FIA Card Servs. v. Adler ( 2022 )

[Cite as FIA Card Servs. v. Adler, 2022-Ohio-4631.]
COURT OF APPEALS OF OHIO
EIGHTH APPELLATE DISTRICT
COUNTY OF CUYAHOGA
FIA CARD SERVICES NA, :
Plaintiff-Appellee, :
No. 111087
v. :
MARIBETH ADLER, :
Defendant-Appellant. :
JOURNAL ENTRY AND OPINION
JUDGMENT: AFFIRMED
RELEASED AND JOURNALIZED: December 16, 2022
Civil Appeal from the Rocky River Municipal Court
Case No. 11-CVF-1197
Appearances:
Waldheger • Coyne and Scott Robinson, for appellant.
CORNELIUS J. O’SULLIVAN, JR., J.:
Defendant-appellant Maribeth Adler appeals from the November 9,
2021 judgment of the Rocky River Municipal Court granting Bank of America, NA’s
motion to revive judgment and denying appellant’s motion to vacate void judgment.
After a careful review of the facts and pertinent law, we affirm.
Factual and Procedural History
In May 2011, plaintiff-appellee FIA Card Services NA filed this action
against appellant alleging failure to pay a little over $3,000 in credit card debt. The
docket indicates that service on appellant at a Westlake, Ohio address was
“successful” in June 2011. The name of the person who signed the return receipt
does not appear to be appellant’s name. Appellee did not reissue the summons and
complaint via regular mail.
In July 2011, appellee filed a motion for default judgment. Appellee
served the motion on appellant at the Westlake address. The trial court granted the
motion without a hearing in August 2011. Thereafter, appellee attempted,
unsuccessfully, to attach funds from appellant’s banks. The notices of attachment
proceedings and requests for hearings were mailed to appellant at the Westlake
address.
In December 2020, Bank of America, NA filed a motion to revive
dormant judgment. Bank of America served the motion on appellant at a Rocky
River, Ohio address. In January 2021, appellant, pro se, filed an answer denying
any knowledge of the underlying debt and denying that she had been served with
the complaint in 2011. Appellant stated that she believed the debt may have been
incurred by her husband, who is now deceased. She requested that Bank of America
conduct a fraud investigation.
In March 2021, appellant filed a motion to vacate the default judgment
against her. Appellant included an affidavit in support of her motion. Appellant
averred that (1) she never received a summons or complaint in 2011, (2) she never
signed for receipt of a summons or complaint in 2011, (3) the return service card
shows her father, who is now deceased, signed for service, (4) she was never served
with a copy of the 2011 complaint, and (5) she was never served with the motion for
default judgment. Appellant further averred that she believed the credit card
account was extended under her name by way of fraud.
The trial court held a telephonic hearing with Bank of America and
appellant, at which the court granted 90 days for discovery and investigation of
potential fraud. The court stated that a hearing would be set, if necessary, after
June 1, 2021.
In July 2021, Bank of America filed a response to appellant’s motion to
vacate and in support of appellee’s motion to revive judgment, in which it stated
that, after investigation, it was determined no fraud was associated with the account.
The bank contended that service was complete upon signing of the return receipt
card. The bank also explained that FIA Card Services merged into Bank of America.
On August 30, 2021, the case was continued for another 60 days for
discovery. The court set the matter for a telephonic case management conference to
be held on November 1, 2021, which was had.
On November 9, 2021, the trial court issued its judgment granting Bank
of America’s motion to revive judgment and denying appellant’s motion to vacate
judgment.
Appellant filed a timely notice of appeal and raises the following two
assignments of error for our review:
I. The trial court erred when it granted judgment for [the] bank
and against Maribeth when the court lacked personal
jurisdiction over Maribeth.
II. The trial court violated Maribeth’s due process rights by not
requiring that [the] bank comply with the Ohio Rule of Civil
Procedure to perfect service upon Maribeth and not holding an
evidentiary hearing prior to the court issuing a judgment against
Maribeth.
Law and Analysis
Appellant’s assignments of error, both of which challenge service, are
interrelated and will be considered together.
A trial court cannot render judgment against a defendant over whom
it has no personal jurisdiction. “[T]o enter a valid judgment, a court must have
personal jurisdiction over the defendant.” Mayfran Internatl., Inc. v. Eco-Modity,
L.L.C., 2019-Ohio-4350, 135 N.E.3d 792, ¶ 9 (8th Dist.), citing Maryhew v. Yova, 11
Ohio St.3d 154, 156, 464 N.E.2d 538 (1984). “[A] judgment rendered without
personal jurisdiction over a defendant is void.” GGNSC Lima, L.L.C. v. LMOP,
L.L.C., 8th Dist. Cuyahoga No. 105910, 2018-Ohio-1298, ¶ 14, citing Patton v.
Diemer, 35 Ohio St.3d 68, 518 N.E.2d 941 (1988), paragraph three of the syllabus.
