Hussein v. L.A. Fitness International, L.L.C , 987 N.E.2d 460 ( 2013 )


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  •                            ILLINOIS OFFICIAL REPORTS
    Appellate Court
    Hussein v. L.A. Fitness International, L.L.C., 
    2013 IL App (1st) 121426
    Appellate Court            SAHAL HUSSEIN, Plaintiff-Appellant, v. L.A. FITNESS
    Caption                    INTERNATIONAL, L.L.C., d/b/a Pro Results, Defendant-Appellee.
    District & No.             First District, Fifth Division
    Docket No. 1-12-1426
    Filed                      March 22, 2013
    Held                       Plaintiff’s action against defendant fitness club for the serious injuries he
    (Note: This syllabus       suffered while using an assisted dip/chin exercise machine without
    constitutes no part of     supervision was affirmatively barred by the exculpatory clause of the
    the opinion of the court   contract he signed with the club and his contentions that the contract was
    but has been prepared      unenforceable due to its wording or on public policy grounds were
    by the Reporter of         rejected.
    Decisions for the
    convenience of the
    reader.)
    Decision Under             Appeal from the Circuit Court of Cook County, No. 10-L-14683; the
    Review                     Hon. Randye A. Kogan, Judge, presiding.
    Judgment                   Affirmed.
    Counsel on                  Robert A. Shipley, of Shipley Law Group Ltd., of Chicago, for appellant.
    Appeal
    James M. Rozak and Rachel S. Nevarez, both of Wiedner & McAuliffe,
    Ltd., of Chicago, for appellee.
    Panel                       JUSTICE McBRIDE delivered the judgment of the court, with opinion.
    Justices Howse and Palmer concurred in the judgment and opinion.
    OPINION
    ¶1          The issue on appeal is whether plaintiff’s negligence suit regarding serious personal
    injuries he suffered while using exercise equipment at a fitness club is barred, under
    Minnesota law, by an exculpatory clause in his contract with the club. The circuit court of
    Cook County determined the clause warranted the dismissal of plaintiff’s first amended
    complaint with prejudice and the denial of his motion for reconsideration. Plaintiff contends
    the court misconstrued the contract and the law and failed to consider his affidavit
    establishing material questions which could not be resolved on the pleadings.
    ¶2          Plaintiff-appellant Sahal Hussein was a resident of Minneapolis, Minnesota, when he
    executed the contract at issue with defendant-appellee L.A. Fitness International, L.L.C.,
    d/b/a Pro Results (hereinafter L.A. Fitness), the operator of a national chain of fitness clubs
    which is headquartered in Irvine, California. A choice-of-law clause in this written agreement
    indicates it will be governed and enforced in accordance with Minnesota law. Hussein filed
    suit in 2010 in Illinois, alleging that he was injured in 2009, at an L.A. Fitness facility located
    near downtown Chicago, at 1101 South Canal Street, while making unsupervised use of an
    “assisted dip/chin” exercise machine. The circuit court granted L.A. Fitness’ motion to
    dismiss the pleading as factually insufficient and allowed Hussein to replead.
    ¶3          Hussein alleged the following in his single-count first amended complaint. On February
    14, 2009, Hussein “became a client and patron” of L.A. Fitness by executing a fitness service
    agreement and paying certain fees. He visited the Canal Street location of L.A. Fitness on
    July 7, 2009, and was permitted to make unsupervised use of its exercise equipment. L.A.
    Fitness breached its duty of ordinary care to Hussein by failing to maintain and inspect its
    fitness equipment and by failing to “appropriately and properly” monitor, supervise, or
    instruct club members who used the equipment. As a result, while Hussein was using the
    upper and lower bars and movable and adjustable bench on an assisted dip/chin exercise
    machine, he fell, struck his head and body, and was rendered a quadriplegic. (There has been
    no discovery and thus no further description of the accident, injuries, or health care.) Hussein
    claimed damages in excess of $50,000.
