator, which will treat it with the highest level of 21 confidentiality. 22 The Court hereby concludes that the proposed Notice and Notice plan are the best 23 practicable under the circumstances and are reasonably calculated, under all the circumstances, 24 to apprise potential Class Members of the pendency of the Action, to apprise persons who would 25 otherwise fall within the definition of the Class of their right to exclude themselves from the 26 proposed Class, and to apprise Class Members of their right to object to the proposed Settlement 27 1 and their right to appear at the Final Approval Hearing. The Court further finds that the Notice 2 constitutes due and sufficient notice to all persons entitled thereto. 3 10. Settlement Administrator. The Court appoints JND Legal Administration 4 (“Settlement Administrator”) to supervise and administer the notice procedure as more fully set 5 forth below: 6 (a) No later than September 25, 2020 (the “Notice Mailing Date”), the 7 Settlement Administrator shall cause a copy of the Notice, substantially in the form attached as 8 Exhibit 1-A hereto, together with the Forms and Instructions, substantially in the form attached as 9 Exhibit 1-B hereto (though the Settlement Administrator shall have discretion to format the Notice 10 in a reasonable manner to minimize mailing or administration costs), to be mailed by first class 11 U.S. mail and e-mailed (to the extent email is readily available) to the last known mailing address 12 and e-mail address of each individual on the Notice List; 13 (b) No later than the Notice Mailing Date, the Settlement Administrator shall 14 establish a website at www.WFDACALawsuit.com, and shall post on the website the Agreement, 15 the Notice, the Forms and Instructions, and the operative Complaint in this Action; 16 (c) Following the mailing of the Notice, the Settlement Administrator shall 17 provide counsel with written confirmation of the mailing and publication via website; 18 (d) No later than October 26, 2020, the Settlement Administrator shall cause a 19 copy of the reminder notice, substantially in the form attached as Exhibit 1-C hereto, to be emailed 20 (where the email address is readily available) to each individual on the Notice List; and 21 (e) The Settlement Administrator shall work with Wells Fargo to provide 22 notice to government officials in conformity with 28 U.S.C. § 1715. 23 (f) The Settlement Administrator shall otherwise carry out its duties as set 24 forth in Section 6 of the Agreement. 25 11. Submission of Claim Forms. Class Members who wish to receive payment under 26 the Settlement shall complete, sign, and return their Claim Form in accordance with the instructions 27 contained therein. Unless the Court orders otherwise, all Claim Forms must be postmarked no later 1 than November 24, 2020. Any Class member who does not timely and validly submit a Verified 2 Claim Form within the time provided shall be barred from receiving payment under the Settlement, 3 unless otherwise ordered by the Court, but shall nevertheless be bound by any Final Judgment 4 entered by the Court. 5 12. Exclusion from the Class. Any Class Member may, upon request, be excluded 6 from the Class. Any such Class Member must submit a written Request to Opt Out, postmarked 7 no later than November 24, 2020. The written Request to Opt Out must be sent to the Settlement 8 Administrator. To be valid, the Request to Opt Out must be made on the Request to Opt Out form 9 and (a) identify the case name, (b) identify the Class Member’s name and address, (c) be personally 10 signed by the person requesting exclusion, (d) contain a statement that indicates a desire to be 11 excluded from the Settlement Class, (e) affirm valid and unexpired DACA status at the time of the 12 denial, and (f) include Official Documentation as set forth in Section 11 of the Settlement 13 Agreement. All Class Members who submit valid, verified, and timely Requests to Opt Out in the 14 manner set forth in this Paragraph shall have no rights under the Agreement and shall not be bound 15 by the Agreement or any Final Judgment. Mass or class opt outs shall not be allowed. A Class 16 Member who desires to opt out must take timely affirmative written action pursuant to this Order 17 and the Agreement, even if the person desiring to opt out of the Class (a) files or has filed a separate 18 action against any of the Released Parties, or (b) is, or becomes, a putative class member in any 19 other class action filed against any of the Released Parties. 