Zilbert v. Proficio Mtge. Ventures, L.L.C. , 2014 Ohio 1838 ( 2014 )


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  • [Cite as Zilbert v. Proficio Mtge. Ventures, L.L.C., 2014-Ohio-1838.]
    Court of Appeals of Ohio
    EIGHTH APPELLATE DISTRICT
    COUNTY OF CUYAHOGA
    JOURNAL ENTRY AND OPINION
    No. 100299
    ROGER ZILBERT
    PLAINTIFF-APPELLANT
    vs.
    PROFICIO MORTGAGE VENTURES, L.L.C., ET AL.
    DEFENDANTS-APPELLEES
    JUDGMENT:
    AFFIRMED IN PART, REVERSED IN PART, AND REMANDED
    Civil Appeal from the
    Cuyahoga County Court of Common Pleas
    Case No. CV-13-805479
    BEFORE:           Blackmon, J., Jones, P.J., and S. Gallagher, J.
    RELEASED AND JOURNALIZED:                                   May 1, 2014
    ATTORNEY FOR APPELLANT
    Brian D. Spitz
    The Spitz Law Firm, L.L.C.
    4568 Mayfield Road
    Suite 102
    South Euclid, Ohio 44121
    ATTORNEYS FOR APPELLEES
    James R. Pearl
    Law Office of James R. Pearl, Jr.
    9393 Olde Eight Road
    Northfield, Ohio 44067
    Jay E. Krasovec
    Jonathon W. Groza
    Ice Miller, L.L.P.
    Fifth Third Center
    600 Superior Avenue, East
    Suite 1701
    Cleveland, Ohio 44114
    PATRICIA ANN BLACKMON, J.:
    {¶1} Appellant Roger Zilbert (“Zilbert”) appeals the trial court’s decision
    granting the motion to stay pending arbitration of appellee Proficio Mortgage Ventures,
    L.L.C. (“Proficio”) and two of its employees, Mark Nagy (“Nagy”) and Todd Liguzinski
    (“Liguzinski”). Zilbert assigns the following errors for our review:
    I. The trial court committed reversible error in granting appellees’ motion to
    stay pending arbitration in Salt Lake City, Utah, as the forum selection
    clause contained in the employment agreement is overreaching and
    substantively unconscionable because it has the effect of blocking most
    claims.
    II. The trial court erred in granting appellees’ motion to stay pending
    arbitration when Zilbert’s claims clearly fall outside the scope of the
    employment agreement as drafted solely and exclusively by appellees.
    III. The trial court committed reversible error when it stayed Zilbert’s claim
    against Nagy and Liguzinski, as they are not parties to, and thus, cannot
    enforce the arbitration provision.
    IV. The trial court erred in finding the arbitration agreement valid and
    enforceable because the manner in which it was executed was procedurally
    unconscionable.
    {¶2} Having reviewed the record and pertinent law, we affirm in part, and
    reverse in part, the trial court’s decision. The apposite facts follow.
    {¶3} On May 31, 2012, Zilbert commenced employment with Proficio as a
    mortgage loan officer.       Zilbert signed an employment agreement (“Employment
    Agreement”) contemporaneously with his hiring.             On August 15, 2012, Proficio
    terminated Zilbert.
    {¶4} On April 23, 2013, Zilbert filed a wrongful termination complaint against
    Proficio, Nagy, and Liguzinski. Zilbert, who is of the Jewish faith, alleged causes of
    action for retaliatory discrimination, religious discrimination, wrongful termination based
    on religious discrimination, intentional infliction of emotional distress, and violation of
    public policy.
    {¶5} On May 14, 2013, Proficio, Nagy, and Liguzinski (“appellees”) filed a
    motion to dismiss Zilbert’s complaint or in the alternative a motion to order arbitration, or
    motion to stay the action pending resolution of arbitration. Appellees argued Zilbert’s
    complaint should be dismissed due to improper venue and the trial court’s lack of subject
    matter jurisdiction because of a mandatory arbitration clause contained in the
    Employment Agreement signed by the parties.
