Steven Hayne v. The Doctors Company

IN THE SUPREME COURT OF MISSISSIPPI
NO. 2013-CA-00252-SCT
DR. STEVEN HAYNE
v.
THE DOCTORS COMPANY AND THE DOCTORS
COMPANY INSURANCE SERVICES
DATE OF JUDGMENT: 12/28/2012
TRIAL JUDGE: HON. WILLIAM A. GOWAN, JR.
TRIAL COURT ATTORNEYS: SAMUEL S. MCHARD
DANIEL WAIDE
WILLIAM E. WHITFIELD, III
COURT FROM WHICH APPEALED: HINDS COUNTY CIRCUIT COURT, FIRST
JUDICIAL DISTRICT
ATTORNEYS FOR APPELLANT: CHRISTOPHER TYLER KENT
JOHN MICHAEL DUNCAN
ATTORNEYS FOR APPELLEES: KAREN KORFF SAWYER
WILLIAM E. WHITFIELD, III
NATURE OF THE CASE: CIVIL - INSURANCE
DISPOSITION: AFFIRMED - 08/28/2014
MOTION FOR REHEARING FILED:
MANDATE ISSUED:
BEFORE DICKINSON, P.J., KITCHENS AND CHANDLER, JJ.
KITCHENS, JUSTICE, FOR THE COURT:
¶1. Dr. Steven Hayne seeks reversal of the trial court’s grant of summary judgment in
favor of his former medical malpractice insurer, The Doctors Company and The Doctors
Company Insurance Services (collectively, “The Doctors”). The Doctors has refused to cover
Hayne for lawsuits brought by exonerated criminal defendants against whom Hayne had
testified as a State’s witness. Kennedy Brewer1 sued Hayne for malicious prosecution, fraud,
and negligent misrepresentation in the Circuit Court of Noxubee County, Mississippi, and
later in federal district court.2 Hayne sought coverage under a medical malpractice insurance
policy he had purchased from The Doctors. The Doctors declined to provide coverage,
arguing that Brewer was not a “patient” under Hayne’s medical malpractice insurance
(“medmal”) policy, and that the company therefore was under no obligation to cover Hayne
in relation to the suit brought by Brewer.
¶2. Dr. Hayne filed suit in the present action against The Doctors, arguing that The
Doctors knew when it issued the policy exactly what kind of medicine he practiced, and that
the insurance policy covered him for the types of medical malpractice suits he might face,
including the suit filed by Brewer. The Doctors moved for summary judgment, arguing that
the policy language was clear and unambiguous in the kind of coverage provided, and that
this lawsuit by an exonerated nonpatient regarding testimony that Dr. Hayne had given as an
expert witness did not fall within the policy’s coverage. The Circuit Court of the First
Judicial District of Hinds County agreed, and, despite a lack of in-depth discovery, granted
the motion for summary judgment. We affirm.
1
Brewer was convicted of murder in large part due to Hayne’s expert testimony at
Brewer’s trial regarding Hayne’s autopsy of the murder victim. After fifteen years in prison,
seven years of which Brewer spent on death row, Brewer was exonerated on the basis of
DNA evidence which excluded him as the perpetrator.
2
Hayne avers that he also has been sued in an unrelated case by Tyler Edmonds,
another exonerated criminal defendant against whom Hayne testified. However, Hayne has
not attached a copy of the Edmonds complaint. In its brief, The Doctors informed this Court
that Edmonds filed a notice of claim against Hayne, but never followed through with an
actual lawsuit.
2
FACTS AND PROCEDURAL HISTORY
¶3. Dr. Steven Hayne is a medical doctor licensed in Mississippi who practices “forensic,
anatomical, and clinical pathology.” Over the course of his career, Hayne often has worked
as a forensic pathologist in death investigations for the State of Mississippi. In 1992 he
conducted an autopsy on the body of Christine Jackson, a three-year-old girl who was raped
and murdered in Noxubee County near Brooksville, Mississippi. During the autopsy, he
observed what he described as bite marks. Along with Dr. Michael West, a dentist, Hayne
identified Kennedy Brewer, the boyfriend of the victim’s mother, as the person who had
made those marks, based upon a comparison with an upper-palate imprint obtained from
Brewer. At Brewer’s trial, Hayne testified that he had no doubt that nineteen of the marks on
the victim’s body had been made by Kennedy Brewer. This so-called bite-mark evidence was
the “centerpiece of the prosecution.” Brewer was convicted of capital murder and sentenced
to death.
