Joshua Anselm v. Ashley Anselm ( 2020 )

FILED
Apr 22 2020, 9:10 am
CLERK
Indiana Supreme Court
Court of Appeals
and Tax Court
ATTORNEYS FOR APPELLANT ATTORNEY FOR APPELLEE
Bryan L. Ciyou Samantha M. Joslyn
Alexander N. Moseley Law Office of Samantha M. Joslyn
Ciyou and Dixon, P.C. Rensselaer, Indiana
Indianapolis, Indiana
IN THE
COURT OF APPEALS OF INDIANA
Joshua Anselm, April 22, 2020
Appellant-Respondent, Court of Appeals Case No.
19A-DC-2728
v. Appeal from the Jasper Superior
Court
Ashley Anselm, The Honorable Russell D. Bailey,
Appellee-Petitioner. Judge
Trial Court Cause No.
37D01-1803-DC-205
Najam, Judge.
Statement of the Case
[1] Joshua Anselm (“Father”) appeals the dissolution court’s final decree dissolving
his marriage to Ashley Anselm (“Mother”). Father presents three issues for our
review, which we revise and restate as the following four issues:
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 1 of 16
1. Whether the dissolution court erred when it awarded Mother
primary physical custody of their minor children.
2. Whether the court erred when it relied on an unsigned child
support worksheet to calculate Father’s child support
obligation.
3. Whether the court erred when it ordered Father to be solely
responsible for all of the Children’s uninsured medical
expenses despite the fact that his child support payments
included a prepayment of uninsured medical expenses.
4. Whether the court erred when it concluded that the parties
had $33,000 in equity in their home.
[2] We affirm in part, reverse in part, and remand with instructions.
Facts and Procedural History
[3] Mother and Father were married on May 31, 2014, and they have two minor
children together, V.A., born March 12, 2015, and G.A., born October 23, 2016
(collectively, the “Children”). During the marriage, Father’s work schedule
required him to work three overnights per week one week and four overnights
per week the next week on rotating nights. Mother worked as an office
manager for her parent’s company.
[4] On March 20, 2018, Mother filed a petition for separation and a petition for
temporary custody of the Children and child support. At a hearing on Mother’s
petitions, the parties signed and submitted a child support obligation worksheet.
In that worksheet, the parties agreed that Father earned $900 per week and that
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 2 of 16
Mother earned $543 per week. The parties also gave Father a credit in the
amount of $50.00 for the Children’s health care coverage and $46.57 for
Children’s overnight visits with Father. Based on that information, the parties
calculated Father’s recommended child support obligation to be $218.00 per
week. Following the hearing, the court entered an order in which it granted
Mother temporary physical custody of the Children and ordered Father to pay
child support in a manner that is “consistent with” the worksheet the parties
had filed in court. Appellant’s App. Vol. II at 40. The court also ordered the
parties to be equally responsible for any uninsured medical expenses.
[5] On August 17, Mother filed a motion to convert her motion for legal separation
into a petition for dissolution of marriage, which motion the dissolution court
granted. The court then appointed a guardian ad litem (“GAL”). The GAL
submitted her report to the court on December 25. In her report, the GAL
recommended that Mother have primary physical custody based on the fact that
Mother “is the primary caregiver for doctor’s appointments and routine daily
needs” of the Children. Appellee’s App. Vol. II at 8.
[6] The dissolution court held a final hearing on Mother’s petition for dissolution.
During the hearing, the GAL “confirm[ed]” her recommendation that Mother
have primary physical custody of the Children. Tr. at 16. Specifically, she
testified that it would be in the Children’s best interests for Mother to have
primary physical custody because Mother would provide the Children with “a
stable routine and consistency[.]” Id. at 24.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 3 of 16
[7] During the hearing, the parties stipulated that Mother’s income was still
$543.00 per week and that Father’s was $900.00 per week. And Mother
testified that Father pays $52.50 per week for the Children’s healthcare
coverage and that he pays $200 per month into his health savings account.
Mother then moved to admit two unsigned child support obligation worksheets.
On the first worksheet, Mother used the parties’ previously agreed upon
incomes and credited Father with $52.50 per week for the Children’s health
care coverage and $46.57 for 96-100 overnight visits. Based on those numbers,
Mother calculated Father’s recommended child support obligation to be $217
per week. See Ex. at 3.
