Tong v. Eifort , 80 Ky. 152 ( 1882 )

JUDGE HARGIS

delivered the opinion op the court.

Wm. Tong executed a mortgage on a tract of land, which embraced his homestead, to Rachel Eifort, to secure the payment of $i,ooo, which she had lent to him.

His wife did not subscribe or acknowledge the mortgage.

Thereafter an execution was levied on said land, and six .'acres, including the dwelling-house, being first set apart as a ■homestead to Tong, the remainder was, under 'the execution, sold subject to the mortgage.

Subsequently Tong and wife, in consideration of past services, and an agreement to clothe, support, and maintain them during their natural lives, sold and conveyed the home-stead in fee-simple to Henry Tong and his sister, Mrs. Cart-.wright.

Mrs. Eifort and her husband sought to foreclose her mort;gage during the lifetime of Wm.. Tong, who died pending the action, which was revived against his widow and heirs.

Two of them, the vendees in fee of the homestead, as-serted title thereto by appropriate pleadings, which Mrs. Eifort and her husband controverted, and alleged that their ■purchase was fraudulent.

No testimony was taken by either party, and the court, upon the pleadings and exhibits, which consisted in the various conveyances, adjudged that the whole tract, including the homestead, be sold subject to the right of occupancy ¡by Tong’s widow and children during her natural life; and ■also rendered a personal judgment against the widow, son, daughter, and son-in-law of Wm. Tong for the amount of Mrs. Eifort’s mortgage, and the taxes for two years which had become due upon said land.

From that judgment the widow and children appeal.

And the first question is, whether the mortgage to Mrs. Eifort conveyed to her the homestead of Wm. Tong.

Section 13, of article 13, chapter 38, General Statutes, has been hitherto construed by this court, in the case of Eear, &c., v. Totten, See., 14 Bush, 103, the facts of which ■are similar to those of this case.

It was held in that case, Totten having executed a mortgage embracing the homestead in which the wife did not. unite, and subsequently joined his wife in an absolute sale- and conveyance in fee of the homestead, that the only right the mortgagees iacquired was a lien on the land subject to. the homestead exemption, and that when the homestead was set apart, and the balance of the land sold, the lien of the mortgagees was exhausted.

The reason given in support of that opinion is this: That' “the creditor cannot subject the homestead to the payment, of his debt by reason of any mortgage, unless the exemption, is waived as provided by statute.”

And the statute expressly says that “no mortgage, release, or waiver of such exemption shall be valid unless the • same be in writing, subscribed by the defendant and his-wife, and acknowledged,” &c.

The mortgage by Wm. Tong did not convey his right or-interest in the homestead, simply because the mortgage was-not subscribed and acknowledged by his wife in conformity to the requisitions of the statute; and, as held in the case-cited, there is no reason why Tong had not the right to-sell it, as he might have done had no mortgage been: executed.

The sale and conveyance to the son and daughter was absolute, and although the recital of a valuable consideration in the deed is no evidence against the appellees, who-were neither parties nor privies to it, the conveyance is valid, as the grantor had the right, with or without a valuable consideration, to sell and convey his homestead regardless of the claims of his creditors, it being exempt from, their demands.

The appellees did not allege in any of their pleadings-that the • appellants, or either of them, had received any assets from their ancestor; hence the personal judgment against them for his debts was erroneous. (Anderson, &c., v. Billis’ adm’r, 2 Duvall, 388.)

Henry Tong alleged, and it was not denied, that he had paid $41 of the taxes which Mrs. Eifort had discharged, and he should have been credited with that sum. The failure of the court to allow this credit was not a clerical misprision, but an error of law, because the pleadings of the appellant, Henry Tong, entitled him thereto, and the appellees nowhere stated in their pleadings the amount or acknowledged the credit.

Therefore, the judgment is reversed, and cause remanded for further proceedings consistent with this opinion.