¶4. However, semen had been found on the victim, and years after his conviction, Brewer
was able to gain access to the semen for DNA testing. The testing excluded Brewer as the
source of the semen that had been found on the deceased victim, and his capital murder
conviction was vacated in 2002. The State persisted in its pursuit of rape and murder charges
against Brewer, based in part on the bite-mark testimony provided by Hayne. Thus, Brewer
was moved from the state prison system to the Noxubee County Jail to await retrial. But,
after further DNA testing positively identified Albert Johnson as the perpetrator–a man the
police initially had considered a suspect–Brewer was released in 2007. Overall, Brewer had
spent fifteen years behind bars, with seven of those on death row. In 2008, Brewer filed suit
3
against Hayne in the Noxubee County Circuit Court. That lawsuit eventually was dismissed
and refiled in the United States District Court for the Southern District of Mississippi.
Brewer sued Hayne for malicious prosecution, fraud, and negligent misrepresentation.
¶5. Hayne’s insurance policy with The Doctors ran continuously from July 1987 to July
1, 2003.3 Hayne states that, when he obtained this coverage, he provided extensive
information to The Doctors regarding his medical practice, which included information about
his work as a pathologist for the State of Mississippi in criminal prosecutions. Neither the
application for this policy nor other underwriting memoranda or documents was placed
before the trial court in this case. When the Brewer complaint was filed, Hayne notified The
Doctors. The Doctors informed Hayne that his policy did not provide coverage for the type
of suit that Brewer had filed against him. In 2011, Hayne brought suit against The Doctors
in the Circuit Court of the First Judicial District of Hinds County, arguing that his medmal
policy did, in fact, cover the claims made against him by Brewer and another exoneree, Tyler
Edmonds.
¶6. The Doctors argued that the unambiguous language of the policy excluded coverage
for this type of claim. The language of the policy states that The Doctors will defend Hayne
for claims brought against him for incidents occurring during the coverage period, with
“claim” defined as a suit alleging “injury, disability, sickness, disease, or death to a patient
arising from [Hayne’s] rendering or failing to render professional services. . . .” (Emphasis
3
The policy provided a $5 million per claim limit, with a maximum annual payout
limit of $8 million. After that policy expired, Hayne purchased another policy from The
Doctors, with limits of $1 million per claim and $3 million aggregate for the period between
July 1, 2003, and July 1, 2004.
4
added). According to The Doctors, because Brewer was never a patient of Hayne’s, and
Brewer alleged injuries only to himself, then the plain language of the policy precluded
coverage for Hayne. Additionally, The Doctors argued that the policy contained an
exclusionary clause which denied coverage for work Hayne performed as a governmental
employee, which The Doctors contended that Hayne was when he testified for the State of
Mississippi against Brewer. The Doctors argued that the language was clear, that Hayne bore
the responsibility of reading and understanding the terms of his insurance policy, and that he
was not entitled to coverage in the Brewer and Edmonds cases. Hayne argued that the policy
should be construed to cover him, and that The Doctors should be estopped from denying
coverage because it had defended him in a similar suit in Louisiana several years earlier.
¶7. As part of pretrial discovery, Hayne requested information regarding the previous
Louisiana case in which he contended The Doctors had provided him coverage, as well as
documents related to his policy such as his application for insurance and underwriting
memoranda, in hopes of establishing what The Doctors had known about Hayne’s practice
when it issued the policy. The Doctors replied that the only thing required to decide this case
was the policy itself, and that any further discovery would be vexatious and burdensome. The
Doctors requested a protective order from such discovery. Less than a month later, before
there was a ruling on the motion for a protective order, and despite the lack of production of
the requested documents, The Doctors filed its motion for summary judgment. In response,
Hayne filed a Motion for Continuation of Defendant’s Motion for Summary Judgment
Pursuant to Rule 56(f), arguing that, as discovery had not been completed, summary
judgment would be premature.