[8] On the second worksheet, Mother again used the parties’ incomes and credited
Father with $52.50 for health care coverage, but Mother credited Father with
$90.53 for 136-140 overnight visits. Accordingly, Mother calculated Father’s
recommended child support obligation to be $173.00 per week. See Ex. at 6.
Father stated that he had “no objection” to the admission of either of those
worksheets. Tr. at 40, 41.
[9] At the conclusion of the hearing, the court dissolved the parties’ marriage.
Thereafter, the court entered the following findings and conclusions:
CUSTODY AND VISITATION
* * *
3. The Father and Mother shall have joint legal custody of the
minor children with Mother awarded physical custody of the
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 4 of 16
minor children. The Court finds that it is in the best interest of
the minor children that they remain in physical custody of the
Mother as she is the primary caregiver of the minor children and
it is important that the [C]hildren have a consistent routine.
* * *
CHILD SUPPORT
1. The parties had stipulated to Father’s weekly gross income
being $900.00 per week with Mother’s being $543.00 per week.
The Court accepts this stipulated fact.
2. Commencing forthwith and until the minor children are
emancipated, graduate from college, or reach the age of nineteen
(19) years or until further Order of the Court, whichever occurs
first, Father shall pay to Mother for and on behalf of the parties’
minor children [] the amount of One Hundred Seventy-Three
($173.00) dollars per week. . . .
3. Father shall continue to provide medical, dental, optical, and
pharmaceutical coverage for the minor children and will as long
as it is available for him to do so at a reasonable cost.
4. Father shall be solely responsible for all uninsured medical
costs based upon his having the Health Savings Account.
* * *
REAL ESTATE
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 5 of 16
1. The Parties own real estate located at 224 N. New York
Street, Remington, IN that was owned by Father prior to
marriage and remains in his name alone.
2. The value of the property was disputed at the Final Hearing as
there have been improvements made to the property during the
marriage. However, an appraisal of the property was not done
by either party and there was no evidence of the value of the
improvements. Therefore, the Court finds the value of the
property is $64,000.
* * *
4. There is a mortgage on the real estate which has a balance of
$34,987.03 at the time of the separation, along with what is
known as the basement loan with an initial balance of $19,376.00
and a remaining balance of $18,645.00 at the time of
separation. . . .
5. That there is believed to be equity in the house in the amount
of $33,000.00. Mother shall be entitled to half of the equity, the
same being $16,500, which shall be paid to her within 180 days.
Appellant’s App. Vol. II at 11-14. This appeal ensued.
Discussion and Decision
Standard of Review
[10] Father appeals the dissolution court’s final decree dissolving his marriage to
Mother. As our Supreme Court has explained:
[T]here is a well-established preference in Indiana for granting
latitude and deference to our trial judges in family law matters.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 6 of 16
Appellate courts are in a poor position to look at a cold transcript
of the record, and conclude that the trial judge, who saw the
witnesses, observed their demeanor, and scrutinized their
testimony as it came from the witness stand, did not properly
understand the significance of the evidence. On appeal, it is not
enough that the evidence might support some other conclusion,
but it must positively require the conclusion contended for by
appellant before there is a basis for reversal. Appellate judges are
not to reweigh the evidence nor reassess witness credibility, and
the evidence should be viewed most favorably to the judgment.
Steele-Giri v. Steele, 51 N.E.3d 119, 124 (Ind. 2016) (quotation marks and
citations omitted). Further, where, as here, the dissolution court sua sponte
enters findings and conclusions, “the appellate court reviews issues covered by
the findings with a two-tiered standard of review that asks whether the evidence
supports the findings, and whether the findings support the judgment.” Id. at
123. “Any issue not covered by the findings is reviewed under the general
judgment standard, meaning a reviewing court should affirm based on any legal
theory supported by the evidence.” Id. at 123-24.
Issue One: Physical Custody
[11] Father first contends that the dissolution court erred when it granted primary
physical custody of the Children to Mother. When making its initial custody
determination, the court shall consider all relevant factors and then enter a
custody order in accordance with the best interests of the Children. See Ind.
