Royal Insurance v. Crowell , 1898 Ill. App. LEXIS 89 ( 1898 )

Mr. Justice Worthington

delivered the opinion of the court.

This suit was brought to recover damages for the loss by fire of the dwelling house and personal property of appellee, insured by appellant to the amounts of $500 on the house, and $300 on personal property. A verdict was returned for appellee for $700. Appellee entered a remittitur for $177.85. Judgment was then rendered on the verdict,as remitted, for $522.15. The assignments of error presented in argument by counsel for appellant are, in substance, that the verdict is against the law and evidence, that it is excessive, and that proper instructions asked by appellant were refused by the court.

That the verdict as returned by the jury was excessive is admitted by appellee in entering a remittitur for $177.85. The court, having heard the testimony in the case and seen the witnesses, did not consider the remainder, $522.15, excessive. A careful consideration of the evidence, which is conflicting, does not warrant us in saying that the conclusion of the court was incorrect.

Appellant asked the court to give the following instruction, which was refused:

“ One of the tests for determining the credibility of a xvitness is his interest in the result of the suit. As a general rule, a witness who is interested in' the result of the suit xvill not be as honest, candid and fair in his testimony as one who is not interested, but the degree of credit to be given to each and all of the witnesses is a question for the jury alone.”

The instruction was properly refused. There is no such general rule.

The folloxving instruction, offered by appellant, was refused:

“ You are further instructed by the court, that the award of the appraisers selected by plaintiff and the insurance company to arbitrate the matter of the value of the house in question, is conclusive as to its value at the time of the fire; and even though you should find the issue for the plaintiff, he can in no event recover more than the sum of $325, the amount fixed by the appraisers as the value of said house at the time of the fire.”

This instruction should have been given. Both parties by the contract of insurance agreed that the amount of loss on the house should be fixed by appraisers, and the amount Was so fixed at $325. We think, however, that in view of the remittitur, that the refusal to give the instruction is not reversible error. The instruction, if given, would have limited a recovery for the house to $325. The difference betxveen $325.55 and $500, the amount xvhich, under the proof, the jury must have fixed as the value of the house, is $175.

The remittitur is $177.85, a sum greater than the difference between $500 and $325. Whatever damage, then, appellant suffered by reason of the refused instruction was cured by the remittitur.

Upon a view of the whole-case we arc not prepared to say that a just judgment xvas not rendered. Affirmed.