5
¶8. A hearing was held on the motion for summary judgment on April 12, 2012. The
Doctors argued that the unambiguous language of Hayne’s policy denied him coverage as
a matter of law, and that further discovery simply was not necessary to decide the issue
before the trial court. Hayne argued that further discovery was necessary to determine what
exactly The Doctors knew about the nature of Hayne’s medical practice and what it had
represented to him regarding what his policy covered. Hayne also argued that The Doctors
had covered him for a suit brought by the family of a young girl upon whose corpse Hayne
had performed an autopsy and that, therefore, The Doctors was estopped from denying him
coverage in this instance. After the hearing, the trial court asked Hayne to supplement the
record with a “policy booklet” which he claimed represented the policy that he had
purchased.4 The policy booklet produced by Hayne had a different definition of “claim” than
that contained in the sample insurance policies adduced by The Doctors. This discrepancy
notwithstanding, the trial court granted summary judgment in favor of The Doctors. It found
that the policy language was unambiguous in its specific coverage for suits related to injuries
to patients of Hayne, which Brewer and Edmonds were not. It also found that the policy’s
governmental employment exclusion applied to Hayne’s claim. Finally, the trial court found
that the Louisiana case in which The Doctors had provided coverage to Hayne was factually
4
Apparently, Dr. Hayne did not have an actual copy of his original malpractice
insurance policy. By the time of the summary judgment hearing, it had been almost eight
years since his original policy with The Doctors had expired. At oral argument, counsel for
Hayne informed us that a copy of this document was sought by Hayne in discovery but never
received.
6
distinguishable from the suits brought by Brewer and Edmonds, and it did not estop The
Doctors from asserting that Hayne’s policy did not afford him coverage from those claims.
¶9. Hayne filed a motion for reconsideration, for which a hearing was held on September
21, 2012. He again emphasized that discovery had not been completed and that summary
judgment should be held in abeyance. The trial court denied the motion. Hayne appealed,
arguing that:
1. The plain language of the policy is ambiguous, and that ambiguity
should be construed in his favor to afford him coverage in the claims
brought by Brewer and Edmonds.
2. The governmental and intentional-act exclusionary clauses in his
insurance policy should not be held to exclude coverage for Hayne in
the claims brought by Brewer and Edmonds.
Because it is dispositive, we limit our review to the first issue.
STANDARD OF REVIEW
¶10. In reviewing a lower court’s grant of summary judgment, this Court employs a de
novo standard of review. Anglado v. Leaf River Forest Prods., 716 So. 2d 543, 547 (Miss.
1998). This Court must consider all of the evidence “in the light most favorable to the non-
moving party.” Palmer v. Anderson Infirmary Benevolent Ass’n, 656 So. 2d 790, 794
(Miss. 1995) (internal citations omitted). Further, “[t]he interpretation of an insurance policy
is a question of law, not one of fact. When a question of law is raised we apply a de novo
standard of review.” Hankins v. Maryland Cas. Co./Zurich American Ins. Co., 101 So. 3d
645, 652 (¶ 15) (Miss. 2012) (quoting Corban v. United Servs. Auto. Ass’n, 20 So. 3d 601,
609 (Miss. 2009)).
ANALYSIS
7
¶11. The Doctors argues that this entire dispute turns on the plain language of Hayne’s
insurance policy. Hayne contends that the policy language is ambiguous, which, if true,
would require the trial court to look beyond the policy language to determine whether Hayne
ought to be covered. Further, in his original complaint, he alleged that The Doctors
represented to him that it would craft a policy which would insure him against the risks he
would face in his particular practice, which necessarily would include third-party claims such
as Brewer’s or Edmonds’s. We turn first to our rules of insurance contract interpretation.
¶12. The language and provisions of insurance policies are viewed as contracts and are
subject to the same rules of interpretation as other contracts. See Hankins, 101 So. 3d at 653
(¶ 18). The analysis must begin with the language of the policy, which “either affords
coverage or not, based upon application of the policy language to the facts presented.” Id.
(quoting Architex Ass’n, Inc. v. Scottsdale Ins. Co., 27 So. 3d 1148, 1156 (Miss. 2010)).
Because insurance policies are creatures of contract, if the language is clear and
unambiguous, then the language of the policy must be interpreted as written. Hankins, 101
So. 3d at 653 (¶ 18) (quoting Architex, 27 So. 3d at 1156).
¶13. However, ambiguities in insurance contracts should be “resolved in favor of the
insured. . . .” J & W Foods Corp. v. State Farm Mut. Auto. Ins. Co., 723 So. 2d 550, 552
(¶ 8). “[I]n interpreting an insurance policy, this Court should look at the policy as a whole,
consider all relevant portions together and, whenever possible, give operative effect to every
provision in order to reach a reasonable overall result.” Id. (citing Continental Cas. Co. v.
