Beal v. Sloan , 1998 Tenn. App. LEXIS 700 ( 1998 )


Menu:
  • RUSTY JOLENE BEAL,              )
    )
    Plaintiff/Appellee,      )       Appeal No.
    )       01-A-01-9801-CV-00024
    v.                              )
    )       Davidson Circuit
    JOHN DOE [and                   )       No. 94C-4165
    Tennessee Farmers Mutual
    Insurance Company],
    )
    )             FILED
    )
    Defendants/Appellants.   )                October 21, 1998
    )
    Cecil W. Crowson
    Appellate Court Clerk
    COURT OF APPEALS OF TENNESSEE
    APPEAL FROM THE CIRCUIT COURT FOR DAVIDSON COUNTY
    AT NASHVILLE, TENNESSEE
    THE HONORABLE BARBARA N. HAYNES, JUDGE
    GEORGE M. ALLEN
    Wischhof & Allen
    110 Glancy Street, Suite 207
    Goodlettsville, Tennessee 37072
    ATTORNEY FOR PLAINTIFF/APPELLEE
    THOMAS H. PEEBLES
    G. BRIAN JACKSON
    Trabue, Sturdivant & DeWitt
    511 Union Street
    25th Floor, Nashville City Center
    Nashville, Tennessee 37219
    ATTORNEYS FOR DEFENDANTS/APPELLANTS
    AFFIRMED AND REMANDED
    WILLIAM B. CAIN, JUDGE
    OPINION
    This is an appeal by Tennessee Farmers Mutual Insurance Company
    and an unknown motorist alleged to be uninsured pursuant to the provisions of
    Tennessee Code Annotated section 56-7-1201(e).
    Rusty Jolene Beal filed suit against James M. Sloan as driver, and
    William Sloan as owner of a vehicle which struck plaintiff vehicle in the rear on
    White Bridge Road, Nashville, Tennessee January 2, 1994. The allegations
    asserted proximate negligence, family purpose doctrine and injuries to the
    plaintiff.
    Beal was insured by Tennessee Farmers Mutual Insurance Company
    under a policy providing $50,000 per person liability limits and $100,000 per
    accident limits. The same limits were applicable to uninsured or underinsured
    motorists.
    Process was served on Tennessee Farmers Mutual under Tennessee
    Code Annotated section 56-7-1206, and on February 8, 1995, Tennessee Farmers
    answered admitting the policy of insurance and the limits therein and claimed
    subrogation of $9,317.01 under the provisions of its medical pay clause. In this
    answer Tennessee Farmers demanded a jury of twelve to try the cause and
    provided further:
    Tennessee Farmers Mutual Insurance Company ("Tennessee
    Farmers") files this answer pursuant to T.C.A. § 56-7-1201,
    et seq., and specifically reserves the right to defend in its
    own name or in the name of the alleged
    uninsured/underinsured motorist, pursuant to T.C.A. § 56-7-
    1206.
    In the original complaint Beal charged that the negligence of James
    Sloan ". . . constituted the sole and proximate cause of the accident . . ."
    On April 6, 1995, defendants Sloan filed an answer to the original
    complaint admitting that the negligence of James M. Sloan was a proximate
    -2-
    cause of the automobile accident but denying that such negligence was a
    proximate cause of the injuries alleged by the plaintiff. In this answer defendants
    Sloan demanded a jury of twelve to try the action just as Beal had demanded
    such a jury in the original complaint.
    On May 23, 1996, defendants Sloan filed an amended answer asserting
    that an unknown driver of a vehicle had abruptly stopped ahead of plaintiff, thus
    forcing plaintiff to abruptly stop and at least partially causing defendant Sloan
    to strike plaintiff's vehicle in the rear. Thus, defendant Sloan sought through
    comparative fault to allocate part of the responsibility to the unknown driver of
    the unknown vehicle. Sloan reiterated his demand for a twelve person jury to try
    the cause.