    {¶6} On June 3, 2013, Zilbert filed his motion in opposition to appellees’ motion.
    On June 7, 2013, appellees filed a response to Zilbert’s motion in opposition. On
    August 16, 2013, the trial court denied appellees’ motion to dismiss. The trial court
    granted appellees’ alternative motion to stay the action pending resolution of arbitration
    after finding the Employment Agreement to be valid and enforceable.             Zilbert now
    appeals.
    Stay Pending Arbitration
    {¶7} In the first assigned error, Zilbert argues the trial court erred when it
    granted the motion to stay pending arbitration in Salt Lake City, Utah.
    {¶8} Preliminarily, we note when addressing whether a trial court has properly
    granted a motion to stay and compel arbitration, the appropriate standard of review
    depends on “the type of questions raised challenging the applicability of the arbitration
    provision.”   McCaskey v. Sanford-Brown College, 8th Dist. Cuyahoga No. 97261,
    2012-Ohio-1543, ¶ 7.
    {¶9} Generally, an abuse of discretion standard applies; for example, when the
    issue to be determined is whether a party has waived its right to arbitrate a given dispute.
    
    Id., citing Milling
    Away, L.L.C. v. UGP Properties, L.L.C., 8th Dist. Cuyahoga No.
    95751, 2011-Ohio-1103, ¶ 8. Additionally, when the issue is whether a party has agreed
    to submit an issue to arbitration or questions of unconscionability are raised, we review
    the matter under a de novo standard of review. Shumaker v. Saks Inc., 
    163 Ohio App. 3d 173
    , 2005-Ohio-4391, 
    837 N.E.2d 393
    (8th Dist.); Taylor Bldg. Corp. of Am. v. Benfield,
    
    117 Ohio St. 3d 352
    , 2008-Ohio-938, 
    884 N.E.2d 12
    .
    {¶10} In the instant case, we apply a de novo standard of review because we are
    reviewing the trial court’s decision to grant a motion to stay after finding that the claims
    are subject to arbitration. The abuse of discretion standard of review has no application
    in the context of the court deciding to stay proceedings pending the outcome of arbitration
    because a stay in such circumstances is mandatory, not discretionary.              N. Park
    Retirement Community Ctr., Inc. v. Sovran Cos., Ltd., 8th Dist. Cuyahoga No. 96376,
    2011-Ohio-5179, ¶ 7 (recognizing that R.C. 2711.02(B) imposes a mandatory duty to stay
    the proceedings, leaving no discretion for the trial court upon being satisfied that the
    matter was subject to arbitration); see also McCaskey at ¶ 9. “Under a de novo standard of
    review, we give no deference to a trial court’s decision.” Brownlee v. Cleveland Clinic
    Found., 8th Dist. Cuyahoga No. 97707, 2012-Ohio-2212, citing Akron v. Frazier, 
    142 Ohio App. 3d 718
    , 721, 
    756 N.E.2d 1258
    (9th Dist.2001).
    {¶11} Ohio courts recognize a presumption favoring arbitration when the issue of
    the parties’ dispute falls within the scope of the arbitration provision. Taylor Bldg. Corp.
    of Am. v. Benfield, 
    117 Ohio St. 3d 352
    , 2008-Ohio-938, 
    884 N.E.2d 12
    , ¶ 27. In light of
    this strong presumption favoring arbitration, all doubts should be resolved in its favor.
    Hayes v. Oakridge Home, 
    122 Ohio St. 3d 63
    , 2009-Ohio-2054, 
    908 N.E.2d 408
    , ¶ 15.
    {¶12} Arbitration is favored because it provides the parties thereto with a relatively
    expeditious and economical means of resolving a dispute. Schaefer v. Allstate Ins. Co.,
    
    63 Ohio St. 3d 708
    , 712, 
    590 N.E.2d 1242
    (1992). Thus, if a dispute even arguably falls
    within the parties’ arbitration provision, the trial court must stay the proceedings until
    arbitration has been completed. Fields v. Herrnstein Chrysler, Inc., 4th Dist. Pike No.
