Karl v. HSBC Bank, USA, Na ( 2013 )


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  •                 v. HSBC Bank, USA, NA,        Docket No. 57561 (Order Affirming in Part,
    Reversing in Part and Remanding, January 20, 2012). On remand,
    following a hearing, the district court entered an order concluding that
    HSBC provided sufficient documentation because Wells Fargo was acting
    as HSBC's servicer. Appellant now appeals, arguing that insufficient
    documentation was provided to establish the district court's finding.
    In an appeal from a district court order granting or denying
    judicial review in an FMP matter, this court defers to the district court's
    factual determinations and reviews de novo the district court's legal
    determinations. Edelstein v. Bank of N.Y Mellon,       128 Nev.         , 
    286 P.3d 249
    , 260 (2012). To obtain an FMP certificate, a deed of trust
    beneficiary must: (1) attend the mediation; (2) participate in good faith; (3)
    bring the required documents; and (4) if attending through a
    representative, have a person present with authority to modify the loan or
    access to such person. NRS 107.086(4) and (5); Leyva v. Nat'l Default
    Servicing Corp., 127 Nev. , 
    255 P.3d 1275
    , 1278-79 (2011).
    Having reviewed the briefs and appendix on appeal, we affirm
    the district court's finding that sufficient documentation was presented by
    HSBC. Appellant argues that no document was provided establishing that
    Wells Fargo was acting as servicer for HSBC, but no statute or foreclosure
    mediation rule required production of such a document at the time the
    relevant mediation took place.     See Edelstein, 128 Nev. at n.11, 286
    P.3d at 260 n.11. Based on the district court's finding that Wells Fargo
    acted as servicer for HSBC, the record demonstrates that the required
    documents were provided at mediation. Therefore, the district court
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    properly denied the petition for judicial review and sanctions.
    Accordingly, we
    ORDER the judgment of the district court AFFIRMED.'
    I
    Douglas
    J.
    Saitta
    cc:   Hon. Patrick Flanagan, District Judge
    Terry J. Thomas
    Snell & Wilmer, LLP/Las Vegas
    McCarthy & Holthus LLP/Reno
    Washoe District Court Clerk
    'We limit our review on appeal to the issues outlined in our prior
    order of remand. As such, we do not address the other arguments raised
    by the parties in their appellate briefs.
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Document Info

Docket Number: 61445

Filed Date: 9/20/2013

Precedential Status: Non-Precedential

Modified Date: 10/31/2014