    On May 24, 1996, Tennessee Farmers Mutual amended its answer by
    adding the following:
    15. Alternatively, this accident was proximately caused by
    the negligence of an unknown driver, who caused the
    plaintiff to stop abruptly and unexpectedly. The negligence
    of the unknown driver was the sole proximate cause of any
    injuries to the plaintiff. Alternatively, the negligence of the
    defendant Sloan, if any, should be compared with that of the
    unknown driver and/or the plaintiff, according to the
    principles of comparative fault.
    On July 5, 1996, plaintiff filed her first amended complaint making the
    unknown driver a "John Doe" defendant and seeking judgment against both the
    Sloan defendants and the unknown driver, John Doe.
    On June 23, 1997, Tennessee Farmers Mutual filed an answer to the
    amended complaint acknowledging its defense of John Doe and again demanding
    a twelve person jury to try the cause.
    Tennessee Farmers made a tactical decision not to participate in the
    trial of the case, acting pursuant to Tennessee Code Annotated section 56-7-
    1206(a)(1994). See generally McCall v. Maryland Casualty Co., 
    516 S.W.2d 353
     (Tenn. 1974).
    -3-
    When the case came on for trial on the jury docket on June 25, 1997,
    only counsel for the plaintiff Beal and counsel for the defendants Sloan appeared
    for trial.
    Counsel for these parties in the voluntary absence of counsel for
    Tennessee Farmers waived their respective demands for trial by jury and
    proceeded with a bench trial. At the close of the plaintiff's proof, the defendants
    Sloan settled with plaintiffs and the bench trial continued between plaintiff and
    the unknown motorist. Counsel for Tennessee Farmers appeared before the
    completion of the proof and demanded that a jury be impaneled in accordance
    with Tennessee Farmer's demand for a jury in its pleadings. Such demand was
    denied by the trial court and the case taken under advisement as a bench trial.
    On July 24, 1997, the trial court rendered its judgment in part as
    follows:
    Before the conclusion of the Plaintiff's proof, G. Brian Jackson,
    primary counsel for John Doe and TFMIC, appeared at Court.
    Immediately following completion of the Plaintiff's proof, said counsel
    objected in open court to trial of the case non-jury and reiterated his
    clients' demand that a jury be empaneled to hear the case. Counsel for
    the Plaintiff objected to the right of counsel for TFMIC, who was not
    present at the beginning of the trial, to later appear and contest the non-
    jury proceeding. Counsel for John Doe and TFMIC stated to the Court
    that those parties were not withdrawing and had never withdrawn their
    demand for a trial by jury.
    After hearing the statements of counsel for the Plaintiff and
    counsel for John Doe and TFMIC, the Court overruled the objection to
    the non-jury proceeding and announced that the cause would be taken
    under advisement and decided by the Court.
    Having considered the proof, giving due weight to the demeanor
    and credibility of the parties and the witnesses, and the entire record in
    the cause, the Court finds the following:
    1. The testimony of Defendant James M. Sloan, who was
    not then and there an occupant of Plaintiff's insured
    automobile, is clear and convincing evidence of the
    contributory fault of a John Doe driver in the case at bar.
    2. Rusty Jolene Beal reported the automobile accident at
    bar to the appropriate law enforcement agency, to-wit the
    Metropolitan Police Department, and was not negligent in
    failing to determine the identity of the John Doe driver.
    3. Total compensatory damages awarded to the Plaintiff
    for personal injuries proximately resulting from the
    automobile accident at bar are $44,750.00.
    -4-
    4. The comparative fault of all parties alleged to have
    contributed to causing the automobile accident at bar is
    apportioned as follows:
    James M. Sloan                50%
    John Doe                      50%
    Tennessee Farmers filed post-trial motions protesting the non-jury trial
    on a basis best articulated by the affidavit of attorney G. Brian Jackson, which
    accompanied the July 30, 1997 motion for a new trial. This affidavit provided
    in part:
    2. The complaint in this case, which was filed on or around
    December 20, 1994, contained a jury demand. On or around, February
    8, 1995, I filed an answer on behalf of Tennessee Farmers. The answer
    contained a jury demand. The named defendants, James Sloan and
    William Sloan answered on or around April 6, 1995. Their answer
    contained a jury demand. The case proceeded through discovery for
    more than a year and a half. I participated actively in the discovery,
    attending all depositions and participating in written discovery.