    12CA827, 2013-Ohio-693, ¶ 15, citing Tomovich v. USA Waterproofing & Foundation
    Servs., Inc., 9th Dist. Lorain No. 07CA9150, 2007-Ohio-6214, ¶ 8.
    {¶13} Ohio’s strong public policy favoring arbitration is codified in Chapter 2711
    of the Revised Code. Westerfield v. Three Rivers Nursing & Rehab. Ctr., L.L.C., 2d
    Dist. Montgomery No. 25347, 2013-Ohio-512,            ¶ 17.    Under R.C. 2711.02(B) on
    application of one of the parties, a trial court may stay litigation in favor of arbitration
    pursuant to a written arbitration agreement.         Taylor Bldg., 
    117 Ohio St. 3d 352
    ,
    2008-Ohio-938, 
    884 N.E.2d 12
    , ¶ 28. R.C. 2711.02(B) provides:
    If any action is brought upon any issue referable to arbitration under an
    agreement in writing for arbitration, the court in which the action is
    pending, upon being satisfied that the issue involved in the action is
    referable to arbitration under an agreement in writing for arbitration, shall
    on application of one of the parties stay the trial of the action until the
    arbitration of the issue has been had in accordance with the agreement,
    provided the applicant for the stay is not in default in proceeding with
    arbitration.
    Thus, R.C. 2711.02 requires a court to stay the trial of an action “on application of one of
    the parties if (1) the action is brought upon any issue referable to arbitration under a
    written agreement for arbitration[;] (2) the court is satisfied the issue is referable to
    arbitration under the written agreement[;] and (3) the applicant is not in default in
    proceeding with arbitration.” Fields, 4th Dist. Pike No. 12CA827, 2013-Ohio-693, ¶ 14.
    {¶14} In the instant case, Page 5, Paragraph 22 of the Employment Agreement
    captioned “Waiver of Litigation or Trial by Jury” states as follows:
    THE PARTIES HEREBY WAIVE LITIGATION AND TRIAL BY JURY
    IN ANY ACTION OR PROCEEDING TO WHICH THEY MAY BE
    PARTIES, ARISING OUT OF, OR IN ANY WAY PERTAINING OR
    RELATED TO, THIS AGREEMENT.        IT IS AGREED AND
    UNDERSTOOD THAT THIS WAIVER CONSTITUTES A GENERAL
    WAIVER OF LITIGATION AND TRIAL BY JURY FOR ALL CLAIMS,
    INCLUDING THOSE AGAINST PARTIES WHO ARE NOT PARTIES
    TO THE AGREEMENT. EMPLOYER AND EMPLOYEE BOTH
    UNDERSTAND AND ACCEPT THAT ALL PROCEEDINGS WILL BE
    MANAGED THROUGH BINDING ARBITRATION. THIS WAIVER IS
    KNOWINGLY, WILLINGLY, AND VOLUNTARILY MADE BY EACH
    OF THE PARTIES HERETO, AND THE PARTIES HEREBY
    REPRESENT THAT NO REPRESENTATIONS OF FACT OR OPINION
    HAVE BEEN MADE BY ANY INDIVIDUAL TO INDUCE THIS
    WAIVER OR TO, IN ANY WAY, MODIFY OR NULLIFY ITS EFFECT.
    {¶15} It is undisputed that the arbitration agreement was part of the Employment
    Agreement that Zilbert signed. The arbitration clause is conspicuously written in all
    capital letters. The clause is clear and unambiguous.
    {¶16} On May 31, 2012, Zilbert acknowledge the terms of the Employment
    Agreement, including the arbitration agreement, by initialing each page of the six-page
    document and by affixing his signature to the last page of the document.   Approximately
    two weeks later, the authorized branch and corporate signatures were affixed to the same
    document.
