DocketNumber： 09-60006
Judges： Fernandez, Silverman, Graber
Filed Date： 4/9/2010
Status： Non-Precedential
Modified Date： 11/5/2024
FILED
NOT FOR PUBLICATION APR 09 2010
MOLLY C. DWYER, CLERK
UNITED STATES COURT OF APPEALS U .S. C O U R T OF APPE ALS
FOR THE NINTH CIRCUIT
In re: BETTY JEAN MCCARTHER- No. 09-60006
MORGAN,
BAP No. SC-08-1093-KwMoJu
Debtor.
------------------------------------------- MEMORANDUM *
BETTY JEAN MCCARTHER-
MORGAN,
Appellant,
v.
ASSET ACCEPTANCE, LLC,
Appellee.
Appeal from the Ninth Circuit
Bankruptcy Appellate Panel
Kwan, Montali, and Jury, Bankruptcy Judges, Presiding
Submitted April 6, 2010 **
Pasadena, California
Before: FERNANDEZ, SILVERMAN, and GRABER, Circuit Judges.
*
This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
**
The panel unanimously concludes this case is suitable for decision
without oral argument. Fed. R. App. P. 34(a)(2).
Betty Jean McCarther-Morgan appeals the dismissal of her adversary action
against Asset Acceptance, LLC. McCarther-Morgan alleges violation of the Fair
Debt Collection Practices Act ("FDCPA") and the California Rosenthal Fair Debt
Collection Practices Act ("RFDCPA"). We review de novo. Price v. U.S. Tr. (In
re Price), 353 F.3d 1135, 1138 (9th Cir. 2004).
The Bankruptcy Appellate Panel ("BAP") properly affirmed the bankruptcy
court’s dismissal of McCarther-Morgan’s FDCPA claim because the Bankruptcy
Code precludes that claim. Walls v. Wells Fargo Bank, N.A., 276 F.3d 502, 510- 11 (9th Cir. 2002). The BAP also properly affirmed the dismissal of McCarther- Morgan’s RFDCPA claim because the Bankruptcy Code preempts that claim. MSR Exploration, Ltd. v. Meridian Oil, Inc.,74 F.3d 910
, 912-16 (9th Cir. 1996). McCarther-Morgan argues that recent revisions to the Bankruptcy Code undermine the holdings in Walls and MSR Exploration, but that argument is inapplicable. McCarther-Morgan raises this argument for the first time in her reply brief. Because she failed to raise this argument either below or in her opening brief on appeal, she has waived it. Butler v. Curry,528 F.3d 624
, 642 (9th Cir.), cert. denied,129 S. Ct. 767
(2008). AFFIRMED. 2