A court does not acquire personal jurisdiction over a defendant unless
and until the defendant is properly served with the complaint and summons or the
defendant makes an appearance in the case. State ex rel. Ballard v. O’Donnell, 50
Ohio St.3d 182, 553 N.E.2d 650 (1990), paragraph one of the syllabus. Appellant
did not make an appearance in this case prior to default judgment being entered
against her. Thus, the issue is whether appellee properly achieved certified mail
service on appellant.
Service of process, which is governed by Civ.R. 4.1 through 4.6, must
be made in a manner reasonably calculated to apprise the defendant of the action
and to afford him or her an opportunity to respond. Akron-Canton Regional
Airport Auth. v. Swinehart, 62 Ohio St.2d 403, 406, 406 N.E.2d 811 (1980). As is
relevant here, service by certified mail is “[e]videnced by return receipt signed by
any person” “at the address set forth in the caption or at the address set forth in
written instructions furnished to the clerk.” Civ.R. 4.1(A)(1)(a). “Individuals must
be served at their ‘usual place of residence,’ and any person residing at that address
who is of ‘suitable age and discretion’ may receive such service.” Hook v. Collins,
8th Dist. Cuyahoga No. 104825, 2017-Ohio-976, ¶ 13, quoting Civ.R. 4.1.
In Castellano v. Kosydar, 42 Ohio St.2d 107, 326 N.E.2d 686 (1975),
the Ohio Supreme Court elaborated on service by certified mail, stating,
It should also be noted that certified mail, under the Rules of Civil
Procedure, no longer requires actual service upon the party receiving
the notice, but is effective upon certified delivery. Prior to its
amendment in 1971, Civ. R. 4.1(1) stated that “* * * if the return receipt
shows failure of delivery to the addressee the clerk shall forthwith
notify, by mail, the attorney of record * * *.” However, the above-
italicized words were subsequently deleted, evidencing an intent to
avoid the impression that certified mail, to be effective, had to be
delivered to and signed by the addressee only. The above
considerations, and the recognition that a need for actual notice would
be contradictory to modern service requirements, represent persuasive
arguments for the rejection of appellants’ position.
Id. at 110.
The plaintiff bears the burden of obtaining proper service on a
defendant. Cincinnati Ins. Co. v. Emge, 124 Ohio App.3d 61, 63, 705 N.E.2d 408(1st Dist.1997). Where the plaintiff follows the civil rules governing service of
process, courts presume that service is proper unless the defendant rebuts this
presumption with sufficient evidence of nonservice. Hook, at ¶ 14, citing Carter-
Jones Lumber Co. v. Meyers, 2d Dist. Clark No. 2005 CA 97, 2006-Ohio-5380, ¶ 11.
“In order to rebut the presumption of proper service, the other party must produce
evidentiary-quality information demonstrating that he or she did not receive
service.” Hook at id., citing McWilliams v. Schumacher, 8th Dist. Cuyahoga Nos.
98188, 98288, 98390, and 98423, 2013-Ohio-29, ¶ 51, citing Thompson v. Bayer,
5th Dist. Fairfield No. 2011-CA-00007, 2011-Ohio-5897, ¶ 23.
We review the trial court’s judgment regarding the validity of service
for an abuse of discretion. GGNSC Lima, L.L.C., 8th Dist. Cuyahoga No. 105910,
2018-Ohio-1298, at ¶ 15. Trial courts have inherent authority to vacate a void
judgment, and a party asserting lack of jurisdiction due to lack of service does not
need to meet the requirements of Civ.R. 60(B). Id.In Hook, a summons and complaint by certified mail was sent to the
defendant at an address in Kent, Ohio in November 2014. The defendant claimed
he was never served and submitted an affidavit that (1) he has not resided at, or
worked out of, the Kent address since December 2011, (2) he was not served with
the complaint in this case prior to the default judgment, and (3) he only became
aware of the complaint and default judgment when he was served with a summons
at his current address in December 2015. This court found the defendant’s
averments sufficient to rebut valid service.
Here, appellant averred that (1) she never received a summons or
complaint in 2011, (2) she never signed for receipt of a summons or complaint in
2011, (3) the return service card shows her father, who is now deceased, signed for
service, (4) she was never served with a copy of the 2011 complaint, and (5) she was
never served with the motion for default judgment. Appellant’s affidavit was
insufficient to rebut the presumption of service. She did not aver that she did not
live at the Westlake address and, further, admitted that her father signed for service.
Appellant’s father was of suitable age and discretion to receive service.
Appellant’s first and second assignments of error are overruled.
Judgment affirmed.
It is ordered that appellee recover from appellant costs herein taxed.
The court finds there were reasonable grounds for this appeal.
It is ordered that a special mandate be sent to said court to carry this judgment
into execution.
A certified copy of this entry shall constitute the mandate pursuant to Rule
27 of the Rules of Appellate Procedure.
CORNELIUS J. O’SULLIVAN, JR., JUDGE
ANITA LASTER MAYS, P.J., and
MICHELLE J. SHEEHAN, J., CONCUR