Gibson v. New Jersey Mfrs. Ins. Co. , 261 N.J. Super. 579 ( 1993 )
Heaton v. State Health Ben. Com'n , 264 N.J. Super. 141 ( 1993 )
Terra Industries, Inc. v. Commonwealth Insurance Co. of America , 981 F. Supp. 581 ( 1997 )