    3. The plaintiff filed an amended complaint on July 29, 1996.
    Tennessee Farmers answered the amended complaint on June 23, 1997.
    This answer also contained a jury demand.
    4. On or around November 25, 1996, the plaintiff moved to set
    the case for trial. The motion moved to set the case "on the jury trial
    docket...."
    5. An agreed order was submitted to the court on around
    December 4, 1996, setting the case "for trial to a jury on June 25, 1997
    at 9:00 a.m...."
    6. Some settlement negotiations took place in the spring of 1996.
    Although I made an offer on behalf of my client, the parties were unable
    to agree to resolve the case.
    7. After careful consideration, I made a tactical decision not to
    participate actively in the trial of the case. I knew the named
    defendants' attorney to be capable and was confident he would keep the
    plaintiff's damages low enough to avoid any underinsured motorist
    coverage exposure. Because Tennessee Farmers had a subrogation lien
    for medical payments, any underinsured exposure would require a
    verdict of at least $35,000. I believed a jury would be unlikely to award
    more than that amount. I also believed that the jury would be unlikely
    to assess any substantial percentage of fault to "John Doe" if "John Doe"
    was not represented at trial. For these and other tactical reasons, I
    determined not to participate actively in the jury trial. In underinsured
    motorist cases, it is relatively common for counsel to decide not to
    participate actively in trials.
    8. On or around April 30, 1997, I sent a letter to the counsel for
    the named defendants informing him that I did not intend to participate
    actively in the jury trial. I spoke with counsel for the named defendants
    on June 18, 1997, again telling him that I would not be participating in
    -5-
    the trial and discussing his strategy for defending the case at the jury
    trial.
    9. On June 19, 1997, I spoke to counsel for the plaintiff and
    informed him that I would not be participating actively in the jury trial.
    10. On or around June 23, 1997, I received proposed jury
    instructions from the named defendants.
    11. On June 24, 1997, I received a telephone call from the Court
    concerning scheduling of the jury trial. I informed the Court that I
    would not be actively participating in the trial, although I did expect to
    monitor portions of it.
    12. When I left the office on the afternoon of June 24, 1997, it
    was my understanding that this case would be tried to a jury beginning
    on June 25, 1997. At that time, the case had been designated as a jury
    case for two and a half years. I had informed all parties and the Court
    that I did not intend to participate in the trial of the case. At no point
    had any party notified me of any intent to seek a nonjury trial, nor had
    any party or the Court suggested that my attendance at the trial would
    be necessary in order to ensure that the case proceeded as a jury trial.
    Before [June] 25, 1997, the scheduled jury trial date, I never received
    any notice whatsoever of any request by any party for a nonjury trial.
    13. I had not been notified of any substantive pretrial matters to
    be discussed before commencement of the jury trial. I expected that
    voir dire would begin at 9:00 a.m. on [June] 25. Since I did not believe
    my presence at voir dire to be necessary given the inactive role I was to
    play in the trial, I planned to go by the Courthouse in the late morning
    of [June] 25 to check on the progress of the trial.
    14. On the a.m. of [June] 25, 1997, I left my home sometime
    between 8:30 and 9:00 a.m. I had to run an errand on the way to the
    office and I arrived at my office in downtown Nashville around 9:15 or
    9:20 a.m. After I arrived, Thomas H. Peebles III told me that he
    received a call from the Court a few minutes earlier and had been
    informed that the other parties were attempting to waive the jury trial.
    Mr. Peebles told me that he had told the Court that a nonjury trial would
    not be appropriate because Tennessee Farmers had demanded a jury.
    15. I telephoned the Court and spoke to one of the judge's court
    officers. She told me, "We tried to call you. The case is being tried."
    I asked the court officer whether the case was being heard by the Court
    or a jury. She indicated that a bench trial was in progress. I told her
    that Tennessee Farmers objected to such a proceeding, that a jury had
    been demanded, and that I would be at the courthouse immediately.