    {¶17} In his affidavit, Zilbert averred that he was excited about the offer of a job
    with Proficio, that he was given the Employment Agreement to sign, that he signed it
    believing that it was necessary to proceeding with his employment, and that he did not
    understand the implications or consequences of arbitration. However, it is one of the
    most basic tenets of contract law that a document should be read before being signed, and
    further that a party to a contract is presumed to have read what he or she signed and thus
    cannot defeat a contract by asserting he or she did not read it. See, e.g., Hadden Co.,
    L.P.A. v. Del Spina, 10th Dist. Franklin No. 03AP-37, 2003-Ohio-4507, ¶ 15.
    Consequently, by initialing and signing the document, Zilbert demonstrated his agreement
    to be bound by the arbitration clause. See Cole v. Macy’s, Inc., 8th Dist. Cuyahoga No.
    99502, 2013-Ohio-4705. Consequently, the trial court did not err when it found the
    arbitration clause valid and enforceable.
    {¶18} Nonetheless, on appeal, Zilbert argues the forum selection clause contained
    on Page 5, Paragraph 20 of the Employment Agreement was unconscionable.
    {¶19} Parties to a contract may agree to submit to the jurisdiction of a particular
    court through the use of a forum-selection clause. Natl. City Commercial Capital Corp.
    v. All About Limousines Corp., 12th Dist. Butler No. CA2005-08-226, 2009-Ohio-1159, ¶
    7. The Employment Agreement in the instant case contains the following choice of law
    and forum selection clause:
    Applicable Law: Jurisdiction: This agreement shall be governed by, and
    construed in accordance with, the laws of the State of Utah (without regard
    to conflicts of laws principle), irrespective of the fact that a party is or may
    become a resident of a different state, and by applicable federal laws of the
    United States of America. To the maximum extent permissible under Law,
    both parties hereby agree that the Circuit Court of Salt Lake City, State of
    Utah, shall have exclusive jurisdiction to hear and determine any and all
    disputes, controversies, or claims arising out of, or relating to, this
    Agreement, or concerning the respective rights of the parties hereunder and,
    for such purpose, the parties do hereby submit themselves to the sole
    personal jurisdiction of that court.
    {¶20} Forum selection clauses are “presumptively valid” and have generally been
    enforced.   Conway v. Huntington Natl. Bank, 10th Dist. Franklin No. 11AP-1105,
    2013-Ohio-1201. A forum selection clause will be enforced unless the party opposed to
    its enforcement establishes: (i) it is a result of fraud or overreaching; (ii) enforcement
    would violate a strong public policy of the forum; or (iii) enforcement would, in the
    particular circumstances of the case, result in litigation in a jurisdiction so seriously
    inconvenient as to be unreasonable. 
    Id. {¶21} In
    regard to the first factor, Zilbert does not argue that he signed the
    Employment Agreement as a result of fraud and overreaching by Proficio. Also, Zilbert
    has produced no evidence that Proficio made any false representations in inducing him to
    agree to the forum selection clause. Consequently, such a clause would generally be
    valid and enforceable.   Kennecorp Mtge. Brokers, Inc. v. Country Club Convalescent
    Hosp. Inc., 
    66 Ohio St. 3d 173
    , 176, 
    610 N.E.2d 987
    (1993).
    {¶22} In Kennecorp, for example, the Ohio Supreme upheld the forum selection
    clause that had been agreed to by two sophisticated commercial entities.      Thus, where
    both parties to a contract are commercial entities and the contract contains a valid
    forum-selection clause, the clause generally cannot be invalidated by the common-law
    doctrine of forum non conveniens.       Information Leasing Corp. v. Baxter, 1st Dist.
    Hamilton No. C-020029, 2002-Ohio-3930, ¶ 8, 12.
    {¶23} Here, however, the contract was an employment contract rather than a
    contract between two sophisticated business entities. In Deaconess Homecare, Inc. v.