20 13. Copies of Requests to Opt Out. The Settlement Administrator shall provide Class 21 Counsel and Defense Counsel with a list of all timely Requests to Opt Out within seven (7) business 22 days after the Opt-Out Deadline. 23 14. Entry of Appearance. Any member of the Class who does not exclude himself or 24 herself from the Settlement Class may enter an appearance in the Action, at his or her own expense, 25 individually or through counsel of his or her own choice. If he or she does not enter an appearance, 26 he or she will be represented by Class Counsel. 27 1 15. Binding Effect on Class. All Members who do not exclude themselves from the 2 Settlement Class by properly and timely submitting an exclusion form shall be bound by all 3 determinations and judgments in the Action concerning the Settlement, whether favorable or 4 unfavorable to the Class. 5 16. Objections. Any Class Member who does not timely and validly exclude himself 6 or herself from the Settlement Class may appear and show cause, if he or she has any reason why 7 the proposed Settlement of the Action should not be approved as fair, reasonable and adequate, 8 why a Final Judgment should not be entered thereon, why attorneys’ fees and expenses should 9 not be awarded to Class Counsel, or why an award should not be made to the Class 10 Representative; provided, however, that no Class Member shall be heard or entitled to contest the 11 approval of the terms and conditions of the proposed Settlement, or, if approved, the Final 12 Judgment to be entered thereon approving the same, or any attorneys’ fees and expenses to be 13 awarded to Class Counsel or award made to the Class Representative, unless a written objection 14 is filed with the Clerk of the United States District Court for the Northern District of California, 15 San Francisco Courthouse, 450 Golden Gate Avenue, San Francisco, CA 94102, on or before 16 November 24, 2020. To be valid, the objection must be made on the Objection form and set forth, 17 in clear and concise terms: (a) the case name and number (Eduardo Peña, et al. v. Wells Fargo 18 Bank, N.A., No. 3:19-cv-04065-MMC); (b) the name, address, and telephone number of the 19 Settlement Class Member objecting and, if represented by counsel, of his/her counsel; (c) the 20 reasons for the objection; (d) a statement of whether he/she intends to appear at the Final Approval 21 Hearing, either with or without counsel; and (e) affirm that the individual had valid and unexpired 22 DACA status and was denied one of the credit products. The Objection must also include the 23 Official Documentation as set forth in Section 12 of the Agreement, to be provided only to the 24 Settlement Administrator. Within seven (7) business days of the Objection Deadline, the 25 Settlement Administrator shall provide a report to the Court setting forth a list of Objections that 26 meet the above guidelines. The Court shall have the ultimate determination of whether an 27 1 Objection has been appropriately made, and the Court may seek in camera review of Official 2 Documentation if requested. 3 17. Any Class Member who does not make his or her objection in the manner provided 4 shall be deemed to have waived such objection, shall not be permitted to object to any terms or 5 approval of the Settlement at the Final Approval Hearing, and shall forever be foreclosed from 6 making any objection to the fairness, reasonableness, or adequacy of the proposed Settlement as 7 incorporated in the Agreement, and to the award of attorneys’ fees and expenses to Class Counsel 8 and the payment of an award to the Class Representatives for their representation of the Class, 9 unless otherwise ordered by the Court. 10 18. Appearance of Objectors at Final Approval Hearing. Any Class Member who 11 files and serves a written objection in accordance with Paragraph 16 of this Order may appear, in 12 person or by counsel, at the Final Approval Hearing held by the Court, to show cause why the 13 proposed Settlement should not be approved as fair, adequate, and reasonable, but only if the 14 objector files with the Clerk of the Court a notice of intention to appear at the Final Approval 15 Hearing by November 24, 2020 (“Notice of Intention to Appear”). The Notice of Intention to 16 Appear must include the identity of any witnesses that may be called to testify and copies of any 17 papers, exhibits, or other evidence that the objector will present to the Court in connection with the 18 Final Approval Hearing. Any Settlement Class Member who does not file a Notice of Intention to 19 Appear in accordance with the deadlines and other specifications set forth in the Agreement and 20 Class Notice shall not be entitled to appear at the Final Approval Hearing and raise any objections. 