    ¶4          The “Fitness Service Agreement and Release of Liability” attached to Hussein’s pleading
    indicates it was a contract for a series of prepaid 30-minute personal training sessions.
    -2-
    However, L.A. Fitness’ motion to dismiss provided the trial court with Hussein’s general
    contract with the club, which was entitled “Membership Agreement” and bore the signature
    date of February 6, 2009, which was about a week before he bought the personal training
    sessions. Hussein acknowledged in the circuit court and again in his appellate brief that
    “[w]hen initially joining [L.A.] Fitness, [he] was provided with and signed” the membership
    agreement and entered into the fitness service agreement on February 14, 2009. In an
    affidavit attached to his response to L.A. Fitness’ motion to dismiss, Hussein swore that
    when the accident occurred he was not exercising pursuant to the fitness service agreement
    and was not working with a personal trainer. Accordingly, the trial court’s ruling was based
    on the membership agreement and did not rely on any part of the fitness service agreement.
    ¶5       Hussein’s “multi-club” membership agreement states in pertinent part, “It is agreed ***
    you [the Buyer] are purchasing a membership from L.A. Fitness according to the terms on
    both pages of this Membership Agreement and the current Membership Policies and Club
    Rules and Regulations (‘Agreement’).” Also, “By signing this Agreement, Buyer
    acknowledges that Buyer *** has read and understands the entire Agreement including ***
    the Release and Waiver of Liability and Indemnity, [and] all other Additional Terms and
    Conditions on the reverse side hereof ***.” The signature block at the bottom of this page
    dated February 6, 2009, contains the signatures of Hussein and an agent of L.A. Fitness. The
    following language appears on the reverse side of the page and is emphasized by a black
    frame and bold font:
    “IMPORTANT: RELEASE AND WAIVER OF LIABILITY AND INDEMNITY. You
    hereby acknowledge and agree that Member’s use of L.A. Fitness’ facilities, services,
    equipment or premises involves risks of injury to persons *** and Member assumes full
    responsibility for such risks. *** Member hereby releases and holds L.A. Fitness ***
    harmless from all liability to Member *** for any loss or damage, and forever gives up
    any claim or demands therefore, on account of injury to Member’s person or property,
    including injury leading to the death of Member, whether caused by the active or passive
    negligence of L.A. Fitness or otherwise, to the fullest extent permitted by law, while
    Member is in, upon, or about L.A. Fitness premises or using any L.A. Fitness facilities,
    services or equipment. *** Member has read this release and waiver of liability ***.”
    ¶6       This quote is an excerpt from a paragraph which covers about one-third of the page.
    Hussein’s affidavit indicates that when he joined L.A. Fitness by signing the membership
    agreement, the contents of the contract were not explained to him other than the provisions
    regarding payment and cancellation and he was not advised that the agreement included a
    release or waiver of liability.
    ¶7       Due to this exculpatory language, the circuit court granted L.A. Fitness’ motion to
    dismiss Hussein’s lawsuit and for the same reason denied his motion to reconsider the ruling.
    ¶8       Hussein’s complaint was dismissed pursuant to section 2-619 of the Code of Civil
    Procedure, which governs the involuntary dismissal of a complaint based on certain defects,
    defenses, or other affirmative matters. 735 ILCS 5/2-619 (West 2010). The purpose of a
    section 2-619 motion is to dispose of issues of law and easily proved issues of fact at the
    outset of litigation. Zerjal v. Daech & Bauer Construction, Inc., 
    405 Ill. App. 3d 907
    , 910,
    -3-
    
    939 N.E.2d 1067
    , 1071 (2010). A section 2-619 motion admits the legal sufficiency of the
    plaintiff’s claim “ ‘and raises defects, defenses, or other affirmative matters that appear on
    the face of the complaint or are established by external submissions that act to defeat the
    claim.’ ” 
    Zerjal, 405 Ill. App. 3d at 910
    , 939 N.E.2d at 1071 (quoting Krilich v. American
    National Bank & Trust Co. of Chicago, 
    334 Ill. App. 3d 563
    , 569-70, 
    778 N.E.2d 1153
    , 1160
    (2002)). When ruling on a section 2-619 motion, a court must construe the pleadings and
    supporting documents in the light most favorable to the plaintiff. 