    16. I spoke to Thomas H. Peebles III for a few minutes and left
    my office and went to the Davidson County Courthouse as quickly as
    possible. By the time I cleared security and actually arrived in the
    courtroom, it was, to the best of my recollection, approximately 10:00
    a.m. or shortly after 10:00 a.m.
    17. When I arrived in the courtroom, plaintiff's counsel was
    concluding his examination of the plaintiff. Neither the named
    defendants nor their counsel was present in the courtroom. Plaintiff's
    counsel briefly examined another witness.
    -6-
    18. Following the plaintiff's proof, I approached the bench and
    objected to the case being heard as a nonjury matter. The Court
    overruled my objection and announced that the case would be taken
    under advisement.
    The July 30, 1997 motion for a new trial by Tennessee Farmers and
    John Doe was overruled by the trial court on January 2, 1998 and these parties
    appealed.
    On appeal, Tennessee Farmers complains that having demanded trial
    by a jury of twelve in its pleadings, trial by jury cannot be waived without its
    consent. Appellant relies on Tennessee Rule of Civil Procedure 38.05 providing
    in part, "A demand for trial by jury as herein provided may not be withdrawn
    without the consent of all parties as to whom issues have been joined." Tenn. R.
    Civ. P. 38.05 (1997-98).
    Appellant further relies on Tennessee Rule of Civil Procedure 39.01
    providing:
    When trial by jury has been demanded as provided in
    Rule 38, the action shall be designated upon the docket as a
    jury action. The trial of all issues so demanded shall be by
    jury, unless (a) the parties or their attorneys of record, by
    written stipulation filed with the court or by oral stipulation
    made in open court and entered in the record, consent to trial
    by the court sitting without a jury or (b) the court upon
    motion or of its own initiative finds that a right of trial by
    jury of some or all of those issues does not exist under the
    Constitution or statutes of the state of Tennessee.
    Tenn. R. Civ. P. 39.01 (1997-98).
    In this case, all parties had demanded trial by jury. When "John Doe
    was made a defendant by amended complaint pursuant to T.C.A. § 56-7-1201(e)
    Tennessee Farmers filed an answer on behalf of 'John Doe' and demanded a jury.
    After participating in discovery Tennessee Farmers made a tactical decision not
    to appear at trial and not to participate in the trial. This decision was predicated
    in part on T.C.A. § 56-7-1206(a) providing in part: "Such companies shall
    thereafter have the right to file pleadings and take other action allowable by law
    in the name of the owner and operator of the uninsured motor vehicle or in its
    -7-
    own name; . . ."
    The basis of this decision is best stated by counsel for Tennessee
    Farmers in his affidavit:
    7. After careful consideration, I made a tactical decision not
    to participate actively in the trial of the case. I knew the
    named defendants' attorney to be capable and was confident
    he would keep the plaintiff's damages low enough to avoid
    any underinsured motorist coverage exposure. Because
    Tennessee Farmers had a subrogation lien for medical
    payments, any underinsured exposure would require a verdict
    of at least $35,000. I believed a jury would be unlikely to
    award more than that amount. I also believed that the jury
    would be unlikely to assess any substantial percentage of
    fault to "John Doe" if "John Doe" was not represented at
    trial. For these and other tactical reasons, I determined not
    to participate actively in the jury trial. In underinsured
    motorist cases, it is relatively common for counsel to decide
    not to participate actively in trials.
