Parks v. Farmers Bank , 122 S.C. 516 ( 1923 )

February 7, 1923. The opinion of the Court was delivered by This is an action in claim and delivery. There was evidence that the plaintiff, Louise Parks, owned a cow and calf, which she bought with the proceeds of the sale of another cow she had obtained from her mother. There was evidence that the plaintiff had once allowed her husband to mortgage the cow to Mr. J.B. Corley, but that she had never consented to any other mortgage of the cow. Rufus Parks, her husband gave a mortgage of a mule and some other things to the defendant bank. There is evidence, and it is undisputed, that the bank's mortgage did not include the cow in question. The mortgage that Rufus gave was a joint mortgage, with several others, but Louise did not sign the joint mortgage. The bank sent out some agents to appraise the property covered by the joint mortgage, and that appraisement included the cow, but there was no evidence that either Louise or Rufus knew it. The bank sent out Mr. L.N. Brown to seize the mortgaged property, and he seized and carried off the cow. Rufus was not at home, and Louise did not object. Rufus met Brown as he was carrying off the cow, and raised no objection. There is testimony to show that after a conference between Rufus and Louise, Louise sent to get her cow. There is evidence to show that Rufus looked up the records, and then went to Brown the next day and demanded the return of the cow. The defendant's witness Brown testifies:

"He told me it was his; I told him he had the best stuff down here. He searched the record, and then told me, `You have no mortgage of no spotted cow,' I told him to take out claim and delivery."

The bank sold the cow, and this suit was brought, and resulted in a judgment for the plaintiff, from which the defendant bank appealed.

I. The defendant made motion for a nonsuit, which was refused. This exception cannot be sustained. The bank's agent had notice that he was proceeding without authority of law, that the cow was not in its mortgage, and it was immaterial who owned the cow, so far as this question is concerned. It took the plaintiff's property without her protest, it is true, but whether that amounted to consent was a matter for the jury. The absence of the owner from the sale might have availed the purchaser at the sale, but not the unauthorized seller. This exception cannot be sustained.

II. The second and third exceptions do not comply with Rule 5, Section 6 (90 S.E., vii), and the reasons need not be stated. They have been considered, but the reasons need not be stated, but simply overruled.

The judgment is affirmed.