    Zerjal, 405 Ill. App. 3d at 910
    , 939 N.E.2d at 1071. This appellate court’s role is to review the dismissal de novo and
    determine whether the existence of a genuine issue of material fact should have precluded
    the ruling or, absent an issue of material fact, whether the dismissal was proper as a matter
    of law. 
    Zerjal, 405 Ill. App. 3d at 910
    -11, 939 N.E.2d at 1071-72.
    ¶9         Appellant Hussein argues the membership agreement is confusing, that the fitness
    services agreement is similarly flawed, and that the two contracts are contradictory, do not
    reflect the clear format and language required by Minnesota law, and should not be enforced.
    He also contends the trial court failed to consider the affidavit he filed in opposition to the
    motion to dismiss and that his sworn statement substantiates that the contracts are defective
    and should have led to the conclusion that there are material issues which cannot be properly
    decided at the pleading stage. Based on these arguments, Hussein seeks reversal of the
    dismissal order. Appellee L.A. Fitness responds that the exculpatory language in the
    membership agreement is clear, consistent with Minnesota public policy, and enforceable as
    written, despite Hussein’s purported failure to read and comprehend the language before he
    executed that contract. L.A. Fitness also contends the fitness service agreement should be
    disregarded as irrelevant in this instance.
    ¶ 10       We agree with L.A. Fitness that the fitness service agreement (regardless of its content)
    is not at issue and we decline to address Hussein’s contentions about this contract. Hussein’s
    affidavit and appellate brief indicate he was not working with a personal trainer or pursuant
    to the fitness service agreement when he was injured.
    ¶ 11       Before responding to his specific contentions about the membership agreement, we must
    address the parties’ choice of law clause. A trial court’s choice-of-law determination is a
    legal issue subject to de novo review. Townsend v. Sears, Roebuck & Co., 
    227 Ill. 2d 147
    ,
    154, 
    879 N.E.2d 893
    , 898 (2007); see, e.g., Roby v. Corporation of Lloyd’s, 
    996 F.2d 1353
           (2d Cir. 1993). Illinois’s public policy “ ‘strongly favors freedom to contract’ ” (Harris v.
    Walker, 
    119 Ill. 2d 542
    , 548, 
    519 N.E.2d 917
    , 919 (1988) (quoting McClure Engineering
    Associates, Inc. v. Reuben H. Donnelley Corp., 
    95 Ill. 2d 68
    , 72, 
    447 N.E.2d 400
    , 402
    (1983)) and broadly allows parties to determine their contractual obligations. Restatement
    (Second) of Conflict of Laws § 187 cmt. e (1989). The primary objectives of contract law are
    to make it possible for parties “to foretell with accuracy what will be their rights and
    liabilities under *** [their] contract” and then protect the justified expectations that arise
    from that agreement. Restatement (Second) of Conflict of Laws § 187 cmt. e (1989). These
    two objectives are likely to be met when parties are allowed to choose the law that will
    govern the interpretation of their agreement. Restatement (Second) of Conflict of Laws § 187
    cmt. e (1989). In Illinois, an express choice-of-law provision will be given effect where there
    is some reasonable relationship between the chosen forum and the parties or transaction
    -4-
    (Potomac Leasing Co. v. Chuck’s Pub, Inc., 
    156 Ill. App. 3d 755
    , 759, 
    509 N.E.2d 751
    , 754
    (1987)) and it is “ ‘not dangerous, inconvenient, immoral, nor contrary to the public policy
    of our local government’ ” (Potomac 
    Leasing, 156 Ill. App. 3d at 758
    , 509 N.E.2d at 753
    (quoting McAllister v. Smith, 
    17 Ill. 328
    , 334 (1856))).