Code § 31-17-2-8 (2019). The factors a court must consider include: the age
and sex of the children; the wishes of the children’s parent or parents; the
wishes of the children, with more consideration given if the children are at least
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 7 of 16
fourteen years of age; the interaction and interrelationship of the children with
their parents, sibling, and any other person who may significantly affect their
best interests; the children’s adjustment to the their home, school, and
community; the mental and physical health of all individuals involved; evidence
of a pattern of domestic or family violence by either parent; evidence that the
children have been cared for a by de facto custodian; and a designation in a
power of attorney of the children’s parent or de facto custodian. Id.
[12] On appeal, Father asserts that the court erred when it awarded primary physical
custody of the Children to Mother because it did not include any findings that
“reveal” that there was a consideration of the statutory factors “as required in
an initial custody determination.” Appellant’s Br. at 16. In other words,
Father maintains that the court’s findings of fact are insufficient because the
court did not list the statutory factors and, as such, “the trial court provide[d]
no theory upon which it made its physical custody determination.” Id. at 17.
We cannot agree.
[13] First, we note that the dissolution court was not required to enter a finding as to
each statutory factor it considered in making its custody determination. See
Hecht v. Hecht, __N.E.3d__, No. 19A-DC-1934, 2020 WL 1057248, at *7 (Ind.
Ct. App. Mar. 5, 2020) (holding that a trial court did not err when it entered an
order modifying custody even though it did not specifically mention each factor
it was required to consider), not yet certified. Indeed, the plain language of the
statute only requires a court to “consider” the factors, not to make a finding
regarding each one. See I.C. § 31-17-2-8. And even though the court did not
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 8 of 16
specifically mention Indiana Code Section 31-17-2-8 in its order, we presume
trial courts know and follow the law. See Hecht, 2020 WL 1057248, at *7.
Accordingly, we cannot say that the dissolution court’s findings of fact are
insufficient simply because it did not explicitly discuss the statutory factors.
[14] Further, the purpose of Trial Rule 52(A) findings is “‘to provide the parties and
the reviewing court with the theory upon which the trial judge decided the
case[.]’” M.M. v. M.H. (In re Paternity of S.A.M.), 85 N.E.3d 879, 885 (Ind. Ct.
App. 2017) (quoting Carmichael v. Siegel, 670 N.E.2d 890, 891 (Ind. 1996)).
Here, while the dissolution court’s findings on this issue are not extensive, the
court entered sufficient findings to describe the theory upon which the court
decided the case. Indeed, the court found that it is in the best interests of the
Children for Mother to have primary physical custody because “she is the
primary caregiver” and because “it is important that the [C]hildren have a
consistent routine.” Appellant’s App. Vol. II at 12. Those findings consider
and address what is in the best interest of the Children.
[15] And the evidence supports those findings. 1 Indeed, the GAL testified that the
Children are “both well adjusted to” the schedule with Mother and that “it
would be detrimental” for the Children to change that schedule. Tr. at 24.
And, the GAL testified that it would be in the Children’s best interests for
Mother to have primary physical custody because she can provide them with “a
1
Father does not argue on appeal that those findings are clearly erroneous.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 9 of 16
stable routine and consistency.” Id. We therefore cannot say that the
dissolution court entered insufficient findings or that it otherwise abused its
discretion when it awarded Mother primary physical custody of the Children.
Issue Two: Reliance on Unsigned Child Support Worksheet
[16] Next, Father asserts that the dissolution court erred when it ordered him to pay
$173.00 per week in child support because the court failed to enter findings to
support its calculation. Generally, “[w]e cannot review a support order to
determine if it complies with the guidelines unless the order reveals the basis for
the amount awarded.” Vandenburgh v. Vandenburgh, 916 N.E.2d 723, 728 (Ind.
Ct. App. 2009). “‘Such revelation could be accomplished by either a specific
finding or by incorporation of a proper worksheet.’” Id. (quoting Cobb v. Cobb,
588 N.E.2d 571, 574 (Ind. Ct. App. 1992)).
[17] Here, the dissolution court did not enter any findings of fact regarding Father’s
support obligation or complete its own worksheet. But it is clear that the court
relied on one of the child support worksheets that Mother introduced as
evidence at the final hearing when it ordered Father to pay $173.00 per week.
