Kulikova v. NewRez LLC ( 2024 )

1 2 3 4 IN THE UNITED STATES DISTRICT COURT 5 FOR THE NORTHERN DISTRICT OF CALIFORNIA 6 7 MONIKA KULIKOVA, Case No. 24-cv-01864-MMC 8 Plaintiff, ORDER DENYING MOTION TO SET ASIDE DEFAULT; DENYING MOTION 9 v. FOR DEFAULT JUDGMENT; AMENDING SUMMONS NUNC PRO 10 NEWREZ LLC, et al., TUNC; AFFORDING PLAINTIFF LEAVE TO AMEND; VACATING 11 Defendants. HEARING 12 13 Before the Court is DGG RE Investments LLC's ("DGG") "Motion to Set Aside 14 Default of Non-Party DGG," filed November 6, 2024.1 Plaintiff Monika Kulikova 15 ("Kulikova") has filed opposition, which filing includes a motion for default judgment 16 against DGG; DGG has filed a reply. Having read and considered the papers filed in 17 support of and in opposition to the motions, the Court deems the matters appropriate for 18 determination on the parties' respective written submissions, VACATES the hearing 19 scheduled for December 13, 2024, and rules as follows. 20 In her Complaint, Kulikova asserts claims against an entity she describes as 21 "Guardian Asset Management (or Guardian Asset Management, Inc.)" (see Compl. ¶ 13), 22 whose employees or agents, she alleges, "trespassed" on Kulikova's property "several 23 times" (see Compl. ¶ 40), leaving on Kulikova's front door on at least two of those 24 occasions a "notice" stating, inter alia, it had been left by "Guardian Asset Management, 25 1 DGG failed to provide the Court with a courtesy copy of its motion and a 26 supporting declaration. Nonetheless, the Court has considered those filings. For future reference, DGG is reminded that, pursuant to the Court's Standing Orders, parties are 27 required to provide for use in chambers one paper copy of each document that is filed 1 2300 East Lincoln Hwy Langhorne PA 19047" (see Compl. ¶¶ 42, 44, Ex. G). After the 2 Complaint was filed, Kulikova served it upon DGG along with a summons, in which the 3 defendant was identified as "Guardian Asset Management" (see Doc. Nos. 4, 26), and 4 the Clerk of Court, upon request by Kulikova after the time for DGG to file a response had 5 passed, entered the default of "Guardian Asset Management" (see Doc. No. 51). In its 6 motion, DGG argues the default should be set aside, for the asserted reason that it is a 7 "non-party" (see Mot. at 1), in that neither the summons nor Complaint contains any 8 reference to DGG, but, rather, to "Guardian Asset Management," the name under which 9 DGG does business. 10 Where an entity that is served with a summons and complaint is not named in the 11 summons or complaint, but said entity is "the defendant intended to be named," i.e., there 12 is a "misnomer," the plaintiff should be afforded leave to amend the summons and 13 complaint. See, e.g., Grandey v. Pacific Indemnity Co., 217 F.2d 27, 28-29 (5th Cir. 14 1954); see also Goodrich v. England, 292 F.2d 298, 301 (9th Cir. 1958) (finding, where 15 complaint misnames entity plaintiff "intend[ed] to bring before the court" and such entity 16 was "adequately served with process," leave to amend to identify intended party should 17 be granted). 18 Here, DGG does not dispute that its agent for service of process was the individual 19 whom Kulikova caused to be served with the summons and Complaint. Further, DGG 20 acknowledges it does business as "Guardian Asset Management" (see DGG's Mot. at 21 3:16), and has not disputed Kulikova's showing, made in support of her opposition, that 22 DGG's address is in fact the same address as that stated on the notices the alleged 23 "trespasser" left on Kulikova's door (see Kulikova Aff. Ex. C). 24 Under such circumstances, it is readily apparent that Kulikova intended to sue 25 DGG, and, in light of the authority cited above, leave to amend the summons and 26 Complaint to reflect the name of the defendant Kulikova intended to sue is proper. With 27 respect to the summons, the Court will order it deemed amended nunc pro tunc to reflect 1 2030561, at *5 (D. Ariz. July 9, 2009) (amending summons nunc pro tunc, where plaintiff 2 intended to sue defendant entity but misnamed defendant in summons). Additionally, as 3 discussed below, plaintiff will be afforded leave to amend her Complaint to name DGG as 4 the party she alleges is responsible for the alleged acts of trespass. 5 Accordingly, DGG's motion to set aside the default, which motion, as noted, is 6 based on the theory that DGG is a non-party in light of its having not been named in the 7 summons and Complaint, will be denied. 8 Kulikova's motion for default judgment, however, will be denied, as the Complaint 9 does not contain a cognizable claim against DGG. See Aldabe v. Aldabe, 616 F.2d 10 1089, 1092-93 (9th Cir. 1980) (holding, where there is a "lack of merit" as to claims 11 asserted in complaint, district court does not err in denying motion for default judgment).2 12 In particular, the Court finds the two causes of action asserted against "Guardian 13 Asset Management," i.e., DGG, are not sufficient to state a claim. The Fourth Claim, by 14 which Kulikova alleges all defendants, in not responding to Kulikova's requests for 15 "validation" of her loan (see Compl. ¶ 88), violated 15 U.S.C. § 1692g, a subsection of 16 the Fair Debt Collection Practices Act, is not cognizable as asserted against DGG; as set 17 forth in the Order Granting Motions to Dismiss, filed November 26, 2024 ("November 26 18 Order"), said subsection applies exclusively to "debt collectors" (see November 26 Order 19 at 2:16-20), and Kulikova has alleged no facts to support a finding that DGG is a debt 20 collector (see id. at 2:28-3:3). The Sixth Claim, by which Kulikova alleges DGG violated 21 the Consumer Financial Protection Act ("CFPA") when its "agents or vendors" engaged in 22 acts of trespass on Kulikova's property (see Compl. ¶ 96), likewise is not cognizable; as 23 set forth in the November 26 Order, no private right of action exists under the CFPA (see 24 25 2 Additionally, Kulikova's motion for default judgment is procedurally deficient. First, a motion must be submitted "in one filed document," see Civil L.R. 7-2(b), not, as 26 here, included in an opposition. Second, a motion must be "filed, served and noticed . . . for hearing not less than 35 days after filing the motion," see Civil L.R. 7-2(a), and 27 Kulikova's motion was filed, served, and noticed for hearing only 23 days after the date 1 November 26 Order at 6:27-7:4). 2 In the November 26 Order, the Court afforded Kulikova leave to file, no later than 3 || December 13, 2024, a First Amended Complaint, for purposes of amending her claims 4 || against the defendants that filed motions to dismiss. The Court will afford Kulikova leave 5 || to amend her claims against DGG as well. 6 CONCLUSION 7 For the reasons stated above: 8 1. DGG's motion to set aside the default is hereby DENIED. 9 2. Kulikova's motion for default judgment is hereby DENIED. 10 3. The summons issued by the Clerk of Court with the name "Guardian Asset 11 Management" is hereby deemed AMENDED to read "DGG RE Investments LLC." g 12 4. Kulikova is hereby afforded leave to substitute "DGG RE Investments LLC" for s 13 || "Guardian Asset Management" and to amend her claims against said entity; any such 14 || amended claims shall be included in a First Amended Complaint, to be filed, as set forth 8 15 || in the November 26 Order, no later than December 13, 2024. 16 IT IS SO ORDERED. g 17 18 || Dated: November 27, 2024 (feline lid Chri XINE M. CHESNEY 19 Unlted States District Judge 20 21 22 23 24 25 26 27 28