Jackson v. Moultrie Production Credit Ass'n , 76 Ga. App. 768 ( 1948 )

1. Where the owner of personality stands silently by and knowingly permits his son, who has the property in his possession, to convey it by bill of sale to secure a loan contemporaneously made by a third person to his son, he will be estopped to assert his title as against such bill of sale to secure debt.

(a) Where the claimant testified that he was hard of hearing and had been so afflicted for many years, and there was evidence to the effect that the claimant on several occasions immediately prior to the trial had not given any appearance of being hard of hearing, whether or not the claimant heard a statement made in his presence to his son was an issue of fact for the jury.

(b) The verdict in favor of the plaintiff was authorized by the evidence.

2-7. The charges complained of in special grounds 4, 5, 6, 7, 8, 9, and 10 of the motion were authorized under the pleadings and the evidence in the case, and were not error for any reason assigned, and the court did not err in overruling these grounds of the motion.

8. The conduct of a trial must largely be left to the discretion of the trial judge, and that discretion will not be controlled by this court, unless it is manifestly abused. Under the circumstances of this case, any error in the conduct of counsel for the plaintiff was cured by the prompt rebuke given him by the judge in the presence of the jury, and the judge did not err in overruling the claimant's motion for a mistrial.

9. The objections to the admission of the evidence referred to in special ground 12, that it was "immaterial and irrelevant," and in special grounds 13, 14, and 15, that "it had nothing to do with the case on trial," were too general and were insufficient to present anything for consideration.

(a) Furthermore, a ground of a motion for a new trial based on the admission of evidence presents nothing for adjudication, where such evidence is not set out in the ground either literally or in substance, nor attached to the motion as an exhibit.

10. The testimony set out in special ground 16 of the motion was not inadmissible for the reason assigned, and the objection raised to its admission was too incomplete to show harmful error as against the claimant.

11. The verdict is supported by the evidence, no error of law appears, and the judge did not err in overruling the motion for a new trial.

DECIDED MARCH 5, 1948. REHEARING DENIED MARCH 31, 1948. Paul Jackson executed a bill of sale to secure debt to Moultrie Production Credit Association to certain personal property, including a tractor and equipment. This bill of sale recited that it was given to secure a note executed by Paul Jackson to Moultrie Production Credit Association, and that "if any of the security aforesaid shall be diminished or in danger of loss, removal or destruction, lender, its successors and assigns, may, without notice, declare all indebtedness secured hereby due." The note secured by this bill of sale to secure debt recited that it was due on August 15, 1946. On June 28, 1946, the attorney for the credit association made affidavit, that "he is attorney at law for the holder of a bill of sale to secure debt, a true copy of which is hereto attached; that Paul A. Jackson, the maker of said bill of sale is a resident of Colquitt County and is indebted to the Moultrie Production Credit Association on said bill of sale in the sum of $1500 principal, $33.44 interest to date, and that the amount of said sums is now due, and he makes this affidavit for the purpose of foreclosing said bill of sale to secure debt." An execution was issued on the above affidavit and levied upon the tractor and equipment described in the bill of sale to secure debt. D.C. Jackson filed a claim to the property, alleging that it was not the property of Paul Jackson but was the property of the claimant.

On the trial of the issues thus raised, the plaintiff placed in evidence the execution and levy. The secretary-treasurer of the plaintiff testified to the effect that, when the defendant in execution made application for the loan, the witness went to see him at the claimant's house; that the claimant, the defendant, and two other men were out in the front yard, and the claimant was standing as close to him "as from here to the window or a little closer;" that he told the defendant in the presence of the claimant that he had come to inspect the tractor the defendant wanted to obtain a loan on, and the defendant said it was over in a field, and they went to see it; that, after the execution of the bill of sale to secure debt, he asked the claimant if the tractor at the defendant's farm was the one the plaintiff had the loan on with the defendant, and the claimant said that it was. Otis G. Turner testified substantially to the effect, that Paul Jackson came to him about buying the tractor, and he told him he had to purchase all the equipment that went with it before he would sell the tractor, and that Paul Jackson did not have the money to buy it; that he said he would have to see someone else before trading; that he came back and said that his father, the claimant, was to help him buy the tractor; that the witness saw the claimant and he said, "Show the tractor to Paul," and if it met with Paul's approval, the claimant would pay for it; that he sold him the tractor and equipment; that Paul Jackson never paid anything on it, but that the claimant paid him for it in two checks, one for $200 and one for $1000; that he had the claimant make the payment in two checks because he was doubtful whether $1200 came within the ceiling price of the tractor, but later found that it did. The plaintiff introduced in evidence an action in trover between Otis Turner and Paul Jackson, the bond given, the answer, and a motion for a new trial, which had been dismissed, by Paul Jackson in that case. The plaintiff also introduced a certain indictment against Paul Jackson and his plea of insanity, and a verdict against the plea, all dated long after the execution of the bill of sale to secure debt in question.

