Arispe Bank v. Werner

This is an action in equity for the foreclosure of a real estate mortgage securing the note of the defendant Bertha Griep and others, dated March 1, 1920. Bertha Griep 1. HOMESTEAD: was a nonresident of the state. As against her, rights of a writ of attachment was also sued out, and children: levied on her interest in 120 acres of land. devise of This appeal is concerned only with the decree as remainder. respects the rights of the parties under the attachment.

It was stipulated that the allegations of fact in the answer of Bertha Griep not denied in the reply were true, and that the allegations of the reply were true. It thus appears that, prior to their death, S. and Maria Werner were husband and wife, and were the owners as tenants in common of the 120 acres in question; that they lived on the land, which consisted of adjoining 40-acre tracts, the dwelling house being upon the middle 40. S. Werner died testate in 1917, leaving his widow, Maria Werner, and nine children, of whom the appellee Bertha Griep was one, surviving him. By his will the widow was given a life estate in the land, with remainder to the nine children, share and share alike. After the death of S. Werner, his widow continued to reside upon the land until her death intestate, in 1922, leaving the nine children, including appellee, as her only heirs at law. It was also stipulated that Maria Werner elected to take under the will in lieu of any further interest she might have had in the estate of her husband. The homestead had never been platted during the lifetime of either S. Werner or his wife.

It is apparent that the appellee became the owner in reversion, after the life estate of her mother, of an undivided one ninth of an undivided one half, or an undivided one eighteenth, of the land, under the will of S. Werner, and of a like interest as heir at law of Maria Werner.

The lower court, with the consent of appellee and her co-owners, selected and established the homestead of S. and Maria Werner as the 40-acre tract upon which the dwelling house was situated, and decreed that the appellant had no lien by virtue of its attachment upon such 40 acres, and confirmed the lien of the attachment upon the interest of the appellee in the remaining 80 acres.

The appellant complains that the court erred in holding (1) that appellee was entitled to any exemption right in respect to the interest in the land acquired by the devise of S. Werner, her father, and (2) in limiting appellant's lien to the interest of appellee in 80 acres only, and in denying a lien upon her interest in the 40 acres selected by the court as the homestead. We do not have the benefit of an argument on behalf of appellee.

I. Assuming that S. Werner was entitled to a homestead in the undivided half of the tract owned by him, we think it is plain that the interest therein that passed to appellee under his will was subject to appellant's attachment.

Under the will, Maria Werner took a life estate in such undivided one half, and appellee took a remainder of an undivided one ninth thereof. The situation is controlled by Section 2985, Code of 1897, as construed and applied in Rice v. Burkhart,130 Iowa 520, and Voris v. West, 180 Iowa 138. Under the construction of the statute found in these cases, it is a complete answer to the contention that appellee held the interest received from her father exempt from her own antecedent debts, to say that she took such interest, not by descent, but by devise, and that there was a widow surviving. The present corresponding statutory provision is Section 10153, Code of 1924. Moreover, the appellant's claim was not, so far as appears, the debt of the appellee antecedent to the vesting in her of the interest derived from her father. Baker v. Jamison, 73 Iowa 698; Kite v. Kite,79 Iowa 491; Merchants Nat. Bank v. Eyre, 107 Iowa 13.

II. It is settled that the homestead may consist of the owner's undivided interest in lands held in common. Livasy v. State Bankof Redfield, 185 Iowa 442; Rutledge v. Wright, 186 Iowa 777. By Section 2985, supra, where there was no will and 2. HOMESTEAD: no surviving spouse, the homestead descended to rights of the issue of the husband or wife exempt from the children: antecedent debts of such issue. It would seem exemption clear, under the stipulated facts, that Maria under Werner had a homestead in the undivided half of descent. the land owned by her. We do not understand this to be questioned. It would seem to be equally clear that this descended to her children exempt from their antecedent debts. As to this, however, appellant contends otherwise.

The court, as we have said, with the consent of all of the owners, established the homestead in the 40-acre tract upon which the dwelling house stood. It is not clear that appellant is questioning the authority of the court to do this, under such circumstances; but the complaint is that the attachment was not established as a lien on the interest of appellee in the entire 120 acres passing to her by descent from her mother. If we understand counsel at this point, the contention is that, since it was held in Jonas v. Weires, 134 Iowa 47, that the creditor could not, where the debtor owned an undivided interest in the whole tract, make an effective levy on such interest in a part of the tract only, it must follow that appellant had a right to have the lien of its attachment established on the interest of appellee derived from her mother in the entire tract, notwithstanding the homestead right of the mother therein and appellee's right to take the homestead by descent from her mother exempt from her own antecedent debts. The fallacy of the argument is apparent. Aside from the obvious fact that such a conclusion destroys entirely appellee's right to hold such interest in the homestead as came to her by descent from her mother exempt from her own antecedent debts, the court has, by its action in establishing, with consent of the co-owners, the homestead upon one 40-acre tract only, removed the only obstacle in the way of an effective levy on appellee's interest in the remainder of the tract. The order confining the homestead right to one 40-acre tract as against the co-owners obviated the very difficulty confronting the court in Farr v. Reilly, 58 Iowa 399, and Jonas v. Weires, supra, relied upon by appellant.

The appellee's undivided one eighteenth of the entire tract held under the will of her father and her undivided one eighteenth of the 80 acres, aside from the 40-acre tract set aside or established by the court as the homestead, held by descent from her mother, should be subjected to appellant's attachment. So modified, the decree will be affirmed. — Modifiedand affirmed.

De GRAFF, C.J., and STEVENS and FAVILLE, JJ., concur.