    ¶ 12        We find there is a sufficient relationship with Minnesota. Hussein and L.A. Fitness
    executed the membership agreement in Minnesota while Hussein was residing there and the
    contract allowed him to use any branch of the national chain of health clubs. Hussein has
    neither confirmed nor denied L.A. Fitness’ statement that he still resides in Minnesota.
    Hussein is not arguing that the Minnesota choice-of-law clause is improper.
    ¶ 13        The question then becomes whether enforcement of the exculpatory clause is contrary
    to the standards of our own jurisdiction. Illinois will not “interfere with the rights of two
    parties to contract with one another if they freely and knowingly enter into the agreement”
    (Garrison v. Combined Fitness Centre, Ltd., 
    201 Ill. App. 3d 581
    , 584, 
    559 N.E.2d 187
    , 190
    (1990)). They may allocate the risk of negligence as they see fit and rely on their agreement
    in the absence of fraud, willful and wanton negligence, or substantial disparity in their
    bargaining power, or the presence of some other factor in the social relationship of the parties
    which militates against upholding their agreement. 
    Garrison, 201 Ill. App. 3d at 584
    , 559
    N.E.2d at 189; 
    Harris, 119 Ill. 2d at 548
    , 519 N.E.2d at 919. Exculpatory clauses may be
    broadly worded 
    (Harris, 119 Ill. 2d at 549
    , 519 N.E.2d at 920), but must “contain clear,
    explicit, and unequivocal language referencing the types of activities, circumstances, or
    situations that [are encompassed]” 
    (Garrison, 201 Ill. App. 3d at 585
    , 559 N.E.2d at 190).
    “In this way the plaintiff will be put on notice of the range of dangers for which he assumes
    the risk of injury, enabling him to minimize the risks by exercising a greater degree of
    caution.” Garrison, 201 Ill. App. 3d at 
    585, 559 N.E.2d at 190
    . “The precise occurrence
    which results in injury need not have been contemplated by the parties at the time the
    contract was entered into.” Garrison, 201 Ill. App. 3d at 
    585, 559 N.E.2d at 190
    . “It should
    only appear that the injury falls within the scope of possible dangers ordinarily accompanying
    the activity and, thus, reasonably contemplated by the plaintiff.” Garrison, 201 Ill. App. 3d
    at 
    585, 559 N.E.2d at 190
    . Even so, “exculpatory clauses are not favored and must be strictly
    construed against the benefitting party, particularly one who drafted the release.” 
    Harris, 119 Ill. 2d at 548
    , 519 N.E.2d at 919 (quoting Scott & Fetzer Co. v. Montgomery Ward & Co.,
    
    112 Ill. 2d 378
    , 395, 
    493 N.E.2d 1022
    , 1029 (1986)). Hussein does not suggest that
    enforcement of this particular exculpatory clause is contrary to Illinois law and we note that
    similar clauses enforced in this jurisdiction have completely barred negligence claims arising
    from recreational activities. Compare Garrison, 
    201 Ill. App. 3d 581
    , 
    559 N.E.2d 187
           (enforcing release against health club member who sued health club alleging his trachea was
    crushed when a 295-pound weighted bar rolled and dropped off a bench press), Neumann v.