The claimant testified to the effect that he could not hear very well and had not been able to hear well in many years, but was being treated for it without success; that he could answer questions by reading the lips of those talking to him; that he was the father of Paul Jackson; that the tractor in question belonged to the claimant and he had never authorized his son to mortgage it; that when his son came back from the recent war, he wanted to help his son and sent him to look at the tractor, and his son said that was what he wanted; that he paid for the tractor but did not give it to his son; that he had never told the plaintiff's agents that the tractor belonged to his son; that his son was acting as his agent in buying the tractor; that he purchased the tractor for his son to use and paid for it, and that he had to buy the other equipment, which he did not need, to get the tractor, which was needed to operate a peanut picker; that the tractor was at his home part of the time. The two checks executed by the claimant to Turner in payment for the tractor and equipment were placed in evidence. The claimant also placed in evidence the application for loan and the note executed by Paul Jackson to the plaintiff. There was other evidence which we do not deem necessary to set out.

The jury returned a verdict in favor of the plaintiff, finding the property subject to the levy. The claimant's motion for a new trial, as amended, was overruled and he excepted. 1. The claimant contends that the verdict, finding the property subject to the levy, is without evidence to support it, and that the judge erred in overruling the general grounds of the motion for a new trial. It is the contention of the plaintiff that the evidence authorized the jury to find that the title to the tractor was in Paul Jackson, or that the claimant was estopped by his conduct from claiming the tractor.

The jury was authorized to find from the evidence that the claimant purchased the tractor and turned it over to his son for his son to use, and that his son had possession of the tractor at the time he made application to the plaintiff for a loan and at the time he executed the bill of sale to secure debt to the plaintiff conveying the tractor to secure his note; that, when the agent of the plaintiff came to the claimant's home to inspect the tractor, before making the loan, he found the defendant and the claimant standing near each other, and that the claimant was near enough to have heard the conversation between him and the defendant, if the claimant had been a man of ordinary hearing; that the claimant had not given any indication of being hard of hearing on previous occasions, and that he should have heard, and probably did hear the conversation between the plaintiff's agent and his son about the tractor which his son represented he owned, and that the claimant did not at that time deny his son's ownership of the tractor. While the claimant testified that he was hard of hearing, whether or not he heard the conversation between the plaintiff's agent and his son was, under the evidence, a question of fact for the jury. In this connection, see Watson v. State, 136 Ga. 236, 238 (71 S.E. 122). The evidence was sufficient to authorize the jury to find that the claimant heard the conversation, and that he stood silent and made no denial of his son's title to the tractor and equipment.

"Presumptions of law are sometimes conclusive, and an averment to the contrary shall not be allowed. . . These are termed estoppels, and are not generally favored. Among these are . . Solemn admissions made in judicio, and other admissions upon which other parties have acted, either to their own injury or to the benefit of the persons making the admissions; and similar cases where it would be more unjust and productive of more evil to hear the truth than to forbear the investigation." Code, § 38-114. Section 38-409 provides: "Acquiescence or silence, when the circumstances require an answer or denial or other conduct, may amount to an admission." Also, see Code, § 105-304: "A fraud may be committed by acts as well as words; and one who silently stands by and permits another to purchase his property without disclosing his title is guilty of such a fraud as estops him from subsequently setting up title against the purchaser." It was held in Dunson v. Harris, 45 Ga. App. 450 (1) (164 S.E. 910): "If the owner of property stands silently by and permits another to mortgage it to a third person, he will be estopped to assert his title thereto as against the mortgage." Also, see Tanner v.Tanner, 52 Ga. App. 460 (183 S.E. 666). Under the facts and circumstances of this case, the verdict in favor of the plaintiff was authorized, and the court did not err in overruling the general grounds of the motion for a new trial.

2. In special grounds 4 and 5 of the motion, error was assigned on the following charges: "The Moultrie Production Credit Association foreclosed this bill of sale by the affidavit of Mr. H. H. Whelchel, the attorney for the Moultrie Production Credit Association, which affidavit was made on the 28th day of June, 1946. On that affidavit what we call an execution or fi. fa. was issued and placed in the hands of the sheriff, as provided by law." The plaintiff in error contends that these charges express an opinion of the court that the foreclosure was an accomplished fact, and that the fi. fa. issued according to law; and he further contends that the bill of sale was not foreclosed, and that the fi. fa. did not issue according to law. There was no affidavit of illegality filed by the defendant to arrest the proceedings. The plaintiff in error filed no pleadings to arrest the proceedings or to attack the legality of the foreclosure or execution, but merely filed a claim to the property levied upon. Under these circumstances, the plaintiff in error was not harmed by the charges complained of, and the court did not err in overruling special grounds 4 and 5.

