Cardinal State Bank, Nat. Ass'n v. Crook , 184 W. Va. 152 ( 1990 )

NEELY, Chief Justice,

dissenting:

The gravamen of the Crooks’ allegation of fraud is that lack of long-term financing bankrupted them. I have a hard time seeing how long-term financing, which requires payment of interest and principal, would have saved the Crooks’ business from bankruptcy, when short-term financing, which requires only interest, did not. Mr. Crook estimated that with long-term financing, his payments would have been about $2,000 to $2,500 per month. The record shows that the Crooks’ interest payments under the short-term note averaged below $1,600 per month. No hurt, no foul! I would affirm the circuit court.