21 19. Service of Motion for Final Approval. The motion in support of final approval of 22 the Settlement shall be filed and served no later than December 23, 2020. 23 20. Fees, Expenses, and Awards. Class Counsel’s application for Attorneys’ Needs 24 and Expenses shall be filed, and placed on the settlement website, no later than September 25, 25 2020. Neither Wells Fargo nor the Releasees shall have any responsibility for any application for 26 Attorneys’ Fees and Expenses submitted by Class Counsel, and such matters will be considered 27 separately from the fairness, reasonableness, and adequacy of the Settlement. At or after the Final 1 Approval Hearing, the Court shall determine whether any application for Attorneys’ Fees and 2 Expenses, and any award to the Class Representatives for their representation of the Class, should 3 be approved. 4 21. Releases. If the Settlement is finally approved, the Releasors shall release the 5 Releasees from all Released Claims. 6 22. Use of Order. Neither this Order, the fact that a settlement was reached and filed, 7 the Agreement, nor any related negotiations, statements, or proceedings shall be construed as, 8 offered as, admitted as, received as, used as, or deemed to be an admission or concession of liability 9 or wrongdoing whatsoever or breach of any duty on the part of Wells Fargo. This Order is not a 10 finding of the validity or invalidity of any of the claims asserted or defenses raised in the Action. 11 In no event shall this Order, the fact that a settlement was reached, the Agreement, or any of its 12 provisions or any negotiations, statements, or proceedings relating to it in any way be used, offered, 13 admitted, or referred to in the Action, in any other action, or in any judicial, administrative, 14 regulatory, arbitration, or other proceeding, by any person or entity, except by the Parties and only 15 the Parties in a proceeding to enforce the Agreement. 16 23. Continuance of Final Approval Hearing. The Court reserves the right to continue 17 the date of the Final Approval Hearing without further notice to the Members of the Class, and 18 retains jurisdiction to consider all further applications arising out of or connected with the proposed 19 Settlement. The Court may approve the Settlement, with such modifications as may be agreed to 20 by the Parties, if appropriate, without further notice to the Class. 21 24. Stay of Proceedings. All proceedings in this Action are stayed until further Order 22 of this Court, except as may be necessary to implement the Settlement or comply with the terms of 23 the Agreement. 24 25. Preliminary Injunction. Pending final determination of whether the Settlement 25 should be approved, and upon expiration of the Opt-Out Deadline, all Class Members who do not 26 timely and validly exclude themselves from the Settlement Class, and each of them, and anyone 27 who purports to act on their behalf, are preliminarily enjoined from directly or indirectly 1 || maintaining, commencing, prosecuting, or pursuing directly, representatively, or in any other 2 || capacity, any Released Claim subsumed and covered by the Release in the Agreement, including 3 || in any court or arbitration forum. 4 26. Termination of Settlement. If: (a) the Agreement is terminated as provided in 5 || Section 13 of the Agreement; or (b) any specified material term or condition of the Settlement as 6 || set forth in the Agreement is not satisfied as provided in Section 13 of the Agreement, then this 7 || Order may not be introduced as evidence or referred to in any actions or proceedings by any person 8 || or entity and shall be treated as vacated, nunc pro tunc (except Paragraph 22 of this Order shall 9 || remain in effect), and each party shall be restored to his, her, or its respective position in this Action 10 || as it existed prior to the execution of the Agreement. 11 27. No Merits Determination. By entering this Order, the Court does not make any 12 || determination as to the merits of this case. 13 28. Authority. The Court hereby authorizes the Parties to take such further steps as 14 ||necessary and appropriate to establish the means necessary to implement the terms of the 15 || Agreement. 16 29. Jurisdiction. This Court retains exclusive jurisdiction over the Action to consider 17 |} all further matters arising out of or connected with the Agreement and the Settlement. 18 IT IS SO ORDERED. 19 20 21||DATED: August 21, 2020 ebcecdd Cate H NORABLE MAXINE ESNEY 22 SENYOR UNITED STATES DISTRICT JUDGE 23 24 25 26 27 28 13 [PROPOSED] ORDE PRELIMINARILY APPROVING SETTLEMEN