However, Father argues that it was error for the court to rely on that worksheet
because it was unsigned and, as such, was not a proper worksheet.
[18] We agree with Father that, in general, a worksheet is improper if it is not signed
or verified. See id. The requirement that a worksheet be signed and verified is
due to the fact that an unsigned worksheet “has no sanction under either the
child support guidelines or the rules of evidence and trial procedure.” Cobb, 588
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 10 of 16
N.E.2d at 575. In other words, the purpose of requiring a signed worksheet is
to prevent a party from incorrectly or improperly raising or lowering the child
support obligation. But, here, Mother and Father stipulated to their respective
incomes at the beginning of the dissolution hearing. And Mother used those
incomes when she calculated Father’s child support obligation in her
worksheets. As such, there is no risk that Mother misrepresented either party’s
income in order to increase Father’s child support obligation.
[19] Further, if Father believed that Mother’s worksheet was inaccurate or otherwise
inappropriate for a lack of signature or otherwise, Father could have objected
when Mother moved to admit it as evidence. But Father did not. Rather,
Father explicitly stated that he had “no objection.” Tr. at 41. In addition,
Mother was a witness, under oath, during the hearing, and Father could have
cross-examined her about the content of her worksheet. But, again, he did not.
And Father does not direct us to any information in the unsigned worksheet
that he contends is inaccurate. Cf. Cobb, 588 N.E.2d at 574-75 (holding that the
trial court erred when it relied on an unsigned child support worksheet because
there was a discrepancy between the income included on the worksheet and
evidence regarding income that was introduced at trial). Because Father did
not object to the worksheet or otherwise dispute the content, he cannot now
complain that the dissolution court improperly relied on that exhibit. We
therefore hold that the court did not err when it relied on Mother’s unsigned
worksheet.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 11 of 16
[20] Still, Father contends, “due to the insufficiency of the Findings, coupled with
the absence of a Child Support Worksheet, is it unclear whether Father received
a credit” for the Children’s health insurance premium. Appellant’s Br. at 23.
But as discussed above, the dissolution court did not err when it relied on
Mother’s child support worksheet. And in that worksheet, Mother credited
Father with $52.50 per week for the Children’s health insurance coverage. 2 See
Ex. at 6. Father has not demonstrated that the dissolution court failed to
properly credit him for the Children’s health insurance premiums.
Issue Three: Uninsured Medical Expenses
[21] Father next contends that the dissolution court erred when it ordered him to
both pay the recommended amount of child support and also ordered him to
pay for all uninsured health care expenses 3 for the Children. Specifically,
Father asserts that the court’s order “results in Father paying twice for the same
medical expenses.” Reply Br. at 16. We must agree.
[22] The Indiana Child Support Guidelines are clear: “The data upon which the
Guideline schedules are based include a component for ordinary health care
expenses.” Ind. Child Support Guideline 7. Specifically, “up to six percent
(6%) of the Basic Child Support Obligation” is for the custodial parent to cover
2
Father makes no argument on appeal that he pays more than $52.50 per week for the Children’s health
insurance premiums.
3
The parties do not dispute that, although Father has health insurance for the Children, they are still likely
to incur various uninsured health care expenses. They likewise do not dispute that Father’s health savings
account is available to pay for such expenses.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 12 of 16
“uninsured healthcare expenses.” Child Supp. G. 7 cmt. The noncustodial
parent is, in effect, “prepaying health care expenses every time a support
payment is made.” Id. The rule, which attributes six percent of basic child
support to uninsured health care expenses, is “designed to ensure that the non-
custodial parent does not pay twice for the same medical expenses.” Tigner v.
Tigner, 878 N.E.2d 324, 328 (Ind. Ct. App. 2007).
[23] Here, the court ordered Father to pay child support in the amount of $173 per
week. Absent direction to the contrary from the trial court, those payments
included a “prepayment” from Father to Mother for uninsured medical
expenses up to 6% of Father’s basic child support obligation, which the
worksheet identified as up to $951.60 annually in such costs. See Child Supp G.
7 cmt; Ex. at 6. That is, the court ordered Father to prepay to Mother, through
his support obligation, the first $951.60 per year in uninsured health care costs
for the Children. However, notwithstanding that prepayment, the court also
separately ordered Father to be solely responsible for paying “all” uninsured
medical expenses because Father has a health savings account. Appellant’s
App. Vol. II at 13.