Hester, 360 So. 2d 695, 697 (Miss. 1978)). Generally, when policy language is ambiguous,
the Court construes policies “liberally in favor of the insured . . . [and] strongly against the
8
drafter.” J & W Foods, 723 So. 2d at 552 (¶ 8). So, when the policy language is clear and
unambiguous, this Court is bound to give effect to the words of the policy as written. If
ambiguity exists, the Court is empowered to interpret the contract as a whole, with the scales
weighted firmly in favor of the insured. See J & W Foods, 723 So. 2d at 552 (¶ 7) (“If this
Court finds an insurance policy ambiguous, we must necessarily find in favor of coverage.”).
¶14. Hayne’s insurance policy provided by The Doctors states, in pertinent part:
A. WHAT THE EXCHANGE WILL PAY
The Exchange will pay, on your behalf, all sums which you become legally
obligated to pay for a claim but excluding any legal liability for punitive or
exemplary damages or statutory or other fines.
The policy defines a “claim” as follows:
Written notice, demand, cross claim, lawsuit, an arbitration proceeding or
screening panel, which is first reported to the Exchange during the policy
period, which asserts a demand for money or that you should reduce your bill,
which alleges injury, disability, sickness, disease, or death to a patient arising
from your rendering or failing to render professional services subsequent to the
retroactive date. . . .
(Emphasis added.) In other words, The Doctors contracted with Hayne that it would pay for
and defend him against any claim alleging that Hayne had injured a patient in rendering or
failing to render professional services to such patient.5
5
During our review of the record, it has become apparent that two different versions
of the specimen policy in question were produced. One was attached to The Doctors’ Motion
for Summary Judgment, and one was attached to one of Dr. Hayne’s responses to discovery.
The versions of the policy differ in font and format but are, as far as we can tell,
indistinguishable in their terms. With regard to the relevant provision in this dispute–the
definition of a claim–the policies differ in one way. In Hayne’s version, which was given to
him by The Doctors in 2008 as a specimen and which is the version cited by The Doctors
in its brief, a “claim” is defined as a lawsuit “which alleges injury, disability, sickness,
disease, or death to a patient. . . .” In the version attached to The Doctors’ Motion for
9
¶15. Brewer’s complaint alleges that Hayne engaged in “malicious prosecution, fraud and
negligent misrepresentation.” Brewer claims that Hayne’s incorrect bite-mark identification
injured Brewer by subjecting him to the conviction of capital murder and fifteen years in
prison, where he suffered numerous physical, psychological, and emotional injuries. Brewer
does not claim that Hayne injured the human body upon which he performed the autopsy. He
does not claim that the corpse on which the autopsy was performed was Hayne’s patient and
he does not claim that he himself was Hayne’s patient.
¶16. From The Doctors’ point of view, the unambiguous language of the policy forecloses
any further argument. The Doctors argues that the language of the policy does not provide
coverage for Hayne in the context of a suit brought by a wrongfully convicted criminal
defendant against whom Hayne had testified. According to The Doctors, the policy provides
coverage only for suits alleging injury to a patient. Brewer, however, is alleging injuries to
himself. Brewer was never a patient of Hayne’s and makes no claim or contention to that
effect. Neither does Hayne. Therefore, according to The Doctors, the policy does not cover
Brewer’s claim against Hayne. The Doctors argues that if anyone was a patient of Hayne’s
in the context of the Brewer complaint, it was Christine Jackson, the crime victim upon
whom Hayne performed the autopsy which formed the basis for his testimony against
Summary Judgment, a “claim” is a lawsuit “which alleges injury; disability; sickness;
disease; or death to a patient. . . .” In one version, the list is set off with commas, and in the
other, it is set off with semicolons. This ultimately makes no difference in our analysis of the
issue, because in either case each word in the list modifies the noun “patient.” We simply
note that two slightly different versions of the same policy were produced by The Doctors
in this case.
10
Brewer. However, Brewer is not alleging that Hayne injured Christine Jackson, and he is not
contending that she was Hayne’s patient.