3. The court did not err, under the pleadings and evidence, in giving in charge to the jury the provisions of the Code, § 38-107, dealing with the preponderance of the evidence. The objection made to this charge is that the court did not instruct the jury that it could consider the documentary evidence, and that there was no evidence as to the personal credibility of the witnesses. The court expressly instructed the jury that its verdict should be based upon "the law as given you in charge by the court, and the opinion you entertain of the evidence as it comes to you from the witnesses and documents introduced and admitted as evidence for your consideration." While there was no effort to impeach any of the witnesses by proof of general bad character, the evidence in part was conflicting; and as to this portion of the evidence, it was for the jury to consider the personal credibility of the witnesses in so far as the same might appear on the trial. The charge stated a sound principle of law and was not error for any reason assigned, and the judge did not err in overruling special ground 6 of the motion.

4. In special ground 7, error is assigned on the following charge of the court (which is Code § 48-105): "The delivery of personal property by a parent into the exclusive possession of a child living separate from the parent shall create a presumption of a gift to the child. This presumption may be rebutted by evidence of an actual contract of lending, or by circumstances from which such a contract may be inferred" — on the ground that such charge was not authorized by the evidence. The claimant was the father of the defendant in execution, and it was undisputed from the evidence that the claimant paid for the property and caused it to be delivered to his son, who had it in his possession at the time he executed the bill of sale to secure debt to the plaintiff. Under the facts and circumstances of this case, the judge did not err in giving this provision of law in charge to the jury.

5. Complaint was made in special ground 8 that the court erred in charging the jury: "I charge you, gentlemen, also that a party who by his acts, declarations or admissions, or by failure to act or speak under circumstances where he should do so, either designedly or with wilful disregard for the interests of others, induces or misleads another to conduct or dealings which he would not have entered upon but for this misleading influence, will not be allowed afterwards to come in and assert his right to the detriment of the person so misled." The error assigned on this charge is that it intimated an opinion that the conduct of the claimant misled the plaintiff, and that there was no evidence of declarations or admissions by the claimant. This charge was not error for any reason assigned. In this connection, see the authorities and evidence set out in division 1 of this opinion. The court did not err in overruling special ground 8 of the motion.

6. The plaintiff in error contends in special ground 9 that the court erred in giving in charge to the jury the provisions of the Code, § 108-116: "As between husband and wife, parent and child, and brothers and sisters, payment of purchase money by one, and causing the conveyance to be made to the other, shall be presumed to be a gift; but a resulting trust in favor of the one paying the money may be shown and the presumption rebutted" — upon the ground that no conveyance was made in the present case and no presumption of law could arise, and the charge amounted to an expression of opinion by the court that such a conveyance was in fact made.

The charge stated a sound principle of law (Statham v.Council, 190 Ga. 517, 522, 9 S.E.2d 768, and citations); and it did not amount to an expression of opinion by the court as to what had or had not been proved. While it does not appear that a conveyance was made, "no writing is necessary to pass the title to personal property." Forbes v. Chisholm, 84 Ga. 641 (11 S.E. 554). The evidence showed without dispute that the son handled the transaction leading up to the purchase of the property, and that the father paid for the property and caused it to be delivered to his son, who had it in his possession at the time he executed the bill of sale to secure debt to the plaintiff. While the vendor did not execute a written conveyance to the son, he delivered the property to him at the direction of the claimant. No harmful error is shown by this ground of the motion.

7. In special ground 10 of the motion, error was assigned on the following charge: "I charge you, gentlemen of the jury, that you will not consider the question as to whether the note given in connection with the bill of sale to secure debt foreclosed on in this case was due or whether it was not due, for I charge you that the claimant has no right to raise any question as to whether the note was due or was not due." It appeared from the evidence adduced by the claimant, which was admitted without objection, that the note given by the defendant was not due at the time the affidavit was made, which alleged that the sums secured by the bill of sale to secure debt were due. The bill of sale expressly provided "that in the event any of the security aforesaid shall be . . in danger of loss, removal or destruction, lender . . may, without notice, declare all indebtedness secured hereby due." The evidence tended to show that the defendant had abandoned his crop and was in jail, that the property in dispute was left unattended on the farm formerly operated by the defendant, and that it was so located at the time the affidavit was made to foreclose the bill of sale to secure debt.