    The dilemma confronting counsel for Tennessee Farmers in this case
    is obvious. Prior to Chapter 313 of the Public Acts of 1989, now codified as
    Tennessee Code Annotated section 56-7-1201(e), there was no uninsured
    motorist coverage in the absence of physical vehicle contact. The effect of the
    1989 act is stated by the Supreme Court:
    . . . Prior to the 1989 amendment to Tenn.Code Ann. § 56-7-
    1201, there could be no recovery unless there was actual
    physical contact between the uninsured motorist's vehicle
    and the insured's vehicle. See e.g., Hoyle v. Carroll, 
    646 S.W.2d 161
     (Tenn.1983). The requirement of physical
    contact with the vehicle operated by the unknown motorist
    prohibited recovery in cases where the unknown motorist
    caused the accident but there was no physical contact
    between the vehicles. Subsection (e)(1)(B), enacted in 1989,
    allows recovery in cases where, for example, the insured is
    forced off the road by an unknown motorist without
    physically striking the insured's vehicle. The high standard
    of proof required by the amendment, clear and convincing
    evidence produced by witnesses other than the occupants,
    obviously was intended by the legislature as a safeguard
    against bogus claims arising from one-vehicle accidents. Cf.
    id. at 162.
    Fruge v. Doe, 
    952 S.W.2d 408
    , 411 (Tenn. 1997).
    -8-
    Counsel for Tennessee Farmers would be representing an "empty
    chair" in front of they jury. The fear, real or imagined, is that the presence of
    counsel defending the empty chair will suggest to the jury the existence of
    liability insurance. It is also correct to say that counsel representing Sloan would
    attempt to keep the damages of the plaintiff as low as possible.
    The other horn of Tennessee Farmers' dilemma under this post 1989
    "John Doe" case is that the interest of counsel for Sloan and Tennessee Farmers
    is far from identical. It is Sloan who first asserted the existence of John Doe and
    under comparative fault principles sought a companion to share the misery.
    Plaintiff then amended his complaint to join "John Doe" with all parties fully
    aware that in order to prevail against John Doe, Tennessee Code Annotated
    section 56-7-1201, subsequent to 1989, required: "(B) The existence of such
    unknown motorist is established by clear and convincing evidence, other than
    any evidence provided by occupants in the insured vehicle."
    Thus, it is evident long before the actual trial, that it is in the interest
    of the plaintiff to prove the existence of "John Doe" and, even more importantly,
    it is also very much in the interest of the defendant Sloan to prove both the
    existence of "John Doe" and the highest possible comparative fault of "John
    Doe".
    Faced with these circumstances, counsel for Tennessee Farmers made
    his tactical decision not only to not participate in the trial of the case but also not
    to appear even as an observer. Thus, Tennessee Farmers deferred all trial
    decisions to counsel representing the defendants Sloan.
    The right to trial by jury is constitutional and jealously guarded by the
    courts of Tennessee. Shook & Fletcher Supply Co. v. Nashville, 
    47 Tenn. App. 339
    , 
    338 S.W.2d 237
     (1960).
    It is likewise well settled in Tennessee that a party may either directly
    or by implication waive this constitutional right to trial by jury. Russell v.
    -9-
    Hackett, 
    190 Tenn. 381
    , 
    230 S.W.2d 191
     (1950); Davis v. Ballard, 
    946 S.W.2d 816
     (Tenn. Ct. App. 1996).
    There is a marked division of authority among the federal courts and
    among sister jurisdictions bound by that which is equivalent to Rules 38 and 39
    of the Tennessee Rules of Civil Procedure.                   The discussion in Hall v.
    Morozewych, 
    686 P.2d 708
     (Alaska, 1984) is enlightening.
    Our Civil Rules 38(d) and 39(a) are functionally identical to their
    federal counterparts. Generally, if a defendant in federal court defaults
    after having properly demanded a jury trial, he may insist on a jury trial
    as to damage issues. Federal cases split on whether a party's
    nonappearance is tantamount to a waiver of jury trial on liability.