    Gloria Marshall Figure Salon, 
    149 Ill. App. 3d 824
    , 
    500 N.E.2d 1011
    (1986) (enforcing
    release against health club member alleging she ruptured a lumbar disc using an exercise
    machine that was adjusted and activated for her by a health club employee), and Owen v. Vic
    Tanny’s Enterprises, 
    48 Ill. App. 2d 344
    , 
    199 N.E.2d 280
    (1964) (enforcing release against
    gymnasium member alleging her wrist was injured in slip and fall on smooth spot on shower
    room floor), with Larsen v. Vic Tanny International, 
    130 Ill. App. 3d 574
    , 
    474 N.E.2d 729
    -5-
    (1984) (ruling material questions of fact existed whether release fairly applied to health club
    member’s claim she suffered internal injuries from breathing noxious combination of
    cleaning compounds). See also Schlessman v. Henson, 
    83 Ill. 2d 82
    , 
    413 N.E.2d 1252
    (1980)
    (enforcing release in suit by amateur race car driver who sued speedway operator alleging
    injuries in a car crash precipitated by collapse of banked race track); Hellweg v. Special
    Events Management, 
    2011 IL App (1st) 103604
    , 
    956 N.E.2d 954
    (enforcing release against
    bicycle racer who sued race organizers for alleged injuries from collision with juvenile
    bicyclist who was not participating in race on the “ ‘closed course’ ” of municipal streets);
    Harris, 
    119 Ill. 2d 542
    , 
    519 N.E.2d 917
    (enforcing release against horseback rider who sued
    stables alleging rented horse became spooked and caused rider to fall from the horse). But
    see Calarco v. YMCA of Greater Metropolitan Chicago, 
    149 Ill. App. 3d 1037
    , 
    501 N.E.2d 268
    (1986) (finding general language of release did not relieve recreation facility from
    liability for member alleging two fingers were fractured when metal weights fell from
    exercise equipment she was adjusting for another member).
    ¶ 14        Accordingly, we conclude that Minnesota law governs this contract and will next
    consider whether that state would enforce its terms. Our review discloses that Minnesota and
    Illinois share the same perspective on exculpatory clauses.
    ¶ 15        Schlobohm was a case of first impression in the Minnesota Supreme Court as to whether
    an exculpatory clause in “a health spa or gymnasium contract” should be invalidated on
    public policy grounds. Schlobohm v. Spa Petite, Inc., 
    326 N.W.2d 920
    , 922 (Minn. 1982).
    About six months after joining the Spa Petite health club in Owatonna, Minnesota, plaintiff
    Schlobohm was injured while using a leg extension machine which required her to sit on the
    edge of a bench, place her ankles under a padded bar to which weights were attached by a
    pulley, and then lift her legs straight up until they were parallel with the floor. 
    Schlobohm, 326 N.W.2d at 922
    . The plaintiff was lifting an unusually large weight when she felt a sharp
    pain in her back which forced her to stop her workout and obtain a series of chiropractic,
    orthopedic, and neurological treatments culminating in back surgery about four years later.
    
    Schlobohm, 326 N.W.2d at 922
    . Her membership agreement stated “ ‘all exercises and
    treatments and use of all facilities shall be undertaken by member at member’s sole risk.’ ”
    
    Schlobohm, 326 N.W.2d at 921
    . The clause expressly exonerated the defendant health club
    from “ ‘any claims, demands, injuries, damages, actions or causes of action, *** arising out
    of or connected with the use of any of the services and facilities *** and from all acts of
    active or passive negligence.’ ” 
    Schlobohm, 326 N.W.2d at 921
    -22.
    ¶ 16        Like the Illinois authority set out above, the Minnesota Supreme Court indicated that the
    public interest in freedom of contract is preserved by recognizing exculpatory clauses as
    valid, exculpatory clauses are not favored by the courts, they are strictly construed against
    the drafter, and if a clause lacks clarity or purports to release a party from liability for
    intentional torts or willful or wanton recklessness, then it will not be enforced. 
    Schlobohm, 326 N.W.2d at 922
    -23.
    “The vice of ambiguous language is that it fails precisely and clearly to inform
    contracting parties of the meaning of their ostensible agreement. Because ambiguous
    language is susceptible to two or more reasonable meanings, each party might carry away
    from the agreement a different and perhaps contradictory understanding. In the context
    -6-
    of a release in connection with an athletic, health, or fitness activity, the consumer surely
    is entitled to know precisely what liability is being exonerated. A release that is so vague,
    general, or broad as to fail to specifically designate the particular nature of liability
    exonerated is not enforceable.” Anderson v. McOskar Enterprises, Inc., 
    712 N.W.2d 796
    ,
    801 (Minn. Ct. App. 2006) (applying Schlobohm).
