Pickett v. Frost

PELHAM, J.

This appeal is prosecuted by tbe appellant from a judgment in favor of tbe appellee in a suit brought to recover tbe statutory penalty provided by section 4898 of tbe Code for a failure to enter tbe fact of payment or satisfaction of a mortgage on tbe margin of the record. The second count of the complaint sets out the written notice given by the mortgagor to the mortgagee, and is in this language: “Sat. Dec. 3, 1910. Mr. D. F. Pickett — Dear Sir: Please have my moregage marked setel on the Record book in the Probate office at Jasper, and Big. G. B. Frost.” The defendant attacked this count of the complaint by demurrer, on the ground that the written request is not sufficient to require the duty imposed by statute on the mortgagee of entering the fact of payment or satisfaction on the margin of the record of the mortgage.

The principal case cited and quoted in the brief of counsel to sustain his contention on this proposition is the case of Loan Ass’n v. Echols, 125 Ala. 552, 27 South. 975. It is argued that, as the word “cancel,” as used in the notice in that case, was held insufficient as a request, the word “setel” (or “settled”), as used here, cannot be held sufficient as a request. As explained in the later case of Partridge v. Wilson, 141 Ala. 164, 37 South. 441, the word “cancel,” as used in the request in the case of Loan Ass’n n. Echols, supra, was where the notice given was simply a request to cancel the mortgage without making any reference whatever to the record; and it was held in the case of Partridge v. Wilson that, where the request was to cancel the mortgage on the record, it was not possible for the mortgagee to have misunderstood that he was requested to enter satisfaction of the mortgage on the record, as provided by the statute fixing a penalty for a failure to comply with the request.

The notice shows, on its face, that it was not written by a person skilled in grammatical construction or well versed in orthography; hut its meaning, we think, is plain, and as no particular form of word is necessary, but only that the language employed must be such as Avill fairly and reasonably inform the mortgagee that performance of the duty imposed by statute is requested, the request set out is sufficient for the purpose intended, and not capable of being misunderstood by one of common intelligence. The fair and reasonable meaning of the request is to inform the mortgagee, to whom it was addressed, that the mortgagor, who signed the notice, desired the record of the mortgage marked settled; and this was sufficient to impose the duty upon the mortgagee of complying with the provisions of the statute by entering the fact of payment or satisfaction on the record. — Jordan & Sons v. Mann, 57 Ala. 595; Partridge v. Wilson, supra.

There was no error in permitting the plaintiff to testify that he had made a demand in writing on defendant to mark the mortgage satisfied. This was simply preliminary to the introduction in evidence of the written notice, which when introduced, as it was, made it the sole evidence of its contents. It was entirely competent, however, for the plaintiff to testify that he had given such a request to the defendant by handing it to him, a fact in issue and denied by the defendant.

The copy of the request was properly admitted. The witness Lacy testified that he had made demand on the defendant for the original, and that the defendant denied having the original written request, or ever having received it.

There was no abuse of the judicial discretion in allowing the witness Sexton to be cross-examined with reference to how he happened to be in Jasper at the particular time inquired about, as going to show an interest or bias affecting the weight or credibility to be accorded his testimony by the jury. The question asked the defendant on cross-examination, with reference to when he first learned that Sexton possessed the information furnished by him, was admissible for the same purpose.

Charge No. 1, the general charge, requested in behalf of the defendant, was requested on the theory that the written request was not a sufficient demand for the purpose of requiring the defendant to enter satisfaction of the mortgage on the record, and from what has already been said it will appear that we are of the opinion that it was properly refused.

We find no error among those assigned and argued by appellant authorizing a reversal of the case.

Affirmed.