United States Court of Appeals For the First Circuit No. 04-1631 RALPH J. CIMON, III, Plaintiff, Appellant, v. CHRISTOPHER GAFFNEY; GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, Defendants, Appellees. ERRATA SHEET The opinion of this Court issued on March 10, 2005 is amended as follows: On page 13, line 10, replace "Gaffney's" with "Ralph's". On page 15, line 2, replace "Gaffney's" with "Ralph's".