    Waters, 1st Dist. Hamilton No. C-990277, 
    1999 WL 1488974
    (Dec. 8., 1999), the First
    Appellate District held that “although the employment contract contained a
    forum-selection clause, the contract was not a commercial contract requiring enforcement
    without looking at other factors.” 
    Id. at *1.
    {¶24} In regard to the second factor, as previously noted, Ohio recognizes the
    validity of forum selection clauses, and enforcement of the clause would not violate the
    public policy of Ohio. Thus, this factor does not weigh in favor of nonenforcement.
    {¶25} As to the third factor, Zilbert has the burden of establishing that it would be
    unreasonable or unjust to enforce the forum selection clause. Preferred Capital, Inc. v.
    Ferris Bros., Inc., 
    167 Ohio App. 3d 653
    , 2005-Ohio-6221, 
    856 N.E.2d 984
    (9th Dist.).
    A finding of unreasonableness or injustice must be based on more than inconvenience to
    the party seeking to avoid the forum selection clauses’ requirements. 
    Id. {¶26} Thus,
    mere distance, mere expense, or mere hardship to an individual
    litigant is insufficient to invalidate a forum selection clause. Salehpour v. Just A Buck
    Licensing, Inc., 12th Dist. Warren No. CA2013-03-028, 2013-Ohio-4436, citing IntraSee,
    Inc. v. Ludwig, 9th Dist. Lorain Nos. 10CA009916 and 11CA010024, 2012-Ohio-2684, ¶
    20. Rather, it must appear that enforcement of the clause would be manifestly and
    gravely   inconvenient to the party seeking to avoid enforcement such that it will
    effectively be deprived of a meaningful day in court. Info. Leasing Corp. v. Jaskot, 
    151 Ohio App. 3d 546
    , 552, 2003-Ohio-566, 
    784 N.E.2d 1192
    (1st Dist.).
    {¶27} In determining whether the selected forum is sufficiently unreasonable,
    Ohio courts consider the following factors: (1) which law controls the contractual dispute;
    (2) the residency of the parties; (3) where the contract was executed; (4) where the
    witnesses and parties to the litigation are located; and (5) whether the forum clause’s
    designated location is inconvenient to the parties. Original Pizza Pan v. CWC Sports
    Group, Inc., 
    194 Ohio App. 3d 50
    , 2011-Ohio-1684, 
    954 N.E.2d 1220
    (8th Dist.), citing
    Barrett v. Picker Internatl., 
    68 Ohio App. 3d 820
    , 
    589 N.E.2d 1372
    (8th Dist.1990).
    {¶28} In regard to the first factor, as previously stated, the Employment Agreement
    includes a choice of law provision that states that the enforcement of the Agreement is
    governed by Utah law. Assuming that this provision is valid and enforceable, Proficio
    would receive the benefit of its choice of law even if the case is tried in Ohio, since the
    courts in Ohio would be capable of applying Utah law. No argument has been made that
    Ohio law regarding employment discrimination differs from Utah law in any significant
    respect. Therefore, this factor does not weigh heavily in favor of one jurisdiction over
    the other.
    {¶29} As to the second factor, Proficio is a Delaware corporation, with its
    principal place of business in the city of Orlando, Orange County, Florida. However,
    Proficio maintained and operated an office located at 6100 Rockside Woods Boulevard,
    Independence, Ohio.      Plaintiff Zilbert, as well as defendants Nagy and Liguzinski are
    residents of Ohio. As to the third factor, the Employment Agreements were signed and
    executed in Ohio. As to the fourth factor, most, if not all, of the witnesses in this
    litigation are located in Ohio.
    {¶30} In regard to the fifth factor, since Zilbert, Nagy, and Liguzinski all   live in
    Ohio, Utah is not a convenient forum for them. Furthermore, although Utah is Proficio’s
    forum of choice, it has not shown how Utah would be a more convenient forum for them.
    Although Proficio is a Delaware corporation, it conducts business in Ohio. Most, if not
    all, of the witnesses and evidentiary materials relevant to the action are in Ohio, which is
    the location of Proficio’s offices where Zilbert, as well as where two defendants worked.