    Professors Wright and Miller take the position that "[f]ailure to appear,
    in person or by counsel, at the trial should be considered a waiver of
    jury trial". State case law demonstrates that the provisions of applicable
    statutes or rules control resolution of the jury trial waiver issue. State
    courts which have had occasion to apply statutes or rules similar to
    Alaska Civil Rules 38(d) and 39(a) (i.e.: where express consent is
    required for a waiver of a previously demanded jury trial) generally
    refuse to treat non-appearance as a waiver. Typical of such decisions
    is Loiselle v. Gladfelter, 
    160 So. 2d 740
     (Fla.App.), aff'd, 
    165 So. 2d 767
    (Fla.1964). In that case, the Florida Court of Appeals recognized the
    "divergent views of our sister states based upon their particular statutes
    or rules of procedure," and also acknowledged the split in federal
    authority. 160 So.2d at 742. Interpreting a rule of civil procedure that
    required "the consent of the parties" before a demand for jury trial could
    be withdrawn, the court concluded that "waiver by implication in these
    circumstances must be more than a mere failure to appear and contest
    the issues of the case." Id.
    Given the provisions of Civil Rules 38(d) and 29(a), and our ruling
    in Hill v. Vetter, 
    525 P.2d 529
     (Alaska 1974), we hold that the superior
    court erred in trying this case without a jury. The judgment against Hall
    is set aside and the matter remanded to the superior court for a jury trial
    on the issues of liability and damages.
    
    686 P.2d 708
    , 711-712 footnotes omitted.
    Whatever may be the restrictions on implied waiver in federal courts
    and in other state jurisdictions, it is clear that Tennessee still follows Russell v.
    Hackett, 
    190 Tenn. 381
    , 
    230 S.W.2d 191
     (1950). Davis v. Ballard is a 1996
    decision of the Western Section of the Court of Appeals with application for
    permission to appeal having been denied by the Supreme Court on April 7, 1997.
    In this case, both Davis and Ballard had demanded a jury in their pleadings.
    Ballard failed to appear at trial and Davis waived his right to trial by jury and
    -10-
    proceeded with a bench trial. Ballard appealed. Said the Court of Appeals:
    [1] Ballard argues that he never agreed or consented to the case
    proceeding to trial without a jury, and that he did not waive his right to
    have his case heard and decided by a jury. Although the waiver of a
    jury demand requires the consent of all parties, that waiver may be
    either express or implied. Russell v. Hackett, 
    190 Tenn. 381
    , 
    230 S.W.2d 191
    , 192 (1950). In Russell, the Tennessee Supreme Court held
    that a co-defendant who did not appear at trial waived his right to a jury
    trial by implication. Id. The Supreme Court said, "Taylor (the co-
    defendant) having been properly brought before the trial court by
    service of process, did not appear and defend the suit. Therefore, his
    consent to the waiving of the jury was implied." Id. In that case, the
    plaintiff originally demanded a jury but waived that demand after the
    co-defendant failed to appear. The trial was conducted in his absence,
    and the judgment for unliquidated damages awarded by the trial court
    sitting without a jury was upheld. Id.
    [2] The law in 1950 required that both parties consent before
    demand for jury could be waived. The Supreme Court held that the
    failure to appear is an implied consent to the waiver of jury trial. Id.
    Our present law requiring all parties to consent to waiver of a previous
    jury demand, Tenn.R.Civ.P. 38.05, is the same that existed when the
    Supreme Court decided Russell. Therefore, we must follow the
    Supreme Court's ruling in Russell. In the instant case, Ballard did not
    appear at trial, "[t]herefore, his consent to the waiving of the jury was
    implied." Id.
    [3] Ballard also argues that there can be no implied waiver
    because of the circumstances of this case. Ballard's counsel claims that
    he extended Davis's counsel common courtesy by allowing him to
    continue the trial when it was first scheduled. When the case was called
    the second time, Davis proceeded without Ballard. Ballard asserts that
    Davis's counsel should have returned the favor. Davis's attorney argued
    that Ballard had procrastinated and delayed the trial, and that he felt it
    was time to zealously represent his client. While we believe that
    professional courtesy should be the norm of our profession, there is
    nothing legally wrong with the actions of Davis's counsel.
    Accordingly, the judgment of the trial court is affirmed, and the
    case is remanded for such further proceedings as are necessary. Costs
    of the appeal are assessed against the appellant.
    Davis v. Ballard, 
    946 S.W.2d 816
    , 817 (Tenn. App. 1996).