"Unless an execution, issued upon the foreclosure of a chattel mortgage, be arrested by a counter-affidavit, it is a final process." Collier v. Blake, 16 Ga. App. 382 (85 S.E. 354);Bank of Forsyth v. Gammage, 109 Ga. 222 (34 S.E. 307), and citations; Ford v. Fargason, 120 Ga. 606 (48 S.E. 180). No counter-affidavit was filed in the present case; but the claimant seeks, without any pleadings on which to base such contention, to prevent the sale of the property levied upon by reason of the fact that the evidence showed that the debt was not due at the time the affidavit was made and the execution issued. "When an execution is levied upon mortgaged property, and a claim is interposed, the claimant can not, upon the trial of the issue, amend the claim by alleging that the mortgagor is not indebted to the mortgagee, nor will he be allowed to introduce testimony tending to show it." Collier v. Blake, supra; Wash v.Bank, 99 Ga. 592 (27 S.E. 167); Ford v. Fargason, supra. Also, see Shaw v. McDonald, 21 Ga. 395 (3). Since the claimant could not have amended his claim to show that the mortgagor was not indebted to the mortgagee, he could not have amended it to show that the debt of the mortgagor to the mortgagee was not due at the time the affidavit was made and the execution issued. No objection was raised to the introduction in evidence of the execution in favor the plaintiff against the defendant and the levy of the same upon the property in question, and the execution and levy were regular on their faces. The sole question raised by the execution and levy, and the claim interposed thereto, was whether or not the property levied upon was subject to the execution and levy. The charge complained of was not error against the claimant for any reason assigned, and the judge did not err in overruling special ground 10 of the motion.

8. The conduct of a trial must largely be left to the discretion of the trial judge, and that discretion will not be controlled by this court unless it is manifestly abused. While the conduct of the attorney for the plaintiff, as set out in special ground 11 of the motion, may have been improper, it was not such conduct as would require a new trial as a matter of law, and any error in such conduct was cured by the prompt rebuke given the attorney by the trial judge in the presence of the jury. The judge did not err in overruling special ground 11.

9. In special grounds 12, 13, 14, and 15 of the motion for a new trial, error is assigned on the admission of certain evidence. The evidence complained of was not set out in the motion, either literally or in substance, nor was it attached thereto as an exhibit. The objection to the evidence referred to in special ground 12 was that it was "immaterial and irrelevant." It has been repeatedly ruled by this court and the Supreme Court that such an objection is too general and is insufficient to present anything for consideration. Brown v. Salter, 59 Ga. App. 579,581 (4) (1 S.E.2d 468); Atlanta Enterprises Inc. v. James, 68 Ga. App. 773 (2) (24 S.E.2d 130); Barrett v. Brunswick, 56 Ga. App. 575 (2) (193 S.E. 450); Scott v.State, 46 Ga. App. 213 (3) (167 S.E. 210); Deen v. BaxleyState Bank, 62 Ga. App. 536, 537 (2) (8 S.E.2d 689);Barrett v. Barrett, 177 Ga. 190, 195 (3) (170 S.E. 70);Chandler v. Mutual Life c. Asso., 131 Ga. 82 (2) (61 S.E. 1036).

The evidence referred to in special grounds 13, 14, and 15 was objected to "on the ground that it had nothing to do with the case on trial." The objections to the admission of the evidence referred to in these three grounds, being in effect that it was immaterial and irrelevant, present nothing for consideration. See the authorities next above cited.

Furthermore, it has been ruled many times that "a ground of a motion for a new trial based on the admission or rejection of evidence presents nothing for adjudication, where such evidence is not set forth in the ground either literally or in substance, nor attached to the motion as an exhibit." Trammell v.Shirley, 38 Ga. App. 710, 716 (145 S.E. 486). The judge did not err in overruling special grounds 12, 13, 14, and 15 of the motion.

10. The testimony set out in special ground 16 was not inadmissible for the reason assigned, and the court did not err in overruling this ground of the motion for a new trial. It was not contended that this testimony was objectionable as hearsay, but the only objection raised to its admission was "that what Paul said to Turner not in the presence of the claimant would not bind the claimant at all," and this objection is too incomplete to show harmful error to the claimant.

11. The verdict is supported by the evidence, no error of law appears, and the judge did not err in overruling the motion for a new trial.

Pursuant to the act of the General Assembly, approved March 8, 1945 (Ga. L. 1945, p. 232, Code Ann., § 24-3501), requiring that the full court consider any case in which one of the judges of a division may dissent, this case was considered and decided by the court as a whole.

Judgment affirmed. Sutton, C. J., MacIntyre, P. J., Gardnerand Townsend, JJ., concur. Felton, J., dissents. Parker, J.,disqualified.