    ¶ 17        The court determined the Spa Petite clause was unambiguous and that its broadly-worded
    release of “ ‘any claims *** from all acts of active or passive negligence’ ” was permissible
    in that it was limited to exoneration from liability for ordinary rather than intentional or
    willful negligence. 
    Schlobohm, 326 N.W.2d at 921
    -23.
    ¶ 18        Even if a release clause is unambiguous in scope and limited only to negligence, a court
    must determine whether enforcement of the clause will contravene Minnesota public policy.
    
    Schlobohm, 326 N.W.2d at 923
    . Here we again point out the similarity between Illinois and
    Minnesota law. The Minnesota court considered whether (1) there was a disparity in
    bargaining power between the two parties (resulting in a compulsion to sign a contract
    containing an unacceptable provision) and whether the services could be obtained elsewhere,
    as well as (2) whether the services were so essential to the public, they were “a practical
    necessity.” 
    Schlobohm, 326 N.W.2d at 923
    -26. The first prong would indicate the
    membership agreement was an adhesion contract and the second prong would indicate the
    service being offered should be publically regulated instead of governed by the principle that
    parties may contract as they see fit. “By definition, an adhesion contract is drafted
    unilaterally by a business enterprise and forced upon an unwilling and often unknowing
    public for services that cannot readily be obtained elsewhere.” 
    Schlobohm, 326 N.W.2d at 924
    . “It is a contract generally not bargained for, but which is imposed on the public for
    necessary services on a ‘take it or leave it’ basis.” (Emphasis omitted.) 
    Schlobohm, 326 N.W.2d at 924
    . The Minnesota Supreme Court found that the plaintiff could freely choose
    between becoming a member of Spa Petite subject to the provisions in the membership
    contract or not becoming a member and that the provision of gymnasium or health spa
    services was not an essential service that was offered on a “ ‘take it or leave it basis.’ ”
    
    Schlobohm, 326 N.W.2d at 924
    -25. “Nothing in the record indicates that [plaintiff]
    Schlobohm had been directed to participate in Spa Petite’s program by any health adviser,
    nor that similar facilities offering similar programs were unavailable.” 
    Schlobohm, 326 N.W.2d at 925
    . Furthermore, “Even if there were a scarcity of facilities for gymnastic and
    reducing activities in the area, that fact alone would not create *** disparity of bargaining
    power.” 
    Schlobohm, 326 N.W.2d at 925
    . Continuing with its analysis, the court concluded:
    “It should have been obvious to anyone of Schlobohm’s age, education and experience that
    an exercise program in a gymnasium bears with a certain risk of injury, and that by the
    exculpatory clause Spa Petite indicated clearly that it was unwilling to shoulder that risk for
    the relatively nominal membership fee it charged its members.” 
    Schlobohm, 326 N.W.2d at 925
    . Also, “Defendant, a private corporation, was under no obligation or legal duty to accept
    plaintiff as a ‘member’ or patron. Having consented to do so, it has the right to insist upon
    such terms as it deemed appropriate.” (Internal quotation marks omitted.) 
    Schlobohm, 326 N.W.2d at 926
    . The Minnesota court also indicated it was well-settled in Minnesota and
    elsewhere that enforcing an exculpatory clause in a contract regarding recreational activities
    -7-
    would not violate public policy. 
    Schlobohm, 326 N.W.2d at 926
    . The Minnesota court
    specifically held that “the furnishing of gymnasium or health spa services is not an activity
    of great public importance nor of a practical necessity,” and thus, there was no overriding
    public interest which would demand that the exculpatory language, entered into by two
    competent parties, should be disregarded. 
    Schlobohm, 326 N.W.2d at 926
    . Accordingly, it
    declined to invalidate the release. 
    Schlobohm, 326 N.W.2d at 926
    .
