US Fidelity & Guar. Co. v. Romay , 744 So. 2d 467 ( 1999 )
Allstate Ins. Co. v. Sierra , 705 So. 2d 119 ( 1998 )
Llaguno v. ARI Mut. Ins. Co. , 719 So. 2d 311 ( 1998 )