¶17. We are constrained to agree with The Doctors’ position that Brewer simply cannot,
by any stretch of the imagination, be considered Hayne’s patient. The language of the policy
is unambiguous in this regard. Further, “an insured is charged with the knowledge of the
terms of the policy upon which he or she relies for protection.” Mladineo v. Schmidt, 52 So.
3d 1154, 1161 (¶ 26) (Miss. 2011). Although Hayne claims that The Doctors negligently
misrepresented to him in the policy booklet that the policy would cover him for suits such
as the one he now faces, the plain language of the policy itself unambiguously informs him
that it does not. When the language of the policy is unambiguous, knowledge of the policy
is imputed to the insured. See Robichaux v. Nationwide Mut. Fire Ins. Co., 81 So. 3d 1030,
1040-41 (¶¶ 30-31) (Miss. 2011) (holding that insurance policy’s unambiguous exclusion of
flood damage prohibited the policyholder’s suit for coverage for flood damage as a matter
of law).
¶18. Under the specimen policies provided by The Doctors, a “claim” is covered only
where the alleged injury happened to a patient of the insured physician. However, Hayne
presented a policy booklet he says was sent to him by The Doctors as a representation of his
policy. Under the policy booklet, the term “claim” is defined as “a demand for payment of
damages arising from a Professional Services Incident . . . that is not otherwise excluded by
the terms and conditions of this Policy.” “Professional Services Incident” is defined as “the
performance of, or failure to perform, Professional Services by . . . a Medical Professional,
when acting within the scope of his or her specialty or training,” and “Professional Services”
11
are defined as “the diagnosis of, treatment or medical care for, or medical consultation,
regarding a patient’s medical condition.” Hayne argues that this creates an ambiguity in what
the language of his policy actually said. However, at the hearing on the motion for
reconsideration, counsel for Hayne admitted that the policy form provided by The Doctors
was the same as the policy issued to Hayne.
Trial Judge: All right. Okay. So I want to clear up one thing. That right now
you’re satisfied that this is the policy that he acted in reliance
upon, and there was no other additional earlier policy that was
plain and unambiguous; is that correct?
Hayne’s Counsel: Not to my knowledge, Your Honor.
Accordingly, the policy booklet, which contains different terms than the actual policy, does
not create any ambiguity in the policy language itself.
¶19. Knowledge of the terms of Hayne’s policy is imputed to Hayne. Mladineo, 52 So. 3d
at 1161 (¶ 26). Hayne’s policy unambiguously provides coverage only for claims arising out
of injury to patients. While it may be that Hayne was informed by someone that his policy
would cover him for the type of malpractice claims he was likely to face, the plain language
of the policy unambiguously denies coverage for Hayne when sued for malpractice by an
exonerated third-party criminal defendant. Such a person is not Dr. Hayne’s patient. Hayne’s
argument that the policy language is ambiguous must fail. When the language of an insurance
policy is unambiguous, we are bound to interpret it as written. Hankins, 101 So. 3d at 653-54
(¶ 18) (quoting Architex, 27 So. 3d at 1157 (¶ 21)). As it is written, Hayne’s insurance policy
does not cover him for suits brought by exonerated nonpatient criminal defendants alleging
injury to themselves due to his negligence.
12
¶20. Further, even if a representative of The Doctors had informed Hayne that the policy
would cover him for this type of lawsuit, under the facts of this case, we find that the plain
language of the policy must control. “A written contract cannot be varied by prior oral
agreements. Moreover, as an evidentiary matter, parol evidence to vary the terms of a written
contract is inadmissible.” Oaks v. Sellers, 953 So. 2d 1077, 1082 (¶ 17) (Miss. 2007)
(quotation omitted). In Mladineo, this Court confronted the issue of whether
misrepresentations made by an insurance agent were imputed to the insurer and determined
that the insureds could not rely on the representations by the agent when they held in their
possession an insurance policy which plainly contradicted those representations. Mladineo,
52 So. 3d at 1167 (¶ 53). In that case, the insured had possession of the policy for only four
months, which this Court held “was enough time to recognize and remedy the deficit in
coverage.” Here, Dr. Hayne had his policy for years. The plain language of the policy denied
him coverage for injuries to nonpatients that were attributable to his malpractice.6 Hayne had
6
At oral argument, counsel for Hayne argued that The Doctors provided coverage for
a lawsuit filed against him in Louisiana which alleged injuries to the nonpatient family
members of a decedent upon which Hayne had performed an autopsy. He argued that this
coverage estopped The Doctors from denying coverage in the instant case. However, Hayne
never mentioned this either in his main brief or his reply brief to this Court. Briefs to this
Court must “identify the issues presented for review,” and “[n]o issue not distinctly
identified shall be argued by counsel.” M.R.A.P. 28(a)(3). The Doctors did mention estoppel,
briefly, on one page of the appellee’s brief. While we may notice a “plain error not identified
or distinctly specified,” we find that estoppel was not properly before the Court; and, based
upon the trial court’s findings that the Louisiana case was distinguishable from the instant
case, we decline to reverse summary judgment on that issue.