    ¶ 19        In our opinion, the Schlobohm release is remarkably similar to the language quoted above
    from Hussein’s membership contract with L.A. Fitness and he has failed to identify any
    circumstances suggesting that he had no choice but to join L.A. Fitness and become subject
    to the broad exculpatory terms in the membership agreement or that enforcing this particular
    clause would contravene the public interest. The clause was clear, explicit, and unequivocally
    stated that the “Member’s use of L.A. Fitness’ *** equipment *** involves risks of injury,”
    “including injury leading to the death of Member,” and “Member assumes full responsibility
    for such risks.” This language encompassed the most unfortunate circumstances that occurred
    on July 7, 2009, while Hussein was making unaided use of the exercise equipment at L.A.
    Fitness’ Canal Street location in Chicago. Hussein was on notice of the range of dangers he
    was exposing himself to, that he had assumed the risk of injury, and that he should exercise
    a greater degree of caution in order to minimize those risks. Like Spa Petite, L.A. Fitness is
    a private corporation which was under no obligation or legal duty to accept Hussein as a
    member or client. Having agreed to accept him, it had the right to insist on the terms it
    deemed appropriate. 
    Schlobohm, 326 N.W.2d at 926
    . Also, like plaintiff Schlobohm, Hussein
    voluntarily applied for membership in a private organization and agreed to the terms that
    came with that membership. 
    Schlobohm, 326 N.W.2d at 926
    . Nothing about these parties or
    the provision of health club services suggests that the exculpatory terms should be negated.
    ¶ 20        Hussein contends, however, that there are certain “material defects” in the L.A. Fitness
    membership agreement which render the exculpatory clause unclear and unenforceable. For
    instance, he contends that before he executed the membership agreement, only the payment
    and cancellation terms were explained to him and he was not specifically advised that the
    contract included liability release language. He contends the location of the signature block
    should distinguish this contract from Schlobohm, since signatures are affixed on the front
    page of the agreement directly below language pertaining to the member’s right to cancel.
    He also points out that the cancellation language is emphasized with a larger typeface. He
    contends the exculpatory paragraph should have had its own signature block indicating that
    the terms had been explained to and read and understood by the new club member. None of
    these arguments are persuasive, however. Hussein has not cited any authority indicating L.A.
    Fitness was under a duty to explain any part of the contract to him or that he can avoid the
    effect of the contract by claiming that he did not read or understand it before signing it. In
    fact, Minnesota law provides that except in instances of fraud or misrepresentation, a person
    who signs a contract cannot invalidate the agreement by claiming that he did not read it or
    thought that it contained different terms. Malecha v. St. Croix Valley Skydiving Club, Inc.,
    
    392 N.W.2d 727
    , 731 (Minn. Ct. App. 1986) (declining to invalidate exculpatory clause
    where injured skydiving client claimed “he was not informed of the effect of the document
    before signing it” and “he did not thoroughly read the waiver and he claims he did not
    -8-
    understand its terms prior to signing it”); Gartner v. Eikill, 
    319 N.W.2d 397
    , 398 (Minn.
    1982) (“In the absence of fraud or misrepresentation, a person who signs a contract may not
    avoid it on the ground that he did not read it or thought its terms to be different.”).
    Furthermore, at the top of the membership agreement, it is explicitly stated that Hussein was
    “purchasing a membership from L.A. Fitness according to both pages of this Membership
    Agreement and the current Membership Policies and Club Rules and Regulations.” This
    sentence alerted Hussein to the fact that he was agreeing to terms printed on the reverse side
    of the page. Further down the first page, the fourth paragraph of the membership agreement
    stated that “[b]y signing this agreement” Hussein was acknowledging that he “has read and
    understands the entire Agreement including *** the Release and Waiver of Liability and
    Indemnity *** on the reverse side” of the page. Hussein has not distinguished the Minnesota
    cases which the trial judge cited indicating that the membership terms located on the reverse
    side of the contract are enforceable. See Laurens Mills v. M.M.C., Inc., 
    159 N.W.2d 781
    , 785
    (Minn. 1968) (“There appeared on the front of the order blank in this case a warning that the
    parties agreed to the provisions on the back ***.”); Brown v. State Automobile Insurance
    Ass’n, 
    12 N.W.2d 712
    , 717 (Minn. 1944) (“the part above the insurer’s signature refers to
    the policy provisions printed elsewhere”). In addition, the release paragraph itself is printed
    in bold font, is offset by a box around the entire paragraph, and is the most prominent
    provision on that page. We also emphasize that this language was not a minor clause buried
    in a lengthy or confusing contract. It covers about one-third of a page in this three-page
    contract. The membership agreement terms are printed on the front and back of a single page
    in a readable, normal-sized typeface or larger and the membership policies and club rules and
    regulations are printed on one side only in a similar, readable and normal-sized font or larger.
