United States Court of Appeals For the First Circuit No. 20-1470 ANDREA ROSE, Plaintiff, Appellant, v. RTN FEDERAL CREDIT UNION, Defendant, Appellee. ERRATA SHEET The opinion of this Court issued on June 10, 2021, is corrected as follows: On page 10, line 17, replace "person the" with "person in the". On page 10, line 20, replace "Reg." with "Regs.".