13
ample time to correct the deficit in his coverage, and parol evidence at odds with the policy
cannot overcome the unambiguous language of the policy.7
¶21. We acknowledge that Hayne without success sought to delay summary judgment until
discovery was completed under Mississippi Rule of Civil Procedure 56(f). The trial court did
not rule on that pending motion, but, in effect, denied it by its grant of summary judgment.
Hayne, however, has not raised on appeal the issue of the propriety of that decision. The
Doctors attempted to frustrate discovery while simultaneously moving for summary
judgment. This Court looks with disfavor upon “the practice of parties resisting discovery
on the one hand and moving for summary judgment on the other.” Smith v. H.C. Bailey
Companies, 477 So. 2d 224, 234 (Miss. 1985). In this particular case, The Doctors’ reliance
upon the plain language of the insurance policy while denying discovery is troublesome. We
are compelled to note the apparent absurdity of Hayne’s policy with The Doctors. For many
years Dr. Hayne was a well-known pathologist who worked primarily with dead bodies for
the state government. He was issued a policy containing a governmental employment
exclusion which The Doctors argues covered him only for suits arising out of incidents in
which he was not working for the government and in which he injured living patients.
7
In Mladineo v. Schmidt, 52 So. 3d 1154, 1162 (¶¶ 31-33) (Miss. 2010), this Court
did hold that the plaintiffs’ negligence claim against the insurance agent could proceed
because the plaintiffs may have been able to show that the agent’s alleged misrepresentation
regarding the plaintiffs’ need to purchase flood insurance breached the agent’s “professional
duty and proximately caused any damage to the Mladineos.” Dr. Hayne initially filed suit
against Fisher Brown Bottrell Insurance, Inc., but that defendant was dismissed without
prejudice by agreement of the parties on June 6, 2011. Accordingly, for the purposes of this
appeal, Dr. Hayne is not alleging negligence against a particular insurance agent, and is not
claiming that he would have purchased additional insurance but for a particular agent’s
representations to him. Hayne’s suit is against the insurer only.
14
Regardless of what The Doctors may have told Hayne about the coverage terms of his
policy, it seems that the company actually sold him an insurance policy that would rarely,
if ever, provide coverage for the type of suits he was likely to face.
¶22. However, as noted above, Hayne failed to raise on appeal the issue of the trial court’s
effective denial of his Rule 56(f) motion for additional time for discovery. Further, he did not
file a motion to compel discovery. For several years, Hayne held an insurance policy which
clearly and unambiguously did not cover him for the type of claims made against him by
Brewer and Edmonds. In this case, we agree that the language of the policy provides a
sufficient foundation upon which summary judgment may stand. The policy language is
unambiguous, and it clearly does not provide coverage to Hayne in this instance. In light of
the acknowledgment by Dr. Hayne’s attorney that the specimen policy provided by The
Doctors was the same as that issued to his client, further discovery would not have altered
this Court’s inevitable conclusion that the plain language of the policy precludes coverage.
CONCLUSION
¶23. We affirm the grant of summary judgment in favor of The Doctors by the Circuit
Court of the First Judicial District of Hinds County. The clear and unambiguous language
of the insurance policy provides coverage for claims which allege injuries to patients of Dr.
Hayne. Kennedy Brewer and Tyler Edmonds allege injuries only to themselves, and they
simply were not patients of Dr. Hayne. This Court must construe the policy as written, and
its clear language denies coverage under the circumstances presented.
¶24. AFFIRMED.
15
DICKINSON AND RANDOLPH, P.JJ., LAMAR, CHANDLER, PIERCE, KING
AND COLEMAN, JJ., CONCUR. WALLER, C.J., NOT PARTICIPATING.
16