    Thus, it appears that Utah is not a convenient forum for litigating this action from
    Proficio’s perspective, either.
    {¶31} Weighing the above factors, we find that enforcing the forum selection
    clause in this case would result in litigation in a jurisdiction so unreasonable, difficult,
    and inconvenient to create a considerable risk that Zilbert would be deprived of his day in
    court. The degree of distance between the two states would contribute to a significant
    increase in the cost of litigating this action for Zilbert, as well as for defendants Nagy and
    Liguzinski. Zilbert was making a modest salary. He might have difficulty securing
    witnesses because of the increased cost of witness fees involved in litigating the action in
    Utah. Zilbert and any witnesses traveling to Utah would be seriously inconvenienced by
    the need to obtain extended leave from jobs or to cover familial obligations.
    {¶32} In light of the above analysis, we find that although the arbitration clause
    was valid, the forum selection clause should not be enforced in this case. In reaching
    this decision, we are not advocating that a forum selection clause in an employment
    contract should never be enforced, or freely invalidated, but we do find that the type of
    contract can make a difference in determining whether to uphold such a clause.
    {¶33} For example, although not in the employment context, this court has
    declined to enforce a forum selection clause in an agreement between a noncommercial
    entity and an unsophisticated not-for-profit entity. Copelco Capital, Inc. v. St. Mark’s
    Presbyterian Church, 8th Dist. Cuyahoga No. 77633, 2001 Ohio App. LEXIS 315 (Feb.1,
    2001).      The particular circumstances presented in this case, when considered as a
    whole, sufficiently warrants the invalidation of the forum selection clause.
    Accordingly, we overrule in part, and sustain in part, the first assigned error.
    Scope of Arbitration
    {¶34} In the second assigned error, Zilbert argues that his claims fell outside the
    scope of the arbitration agreement. Thus, the trial court should have denied the motion
    to stay.
    {¶35} In his complaint, Zilbert specifically alleged that he regularly worked 50 to
    60 hours per week and was not compensated for the overtime hours in excess of 40 hours
    per week.      Zilbert alleged that upon complaining to his supervisors, they began
    retaliating by making disparaging, anti-Semitic, comments, and jokes. Zilbert alleged
    that after announcing his intentions to quit, if the discriminatory conduct did not cease, he
    was terminated.
    {¶36} A review of Zilbert’s allegations reveal that they all arose out of the course
    and scope of his employment with Proficio. Because they arose out of the course and
    scope of his employment, they are subject to the arbitration agreement contained in the
    Employment Agreement that Zilbert signed.          The arbitration agreement specifically
    states that the parties waive litigation and trial by jury in any action arising out of or
    relating to the Employment Agreement.
    {¶37} Based on the foregoing, the trial court did not err when it found that
    Zilbert’s claims fell under the auspices of the arbitration agreement. Accordingly, we
    overrule the second assigned error.
    Non-Signatories to Arbitration Agreement
    {¶38} In the third assigned error, Zilbert argues the trial court erred when it stayed
    his claims against Nagy and Liguzinski, who were not parties to the agreement.
    {¶39} Generally, non-signatories to a contract are not subject to its provisions.
    Nonetheless, in some circumstances non-signatories to contracts can be contractually
    bound by ordinary contract and agency principles. Sovran, 2011-Ohio-5179, ¶ 17, citing
    Short v. Resource Title Agency, Inc., 8th Dist. Cuyahoga No. 95839, 2011-Ohio-1577, ¶
    14.
    {¶40} In the instant case, although Zilbert alleged in his complaint that both Nagy
    and Liguzinski were acting in the course and scope of their employment for Proficio, he
    now contends that his claims against them are not covered by the arbitration agreement.
    However, the arbitration agreement is very broad and encompasses any dispute arising
    out of or related to the Employment Agreement.