    Thus, the presentation, paragraph placement, and typeface are not grounds for repudiating
    the release clause.
    ¶ 21        Hussein also points out that the term “multi-club [membership]” and the subtitle
    “Release and Waiver of Liability” are undefined in the membership contract. We consider
    these terms to be self-explanatory. In any event, the contract does specify the “membership
    types” that L.A. Fitness offered to Hussein, including “Single” membership, which was
    described as “A single club membership valid only at the club of enrollment”; “Premier”
    membership, which was described as “A multi-club membership valid at L.A. Fitness clubs
    in all states, except ‘Signature’ clubs”; and “Signature” membership, which was described
    as “A multi-state membership valid at L.A. Fitness clubs in all states, including ‘Signature’
    clubs.” The contract referred readers to L.A. Fitness’ website for complete and current club
    listings and locations. The fact that Hussein joined at a Minnesota club but was exercising
    in an Illinois club indicates he understood the significance of this contract language. We also
    fail to see a need for a definition of the words used in the subtitle, “Release and Waiver of
    Liability.” Most importantly, Hussein has failed to identify and discuss any precedent which
    suggests these words should have been expressly defined and he has failed to explain how
    these supposed “material defects” are actually “material” to his claim, or “defects” in the
    agreement, or in any other way militate against enforcement of the explicit exculpatory
    language.
    ¶ 22        Hussein also unpersuasively argues that contract language releasing L.A. Fitness from
    -9-
    liability for “the active or passive negligence of defendant or otherwise” renders the contract
    ambiguous. (Emphasis in original.) The Schlobohm clause was broadly worded, in that it
    released “ ‘any claims, demands, injuries, damages, actions or causes of action, whatsoever
    *** and from all acts of active or passive negligence.’ ” (Emphasis added.) 
    Schlobohm, 326 N.W.2d at 921
    -22. The Minnesota Supreme Court construed this to release only ordinary
    negligence. Another pertinent Minnesota case is 
    Malecha, 392 N.W.2d at 728
    , which
    concerned a skydiving student who was injured when his parachute did not open properly
    after he jumped from a plane near Osceola, Wisconsin. A Minnesota appellate court
    concluded that a clause releasing the skydiving club from liability for “ ‘negligence implied
    or otherwise’ ” could have been interpreted to release more than negligent conduct, but was
    not ambiguous and unenforceable where the skydiving student was claiming only ordinary
    negligence. 
    Malecha, 392 N.E.2d at 728
    . See also 
    Anderson, 712 N.W.2d at 800-01
           (following Schlobohm and indicating that language in a contract which attempts to exempt
    a party from liability for gross negligence or wanton conduct is unenforceable but does not
    defeat the release of ordinary negligence). It is clear that Hussein agreed to exonerate L.A.
    Fitness from liability for negligence, that being part of the express agreement he executed,
    and that he is alleging only ordinary negligence. Minnesota has already rejected Hussein’s
    argument.
    ¶ 23       We acknowledge that upholding the health club’s exculpatory clause in this instance
    leads to a harsh result. Nevertheless, the law dictates that we reject Hussein’s contentions
    that this portion of the membership agreement is unenforceable due to its wording or on
    public policy grounds. We affirm the ruling of the circuit court that the contract affirmatively
    barred Hussein’s lawsuit against L.A. Fitness.
    ¶ 24      Affirmed.
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