[24] The court’s order, in effect, requires Father to pay for uninsured medical
expenses twice—a prepayment when he pays his child support obligation, and
the actual, full payment when the uninsured health care expenses are incurred.
Such double payments are precisely the scenario the six percent rule was
designed to prevent. Tigner, 878 N.E.2d at 324.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 13 of 16
[25] Usually, the custodial parent is responsible for the first 6% in uninsured
healthcare expenses, and that 6% is included in the noncustodial parent’s
support obligation. See Child. Supp. G. 7 cmt. However, our trial courts have
broad discretion in such matters, and, if a court concludes that the noncustodial
parent should be responsible for 100% of those expenses, the court should either
enter a finding that it is awarding the 6% that is already incorporated into the
noncustodial parent’s support obligation as a credit back to the noncustodial
parent, or the court should enter a finding as to why such a credit is not
appropriate on the facts before the court.
[26] Here, the trial court neither awarded Father a credit for the 6% of the health
care expenses that he is already paying through his child support obligation, nor
did the court explain why such a credit would be inappropriate on the facts
here. Thus, the court’s order has Father paying twice for the same medical
expenses without explanation. Accordingly, we reverse the court’s order and
remand with instructions for the court either to order Mother to pay the first
$951.60 in medical expenses, to credit Father with $951.60 per year, or to
explain why crediting Father with that 6% is not appropriate. 4
4
Father also asserts that he should receive a credit toward his child support payment for the $200 per month
he contributes to his health savings account. We cannot agree. We first note that there is no evidence that
Father is required to contribute to that account. As such, Father could reduce or eliminate his contribution at
any time. Further, Father did not present any evidence to demonstrate how much of his $200 monthly
contribution would be used exclusively for the Children’s medical expenses. Accordingly, we cannot say that
the dissolution court erred when it did not credit Father with $200 per month toward his child support
obligation.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 14 of 16
Issue Four: Amount of Equity in the Home
[27] Finally, Father contends, and Mother agrees, that the dissolution court erred
when it awarded Mother $16,500 based on its conclusion that the parties had
$33,000 in equity in the home. Specifically, Father asserts that “the court’s
Findings do not support its conclusion.” Appellant’s Br. at 19. We agree.
[28] Here, the court found that the parties’ home had a value of $64,000. The court
also found that the parties had a mortgage with a balance of $34,987.03 and
another loan with a balance of $18,645.00. Based on the parties’ debt, which
totals $53,632.03, and the value of the home as found by the court, the amount
of the parties’ equity is $10,367.97, not $33,000. We therefore reverse the
court’s order awarding Mother $16,500, or 50%, of the equity, and we remand
with instructions for the court to divide the correct amount of equity between
the parties.
Conclusion
[29] In sum, the dissolution court’s findings regarding custody were not insufficient
simply because the court did not make a specific finding as to each of the
statutory factors. Further, the court did not err when it relied on Mother’s
unsigned child support worksheet because the parties had stipulated to their
respective incomes and because Father explicitly stated that he had no objection
to the admission of that unsigned worksheet as evidence at the final hearing.
However, the court erred when it ordered Father to pay for all uninsured
medical expenses without crediting Father with an equal amount toward his
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 15 of 16
child support obligation. Finally, the trial court’s findings that the home was
valued at $64,000 and that the parties had a total debt of $53,630.03 do not
support its conclusion that the parties had $33,000 in equity in the home.
[30] Accordingly, we affirm the trial court’s award of primary physical custody to
Mother. However, we reverse the court’s order that Father pay for all
uninsured medical expenses, and we remand with instructions for the court to
either order Mother to pay for the first $951.60 in medical expenses or to credit
Father with that amount toward his child support obligation. And we reverse
the dissolution court’s award of $16,500 to Mother and remand with
instructions for the court to split the actual equity between the parties.
[31] Affirmed in part, reversed in part, and remanded with instructions.
Kirsch, J., and Brown, J., concur.
Court of Appeals of Indiana | Opinion 19A-DC-2728 | April 22, 2020 Page 16 of 16