    {¶41} Further, the arbitration agreement specifically states: “It is agreed and
    understood that this waiver constitutes a general waiver of litigation and trial by jury for
    all claims, including those against parties who are not parties to this agreement.” This
    provision clearly encompasses disputes between signatories and non-signatory employees
    acting in the course and scope of their employment with Proficio.
    {¶42} Because the arbitration agreement covers all claims arising out of the
    employment relationship and even applies to disputes involving non-parties to the
    agreement, the trial court did not err when it stayed Zilbert’s claims against Nagy and
    Liguzinski. Accordingly, we overrule the third assigned error.
    Procedural Unconscionability
    {¶43} In the fourth assigned error, Zilbert argues that the trial court erred in
    granting the motion to stay because the arbitration clause is procedurally
    unconscionable.
    {¶44} In determining whether an agreement is procedurally unconscionable, courts
    consider the relative bargaining positions of the parties including each party’s age,
    education, intelligence, experience, and who drafted the contract. Taylor at ¶ 44. No
    single factor alone determines whether a contract is procedurally unconscionable; a court
    must consider the totality of the circumstances. Murea v. Pulte Group, Inc., 8th Dist.
    Cuyahoga No. 100127, 2014-Ohio-398, citing Oakridge Home, 
    122 Ohio St. 3d 63
    ,
    2009-Ohio-2054, 
    908 N.E.2d 408
    at ¶ 29-30.         There is no evidence in the record
    regarding Zilbert’s age, educational background, business acumen, or experience.
    {¶45} An important consideration is “whether each party to the contract,
    considering his obvious education or lack of it, [had] a reasonable opportunity to
    understand the terms of the contract, or were the important terms hidden in a maze of fine
    print * * *?” Blackburn v. Ronald Kluchin Architects, Inc., 8th Dist. Cuyahoga No.
    89203, 2007-Ohio-6647, ¶ 29, quoting Vanyo v. Clear Channel Worldwide, 156 Ohio
    App.3d 706, 2004-Ohio-1793, 
    808 N.E.2d 482
    (8th Dist.), ¶ 18, citing Ohio Univ. Bd. of
    Trustees v. Smith, 
    132 Ohio App. 3d 211
    , 
    724 N.E.2d 1155
    (4th Dist.1999).
    {¶46} Here, given that he was being hired as mortgage loan officer, Zilbert was
    objectively capable of understanding the provisions included in the Employment
    Agreement. There are no allegations that an infirmity or incapacity impacted Zilbert’s
    ability to understand the provisions of the Employment Agreement.             As previously
    stated, the arbitration agreement was clearly written in capital letters and was
    unambiguous.
    {¶47} In addition, although Zilbert generally claims that he felt rushed and hurried,
    he has put forth no evidence that he was coerced into signing the Employment
    Agreement.     The record reveals that approximately two weeks passed between Zilbert’s
    signing the Employment Agreement and the time the authorized branch and corporate
    signatures were affixed to the document. Thus, arguably, Zilbert had the opportunity to
    read the Employment Agreement.
    {¶48} Further, although Zilbert claims that he believed he had to sign the
    Employment Agreement in order to proceed with the job, his affidavit is devoid of any
    evidence that he was told he could be denied the position if he wanted to take time to read
    the Employment Agreement or have it reviewed by counsel.
    There is no evidence of procedural unconscionability under these circumstances.          As
    such, the trial court did not err when it found the arbitration agreement to be valid and
    enforceable.   Accordingly, we overrule the fourth assigned error.
    {¶49} Judgment affirmed in part, reversed in part, and remanded to the trial court
    to order that arbitration be conducted in Ohio.
    It is ordered that appellees and appellant share the costs herein taxed.
    The court finds there were reasonable grounds for this appeal.
    It is ordered that a special mandate be sent to said court to carry this judgment into
    execution.
    A certified copy of this entry shall constitute the mandate pursuant to Rule 27 of
    the Rules of Appellate Procedure.
    PATRICIA ANN BLACKMON, JUDGE
    LARRY A. JONES, SR., P.J., and
    SEAN C. GALLAGHER, J., CONCUR