    In this case Tennessee Farmers made a tactical decision not only to
    forego any actual participation in the trial but, in effect, to abdicate all defense
    responsibility to counsel representing Sloan. In its brief counsel poses an
    hypothesis:
    . . . For economic and strategic reasons, uninsured motorist
    carriers often elect not to participate directly in trials. For
    example, consider the following hypothetical situation: a
    plaintiff in an automobile accident case alleges $3,000 in
    -11-
    medical expenses and prays for $100,000 in damages. She
    carries $100,000 in uninsured/underinsured motorist
    insurance. She sues the driver of the other vehicle involved
    in the accident and serves her own uninsured motorist carrier
    with the complaint. The named defendant driver has minimal
    $25,000 limits and is defended by able counsel. Under this
    scenario, the uninsured motorist carrier theoretically is
    exposed to a potential $75,000 in damages (the difference
    between the named defendant's liability limits and the
    plaintiff's underinsured limits). However, the carrier may
    determine that it is highly unlikely that the plaintiff will
    recover more than $25,000 for a claim based on $3,000 in
    medical expenses. The carrier may further decide that adding
    another lawyer to the defense team will simply increase the
    likelihood that the jury will divine the existence of
    substantial insurance and increase the plaintiff's award
    accordingly. Finally, the carrier would be required to incur
    a significant expense if its counsel participated in the trial,
    expense that might not be worth the slight risk of loss and
    might actually be harmful. Therefore, the UM carrier in such
    a case might appropriately decide to monitor the case but to
    take no active role in the trial.
    This hypothetical scenario is extremely common. In each
    UM case, the UM carrier must determine the level of
    participation appropriate for the particular case and the risks
    involved. Often the carrier's counsel will attend depositions
    and selected portions of the trial but will not sit at counsel
    table or otherwise taken an active role before the jury.
    This hypothesis assumes correctly that the interest of counsel
    representing the defendant driver on behalf of his own liability carrier has the
    same interests in the case as the non-participating, underinsured carrier. The
    hypothetical is meaningless when applied to counsel for the defendants Sloan
    whose interest parallels the uninsured motorist carrier interest only to the extent
    that both would seek to hold the plaintiff's damages to a minimum. Counsel for
    the underinsured Sloan has a vital interest in transferring comparative fault to
    "John Doe", an interest inimical to the interest of Tennessee Farmers
    representing John Doe. The first and foremost duty of counsel for Sloan was to
    take care of the interest of Sloan. This he did by waiving his demand for trial by
    jury and settling with the plaintiff. These actions left unchallenged the testimony
    of defendant James M. Sloan that provided the basis for the trial court finding
    comparative fault of John Doe. The court specifically found: "1. The testimony
    -12-
    of defendant James M. Sloan, who was not then and there an occupant of
    plaintiff's insured automobile, is clear and convincing evidence of the
    contributory fault of a John Doe driver in the case at bar."
    The record does not disclose any agreement among counsel not to
    withdraw their respective jury demands.
    The tactical decision not to participate in the trial by Tennessee
    Farmers and not to monitor the case when the trial began effectively left counsel
    for plaintiff and counsel for defendants Sloan to their own devices and the
    appearance of counsel for Tennessee Farmers after the jury had been waived by
    all counsel electing to participate in the trial comes too late. The reasoning of
    Russell v. Hackett and Davis v. Ballard is persuasive under the facts of this case.
    Tennessee Farmers also objects to the action of the trial court in
    assessing discretionary costs against Tennessee Farmers. This is a matter in the
    sound discretion of the trial judge and this court sees no abuse of discretion.
    Perdue v. Green Branch Mining Co., 
    837 S.W.2d 56
     (Tenn. 1992).
    The judgment of the trial court is in all respects affirmed, and the case
    is remanded for such further proceedings as are necessary. Costs are assessed to
    appellants.
    _______________________________
    WILLIAM B. CAIN, JUDGE
    CONCUR:
    _________________________________________
    BEN H. CANTRELL, PRESIDING JUDGE, M.S.
    _________________________________________
    WILLIAM C. KOCH, JR., JUDGE
    -13-
    -14-