gary-a-podell-v-citicorp-diners-club-inc-citicorp-credit-services , 112 F.3d 98 ( 1997 )
Whelan v. Trans Union Credit Reporting Agency , 862 F. Supp. 824 ( 1994 )
Renie Guimond v. Trans Union Credit Information Company , 45 F.3d 1329 ( 1995 )